MARI invest

[geographic]

Savings 0.88% p.a.
MISP 0.84% p.a.

Returns for MISP can drop below savings interest rate. When newly opened it started off offering good low risk returns and have now become a bunch of lasup products.

Cleaned out all my money and park in Maybank for 2.0% p.a. temporarily. Zero cents left in Maribank. Pui!

https://forums.hardwarezone.com.sg/...dates-part-3.5575909/page-1172#post-159891963

Is there a 2% promo for Maybank? I only saw 1.9% bundle offer. Actual return is less than 1.9%.

 

[Mr.Canberra]

Is there a 2% promo for Maybank? I only saw 1.9% bundle offer. Actual return is less than 1.9%.

https://www.maybank2u.com.sg/en/promotions/deposits/fresh-funds-topup.page

Not the nonsense gimmick bundle offer. It is fresh funds top up for iSavvy Savings Account.

If you can lock up more than $20k for 1.5 mths for 2% p.a. while looking out for opportunities in the next 2 months. Good enough for me.

Interest rates will be uptrend for now. Next possible Fed rate hike will be in Dec 2026.

 

[FlyGuardX]

https://www.maybank2u.com.sg/en/promotions/deposits/fresh-funds-topup.page

Not the nonsense gimmick bundle offer. It is fresh funds top up for iSavvy Savings Account.

If you can lock up more than $20k for 1.5 mths for 2% p.a. while looking out for opportunities in the next 2 months. Good enough for me.

Interest rates will be uptrend for now. Next possible Fed rate hike will be in Dec 2026.

Interest rate up is bad for stock right? Increase in borrowing cost

 

[JetStorm]

Maybank is 20k ADB. I feel a bit high if my intention is to have instant withdrawal purposes means I must have > 20k for all days. Hmmm

if need highly liquid then maybe go for chocolate finance? also 2% for 1st 20k

 

[JetStorm]

Interest rate up is bad for stock right? Increase in borrowing cost

have to see what you want. For investing im already dca-ing so rates up or down no diff to me. but if wan liquid emergency funds then have to find those High Yield savings account.

 

[trave1er]

Interest rate up is bad for stock right? Increase in borrowing cost

In general, interest rates going up are bad for stocks, yes. It's because investors will find it harder to justify taking on the added risk of stocks when they can get (almost) risk free returns elsewhere.

Higher interest rates may improve bank earnings though over the medium term.

 

[rosseau]

Everything is linked and related. If treasury yields continue rising, you can exit MII but equities and stocks will stop climbing at some point as people suddenly see more value in risk-free assets (like treasuries) and move their $ there instead.
Even STI will be touched at some point, since the US is such a big market. I don’t see how Singapore can escape US influence.

 

[Prohere7321]

Waiting for the next move.

 

[harky]

Waiting for the next move.

y my one is - de...? ur is +

 

[Prohere7321]

y my one is - de...? ur is +

Market timing

 

[Mr.Canberra]

Waiting for the next move.

Your asset rotation sibei ho!

 

[Mr.Canberra]

Wah piangz US 10Y bond yield continues to climb after a slight retracement.

Really heng last week cut MII liao. The feeling is like not sure want to rejoice or cry?

 

[Prohere7321]

Wah piangz US 10Y bond yield continues to climb after a slight retracement.

Really heng last week cut MII liao. The feeling is like not sure want to rejoice or cry?

230926 MII NAV Price new low again.

 

[Prohere7321]

230926 MII NAV Price new low again.

230926 MII NAV Price is 8.79 (-0.10).

 

[jinsatkilife]

Wah piangz US 10Y bond yield continues to climb after a slight retracement.

Really heng last week cut MII liao. The feeling is like not sure want to rejoice or cry?

best time to buy

but how come SG rates havn't up

 

[AnTiLooP]

Heng la. I cut MII several weeks before you, lagi heng.

 

[Prohere7321]

240926 MII NAV Price still not out as of 0910. Probably really bad until need time to calculate.

 

[Prohere7321]

Heng la. I cut MII several weeks before you, lagi heng.

For me several months.

 

[Mr.Canberra]

240926 MII NAV Price is $8.71 (-0.80).

 

[wutawa]

240926 MII NAV Price is $8.71 (-0.80).

80 cents drop in a day is horrible.