MARI invest

[geographic]

Savings 0.88% p.a.
MISP 0.84% p.a.

Returns for MISP can drop below savings interest rate. When newly opened it started off offering good low risk returns and have now become a bunch of lasup products.

Cleaned out all my money and park in Maybank for 2.0% p.a. temporarily. Zero cents left in Maribank. Pui!

https://forums.hardwarezone.com.sg/...dates-part-3.5575909/page-1172#post-159891963

Is there a 2% promo for Maybank? I only saw 1.9% bundle offer. Actual return is less than 1.9%.

 

[Mr.Canberra]

Is there a 2% promo for Maybank? I only saw 1.9% bundle offer. Actual return is less than 1.9%.

https://www.maybank2u.com.sg/en/promotions/deposits/fresh-funds-topup.page

Not the nonsense gimmick bundle offer. It is fresh funds top up for iSavvy Savings Account.

If you can lock up more than $20k for 1.5 mths for 2% p.a. while looking out for opportunities in the next 2 months. Good enough for me.

Interest rates will be uptrend for now. Next possible Fed rate hike will be in Dec 2026.

 

[FlyGuardX]

https://www.maybank2u.com.sg/en/promotions/deposits/fresh-funds-topup.page

Not the nonsense gimmick bundle offer. It is fresh funds top up for iSavvy Savings Account.

If you can lock up more than $20k for 1.5 mths for 2% p.a. while looking out for opportunities in the next 2 months. Good enough for me.

Interest rates will be uptrend for now. Next possible Fed rate hike will be in Dec 2026.

Interest rate up is bad for stock right? Increase in borrowing cost

 

[JetStorm]

Maybank is 20k ADB. I feel a bit high if my intention is to have instant withdrawal purposes means I must have > 20k for all days. Hmmm

if need highly liquid then maybe go for chocolate finance? also 2% for 1st 20k

 

[JetStorm]

Interest rate up is bad for stock right? Increase in borrowing cost

have to see what you want. For investing im already dca-ing so rates up or down no diff to me. but if wan liquid emergency funds then have to find those High Yield savings account.

 

[trave1er]

Interest rate up is bad for stock right? Increase in borrowing cost

In general, interest rates going up are bad for stocks, yes. It's because investors will find it harder to justify taking on the added risk of stocks when they can get (almost) risk free returns elsewhere.

Higher interest rates may improve bank earnings though over the medium term.