It take you some time to find out. Well for liquid I use GoSavers 1.3% or recently GXS Savings Pocket 1.2%. If ok to lock for say 1 month and got enough 20k Maybank 2%Just noticed MISP keep having negative returns for the past weeks. Int only 0.6% maybe I should move elsewhere. Which acc has higher int? I need my funds to be liquid.