Maribank or trust?

[sgboy85]

Guys,

I am self employed and i give myself salery to my Trust account. After 1 day it still did nt unlock the 0.75% interests. So right now my trust only base 1.25%+ 0.5% spend.

So i have let say 10k. Should i put in maribank instead? Maribank 2.7% any criteria like trust?

Pls advise. Only into trust or maribank now as my dbs and ocbc is doing good. Would like to consider 3rd bank.

 

[wutawa]

Maribank yyds. 2.7% no conditions.

 

[hyperfuse]

if small amount, can put in chocolate finance. higher interest as compared to maribank

 

[DevilPlate]

Guys,

I am self employed and i give myself salery to my Trust account. After 1 day it still did nt unlock the 0.75% interests. So right now my trust only base 1.25%+ 0.5% spend.

So i have let say 10k. Should i put in maribank instead? Maribank 2.7% any criteria like trust?

Pls advise. Only into trust or maribank now as my dbs and ocbc is doing good. Would like to consider 3rd bank.

Maybank 6mth FD 3.1%
Simple fuss free

 

[Sauron]

if small amount, can put in chocolate finance. higher interest as compared to maribank

Chocolate finance non sdic guaranteed... But if your risk appetite is there then y not

 

[hyperfuse]

Chocolate finance non sdic guaranteed... But if your risk appetite is there then y not

i have been using choc finance for more than a year. have 2 accounts.

with 2 accounts at 20k...around 2k interest earned. not much since its only 40k.

 

[wutawa]

Maybank 6mth FD 3.1%
Simple fuss free

No need set aside some money in savings acct?

 

[DevilPlate]

No need set aside some money in savings acct?

He said he got dbs/ocbc liao right

 

[luvpraline]

i have been using choc finance for more than a year. have 2 accounts.

with 2 accounts at 20k...around 2k interest earned. not much since its only 40k.

Can we sign up 2 accounts with 1 mobile number?

 

[hyperfuse]

Can we sign up 2 accounts with 1 mobile number?

nope.

 

[orlengtao]

Guys,

I am self employed and i give myself salery to my Trust account. After 1 day it still did nt unlock the 0.75% interests. So right now my trust only base 1.25%+ 0.5% spend.

So i have let say 10k. Should i put in maribank instead? Maribank 2.7% any criteria like trust?

Pls advise. Only into trust or maribank now as my dbs and ocbc is doing good. Would like to consider 3rd bank.

Just use maribank, fuss free, sdic insured and liquid.

 

[wutawa]

He said he got dbs/ocbc liao right

As in Maybank time deposit needs to put $1k for every $10k. Not exactly fuss free.

 

[DevilPlate]

As in Maybank time deposit needs to put $1k for every $10k. Not exactly fuss free.

No need…..go for isavvy time deposit

 

[sgboy85]

Just use maribank, fuss free, sdic insured and liquid.

I decided guys. Maribank is the go for now. Just place 10k in maribank and got 74cents interests 12mn. Trust is too complicated as u need to spend and union members, the salery cannot use FAST also. I wan to close my trust account. Gxs promo is sucks $100 signup u need to borrow 10k from them. I think maribank is more str8 fwd.

 

[orlengtao]

I decided guys. Maribank is the go for now. Just place 10k in maribank and got 74cents interests 12mn. Trust is too complicated as u need to spend and union members, the salery cannot use FAST also. I wan to close my trust account. Gxs promo is sucks $100 signup u need to borrow 10k from them. I think maribank is more str8 fwd.

Stick with maribank till end of year. Maybe can see if gxs offer better with their promo.

Don't need to close trust, no fee. Go oversea got free withdraw also

 

[wutawa]

I closed my trust acct many mths back. My acct bal kena negative (overdrafted).

 

[Squaredot]

I closed my trust acct many mths back. My acct bal kena negative (overdrafted).

what cause your account to be negative?
Trust waived it?

 

[wutawa]

what cause your account to be negative?
Trust waived it?

Accidental bus tap on debit card. I top up to $0 before closing.

 

[Squaredot]

Accidental bus tap on debit card. I top up to $0 before closing.

oh that happened to me once, I was surprised account went negative

 

[DevilPlate]

Stick with maribank till end of year. Maybe can see if gxs offer better with their promo.

Don't need to close trust, no fee. Go oversea got free withdraw also

Yea, i use trust card overseas….rates not bad….no need to apply youtrip/wise