MayBank SaveUp Programme

LexusIS

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Finally interest is in for the savedup privilege account. Still can maintain for one year before terminating the account and redeeming the car loan.
 
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luvalist

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Thanks for updating. Yes, indeed came in. So slow this month. Not worth their effort to count prob coz funds all went out! Haha
 

LexusIS

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Thanks for updating. Yes, indeed came in. So slow this month. Not worth their effort to count prob coz funds all went out! Haha

Haha yah. Too many must have closed the account.

Anyway maybank CS says for this month will be in by end of the month and next month will be normal by mid month.
 

luvalist

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Ah! Forgot to transfer in money to this account for giro deduction.

Anyone has luck trying to waive off the $10 for insufficient fund?
 

Ronaldo88

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Wah congrats. I have abt a year of car loan



Too hard to fulfil requirements now to get the max interest rates after they tweak the program

Me is 500 cc spend, salary credit n 300 giro..maybe consider switch to uob
 

luvalist

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Wait. Salary and giro combine to one category now. That’s why a lot of us shifted out coz cannot hit 3rd cat

U can switch now - move giro and cc spend to uob one. Do u have dbs housing loan? If yes move ur salary to dbs.

I still like the maybank credit card tho. Still good for a lot of spending.

Me is 500 cc spend, salary credit n 300 giro..maybe consider switch to uob
 

Ronaldo88

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Wait. Salary and giro combine to one category now. That’s why a lot of us shifted out coz cannot hit 3rd cat

U can switch now - move giro and cc spend to uob one. Do u have dbs housing loan? If yes move ur salary to dbs.

I still like the maybank credit card tho. Still good for a lot of spending.

No leh.. "the total monthly GIRO debit amount is at least S$300, it will be considered as 1 Qualifying Product."
 

luvalist

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Yes that is 1 qualifying product. But salary is combined with giro. It’s giro “and/or” salary. So technically u just hit either one will do.

So ur 2nd product is spending.

That’s all. Total bonus interest is 0.8% for 2 products.

No leh.. "the total monthly GIRO debit amount is at least S$300, it will be considered as 1 Qualifying Product."
 

Ronaldo88

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Yes that is 1 qualifying product. But salary is combined with giro. It’s giro “and/or” salary. So technically u just hit either one will do.

So ur 2nd product is spending.

That’s all. Total bonus interest is 0.8% for 2 products.

Huh salary, cc spend n giro nt consider 3 qualifying products? Then got to run..but trblsme leh..jump here there
 

luvalist

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U check ur bonus interest - May and Jun should drop Liao. Unless u have other products

They change it from apr this year, so a lot of people run. It’s okay. U still got time to shift out for jul!

Huh salary, cc spend n giro nt consider 3 qualifying products? Then got to run..but trblsme leh..jump here there
 

Ronaldo88

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U check ur bonus interest - May and Jun should drop Liao. Unless u have other products

They change it from apr this year, so a lot of people run. It’s okay. U still got time to shift out for jul!

I m looking at uob one account..requirements nt difficult to achieve..is it gd? Or any other recommendations.
 

luvalist

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I m using that now but I had not hit max $75k.

If u prefer simple, I think multiplier is not bad? u can shift ur salary out to say ocbc or DBS Multiplier combined with uob one.

I m looking at uob one account..requirements nt difficult to achieve..is it gd? Or any other recommendations.
 

Ronaldo88

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I m using that now but I had not hit max $75k.

If u prefer simple, I think multiplier is not bad? u can shift ur salary out to say ocbc or DBS Multiplier combined with uob one.

I jus realised maybank cc every mth 1k spend every quarter got 100 rebate..i transfer all my giro to cc..
 
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