MayBank SaveUp Programme

[luvalist]

Yeah the maybank cc really not bad, almost include all spends.

I jus realised maybank cc every mth 1k spend every quarter got 100 rebate..i transfer all my giro to cc..

 

[valerie1234]

Hi, may I know where and how you guys double check the bonus interest? Will it be debited under bonus interest or together with the regular interest?

 

[otaku7]

what you guys think of the boc one?

Posted from PCWX using EVR-L29

 

[Trazora]

what you guys think of the boc one?

Posted from PCWX using EVR-L29

As in BOC Smartsaver? Interest rate drop less than half wef 1 Aug.

 

[RedsYWNA]

Should we reconsider this again? Hitting 2 categories (salary + credit card) can get 1.1%.......Maybank Plat Visa also has 3.33% for $1k spend.

 

[flyboy]

Thinking of joining this. Does the Etiqa Elastiq and Save3 Insurance count towards "1 product" in the Maybank Save Up?

 

[otaku7]

As in BOC Smartsaver? Interest rate drop less than half wef 1 Aug.

thanks. everywhere dropping, and dropped...

Posted from PCWX using EVR-L29

 

[otaku7]

just shifted 10k to Singlife for a start. since first 10k is 2.5, next 90k is 1.0

Posted from PCWX using EVR-L29

 

[RedsYWNA]

Thinking of joining this. Does the Etiqa Elastiq and Save3 Insurance count towards "1 product" in the Maybank Save Up?

I find other categories not easy to hit leh. Quite high quantum. Only 2 products for me: salary/giro + credit card.

$50k:
https://www.maybank2u.com.sg/en/personal/saveup/save-up-programme.page

$100k:
https://www.maybank2u.com.sg/en/wealth/privilege/save-up-programme.html

 

[flyboy]

I find other categories not easy to hit leh. Quite high quantum. Only 2 products for me: salary/giro + credit card.

$50k:
https://www.maybank2u.com.sg/en/personal/saveup/save-up-programme.page

$100k:
https://www.maybank2u.com.sg/en/wealth/privilege/save-up-programme.html

Yeah, thats why IF the Etiqa Elastiq qualifies, ho say liao.

Anyway is the Save Up still offering 3.xx% if 3 qualifying products are met? Their latest terms and conditions are still dated APril 2019?

 

[RedsYWNA]

Yeah, thats why IF the Etiqa Elastiq qualifies, ho say liao.

Anyway is the Save Up still offering 3.xx% if 3 qualifying products are met? Their latest terms and conditions are still dated APril 2019?

I went to the branch today. It's still valid as of now, though of course things may change in the future. I feel things may not change so fast, since not many pple have Saveup accounts now, after the previous nerf.

That Etiqa Elastiq needs to be a sig quantum to qualify I think, assuming it does qualify......

 

[valerie1234]

Anyone knows, grab Topup via cc will they count as part of the credit card min spend of $500?

 

[cloud77]

anyone using Saveup account ?

 

[Jake79]

Did you try? Is it eligible?

 

[Sambuca78]

Anyone saveup account kenna $2 service charge?

i called and asked and was told that the minimum balance is $1000 now? All this while I only maintain $500 and was okay.

 

[ThreeSteps]

Date of this posting: 18June2025.
If looking for another bank account which is similar to UOB One, OCBC 360, BOC SmartSaver, DBS Multiplier, Standard Chartered Bank Bonus$aver, etc – you can also consider the Maybank SaveUp Programme.
Read below - self-explanatory.

**Maybank Save Up Programme
Refer to the bank website : https://www.maybank2u.com.sg/en/personal/saveup/save-up-programme.page?
Bonus Interest maximum effective interest rate 3.08% p.a. on the first S$75,000 - by taking up 3 products from SAVE, SPEND, INVEST, INSURE, BORROW categories

***Maybank Privilege Save Up Programme
Refer to the bank website : https://www.maybank2u.com.sg/en/wealth/privilege/save-up-programme.html
Bonus Interest maximum effective interest rate 3.23% p.a. on the first S$150,000 - by taking up 3 products from SAVE, SPEND, INVEST, INSURE, BORROW categories *[3.92% for 4 products]
Other link: https://www.maybank2u.com.sg/en/wealth/privilege/about-us.html


SaveUp a/c can also earn Base Interest up to 0.25% p.a.
refer : https://sslsecure.maybank.com.sg/cg...ODUkbzEkZzEkdDE3NTAyMDU5NDQkajYwJGwwJGgw#sav2

 

[koolkool]

The EIR seems OK. The spending bonus is the one that I will have problem with since I use UOB one for my normal spending, and I don't usually spend a lot. Using cardup for Horizon Visa Signature seemed feasible but I am not exactly a mile person. Does anyone know if ipaymy will also be affected by the nerfed for VISA Platinum card spend?

 

[ThreeSteps]

The EIR seems OK. The spending bonus is the one that I will have problem with since I use UOB one for my normal spending, and I don't usually spend a lot. Using cardup for Horizon Visa Signature seemed feasible but I am not exactly a mile person. Does anyone know if ipaymy will also be affected by the nerfed for VISA Platinum card spend?

There is a separate discussion thread for Platinum Visa card : https://forums.hardwarezone.com.sg/...b-one-spin-off.4701592/page-36#post-156361267

 

[ericcsn]

The EIR seems OK. The spending bonus is the one that I will have problem with since I use UOB one for my normal spending, and I don't usually spend a lot. Using cardup for Horizon Visa Signature seemed feasible but I am not exactly a mile person. Does anyone know if ipaymy will also be affected by the nerfed for VISA Platinum card spend?

Spending on Saveup. I am told insurance works.

 

[koolkool]

Hi. Checking if anyone here has invested in the unit trust to get additional category for higher interest? What is the typical sales charge like, and if any of the unit trusts qualify as invest category for the saveup program? Like money market funds or etf are excluded?
I am interested in this but haven't gone ahead to open a unit trust investment account. Does that take a while to open online?