Money Saving Techniques

[swirler]

Any idea how can I go about topping up my parents cpf via cash? Do I have to go down to cpf branch?

 

[lzydata]

Any idea how can I go about topping up my parents cpf via cash? Do I have to go down to cpf branch?

You can do it online via their E-cashier (NETS).

http://mycpf.cpf.gov.sg/Members/Top-Up_LO.htm

 

[Swordsman]

does anyone agree cooking at home can save more money than eating outside?
However, it is tough to cooking at home after work for both couples? any suggestions?

eat toasted bread and butter. each meal eat 2 pieces.. can last a week..

 

[henrylbh]

Wah! So many tips here.

I bring office newspapers home to sell to garangkunni man.

 

[sunzoner]

I bring office newspapers home to sell to garangkunni man.

in that case, can collect the free papers too...

 

[henrylbh]

in that case, can collect the free papers too...

No so hard up yet.

I dont subscribe for newspapers. On the way out of office, I just bring along the newspapers home to read.

I only buy on weekends.

 

[sunzoner]

No so hard up yet.

I dont subscribe for newspapers. On the way out of office, I just bring along the newspapers home to read.

I only buy on weekends.

I collect the free papers on my way to work. I usually bring them back home to read too. So I sell them together with the paid newspaper.

The IPO prospectors are also quite heavy. if you by any chance took any of them to study, you can sell these too.

BTW, There are people going around my esetate collecting the paper spam mails that other people throw away. They pick from trash can too. Guess its just in a days work for the environment and making a penny along the way.

 

[henrylbh]

Buy 1 share or 1 lot in company that offer free makan at AGM.

 

[bahbahboom]

hahahahaha. nice one.

 

[ramlee]

Buy 1 share or 1 lot in company that offer free makan at AGM.

So which are those do har? Tmr I go and apply

 

[henrylbh]

So which are those do har? Tmr I go and apply

Unless you retiree, where got time to attend makan?

 

[AraiBoy]

Is it realistic to save 50% of ur salary?

 

[kenpachi82]

depends on your commitments.
If you bring home 2K, but give family allowance 600, +transport and lunch at work, +insurance +occasionally buying small items, its a bit difficult.
If you are a freeloader living off parents, or don't need to give parent allowance, then can save 100%.
So which type are you?

 

[swirler]

depends on how much u earn. if u earn 10k, 5k expenses is very comfortable for a normal lifestyle. If u earn 1.5k, then it's a challenge.

 

[AraiBoy]

ok, maybe i rephrase my qn. Is it enough to spend only 400 per mth?( Food, Transport, Hp, Internet) all together.

 

[charmingaladdin]

I bring office newspapers home to sell to garangkunni man.

garang(FIERCE) kunni(???) man..

 

[Konnichiwa]

ok, maybe i rephrase my qn. Is it enough to spend only 400 per mth?( Food, Transport, Hp, Internet) all together.

Food
Break $1 (eat bread with butter)
Lunch $3 (no drink allowed)
Dinner $3 (no drink allowed)
Total $7 per day.
Total $210 per month (30 X7=210)

Internet ( M1 mobile broadband= $16 per month)

HP ( $30 per month )

Total so far (210+16+30=256)

Transport(120per month + 256 = 376)

Therefore... possible... but... whether u are comfortable.. if u are not use to this kind of spending. Especially $3 per meal... for 30 days...or more...

 

[Gaddy23]

reminds me of my army days. lol. That means no spending for entertainment - no movies, no buying of any stuff etc. More reasonable is $500 per month. Thats roughly how much i spend now. Can spend more on food and personal entertaiment and hobbies maybe. Even simple hobbies or sports like running requires u to buy shoes etc at least.

 

[AraiBoy]

depends on your commitments.
If you bring home 2K, but give family allowance 600, +transport and lunch at work, +insurance +occasionally buying small items, its a bit difficult.
If you are a freeloader living off parents, or don't need to give parent allowance, then can save 100%.
So which type are you?

Gross 2k.. so takehome is 1.6 nia..

 

[AraiBoy]

Food
Break $1 (eat bread with butter)
Lunch $3 (no drink allowed)
Dinner $3 (no drink allowed)
Total $7 per day.
Total $210 per month (30 X7=210)

Internet ( M1 mobile broadband= $16 per month)

HP ( $30 per month )

Total so far (210+16+30=256)

Transport(120per month + 256 = 376)

Therefore... possible... but... whether u are comfortable.. if u are not use to this kind of spending. Especially $3 per meal... for 30 days...or more...

My internet plus broadband is ard 100(already got contract le.) , if i never exceed the call and sms.. Transport ard 3.60 to and from office. Lunch if in town have to spend how much minimum?