Money Saving Techniques

[Yallingup]

Just buy a Nespresso machine!

The same reason they feel compelled to spend $8 on starbucks. YOLO

 

[Hot_Dog]

Saving tip, be contented with what you have and stop envying others.
Heart desire cmi, everything you do also cmi.

 

[WoShiPro]

Those that use spendee app to track budget. How do you input transaction for credit card payment? It's currently recorded as expenses for bank account and income for my credit card. This could work since the amount is already deducted from the card when the transaction is 1st added or should I use transfer?

Anyway do not use stand chart to sync your account. I sync mine and got a call from their fraud dept and they need to delete my account and I need to re-sign up for the ibanking..

 

[paintballtao]

there's one great way to cure you off your bubble tea craving.

work in one.

i have a friend who worked part time - thinking of wanting to set up her own shop.
she had to drink those that she made wrongly.
by the end of the few month stint, she no longer craves bubble tea - until now.

 

[chongpang]

i have a friend who worked part time - thinking of wanting to set up her own shop.
she had to drink those that she made wrongly.
by the end of the few month stint, she no longer craves bubble tea - until now.

does she need to pay for the bubble tea that she made wrongly?

 

[calebchoo88]

I say one way is to switch energy retailer. I switched from SP to Senoko Energy late last year and I have saved about 30 percent off my previous billings. Can PM me if you have any questions

 

[qhong61]

I say one way is to switch energy retailer. I switched from SP to Senoko Energy late last year and I have saved about 30 percent off my previous billings. Can PM me if you have any questions

Self marketing

 

[Thoreldan]

I say one way is to switch energy retailer. I switched from SP to Senoko Energy late last year and I have saved about 30 percent off my previous billings. Can PM me if you have any questions

Why is pm required ? Cannot ask opening here ?

 

[produde1999]

I say one way is to switch energy retailer. I switched from SP to Senoko Energy late last year and I have saved about 30 percent off my previous billings. Can PM me if you have any questions �

U sounded like a person promoting senoko in mrt places

 

[Thoreldan]

U sounded like a person promoting senoko in mrt places

I always say i tourist and wave them off

 

[tutonic]

But legit, everyone should look into switching energy provider. Doesn't matter which provider you go to. I literally just use the open market site and sort by price. I save at least 20-30% per month. If you abit apprehensive like I was, I tried out the 6 month contract or whatever first. After that, since no issue, then I signed 3 year contract.

But the biggest electricity saver is if your current aircon no tick (like mine was, since it was 10 years ago). Make the change to new ones, since almost all are 2 ticks or higher. I used to have System 2 no tick from 10 years ago, now switch to some cheap 2 tick aircon, but SYSTEM 3.. My electricity bill drop by 40 bucks leh. Legit hard to believe. But this only applies if you use aircon daily ah. My household use all 3 about 10 hours daily.

 

[produde1999]

But legit, everyone should look into switching energy provider. Doesn't matter which provider you go to. I literally just use the open market site and sort by price. I save at least 20-30% per month. If you abit apprehensive like I was, I tried out the 6 month contract or whatever first. After that, since no issue, then I signed 3 year contract.

But the biggest electricity saver is if your current aircon no tick (like mine was, since it was 10 years ago). Make the change to new ones, since almost all are 2 ticks or higher. I used to have System 2 no tick from 10 years ago, now switch to some cheap 2 tick aircon, but SYSTEM 3.. My electricity bill drop by 40 bucks leh. Legit hard to believe. But this only applies if you use aircon daily ah. My household use all 3 about 10 hours daily.

Yeap, my hsehold dun use aircon daily so we dont change.

Fridge on the other hand may consider changing if it's 15 or more years old

 

[moolala]

But legit, everyone should look into switching energy provider. Doesn't matter which provider you go to. I literally just use the open market site and sort by price. I save at least 20-30% per month. If you abit apprehensive like I was, I tried out the 6 month contract or whatever first. After that, since no issue, then I signed 3 year contract.

But the biggest electricity saver is if your current aircon no tick (like mine was, since it was 10 years ago). Make the change to new ones, since almost all are 2 ticks or higher. I used to have System 2 no tick from 10 years ago, now switch to some cheap 2 tick aircon, but SYSTEM 3.. My electricity bill drop by 40 bucks leh. Legit hard to believe. But this only applies if you use aircon daily ah. My household use all 3 about 10 hours daily.

I'm thinking of switching aircon. How much did it cost u to install and buy it?

Any breakdown of estimate? And which brand is more durable?

 

[suangern]

I'm thinking of switching aircon. How much did it cost u to install and buy it?

Any breakdown of estimate? And which brand is more durable?

mitsubishi starmex (not heavy industries) and daikin are fine.

 

[moolala]

mitsubishi starmex (not heavy industries) and daikin are fine.

any idea which one has lower service cost when it breaks down?

 

[SBC]

Any cost-saving methods?

 

[lim.tina]

i saw somewhere that there's an endowment product with high interest and flexible withdrawal... maybe can buy through some other websites for more earnings??

 

[thethn99]

I've come across something like this too. I can't remember but I think it's from Tiq or something...

 

[testingabc]

i saw somewhere that there's an endowment product with high interest and flexible withdrawal... maybe can buy through some other websites for more earnings??

I've come across something like this too. I can't remember but I think it's from Tiq or something...

https://www.tiq.com.sg/product/universal-life-insurance-elastiq/

You guys mean this? etiqa elastiq?

 

[Value.Matrix]

i saw somewhere that there's an endowment product with high interest and flexible withdrawal... maybe can buy through some other websites for more earnings??

SingLife Account or TIQ Elastiq lo...