Money Saving Techniques

[Al-Jay]

oh. whatever ok?

to e others, lets continue to chip in with our own tips. save the screening for others....

So yr tips?

 

[panzergrenadier]

For me, I'd rather target to cut down on big-ticket spending than cut a little here and there. I don't mind paying a little more for the comfort of using aircon or buying a cup of good coffee everyday, but would not spend on owning a car or taking taxis. Cutting down on holidays or going for short trips rather than faraway places help a lot too.

Outlander

I'd like to think more philosophically about saving money. It's more about a change in attitude. To find ways to enjoy life but doesn't need to spend money e.g. visit public parks and gardens. Watch videos borrowed from national library etc.

It's also about simplifying life. I've heard this phrase voluntary simplicity and think it's about keeping things simple in life. Collect less clutter, spend less but appreciate more and look out for value.

Be well and prosper.

 

[Al-Jay]

Collect less clutter, spend less but appreciate more and look out for value.

Be well and prosper.

At home, I am the house keeper! No clutter! Similarly for my office! Walk the talk else dont talk!

 

[redname]

My electricity, gas and water is 40 a month! Assume normally people in a 5 room spend 250 a month! I ought to have saved 2520! Not sure whether this is a big killers! This is probably enough for me to go banyan tree resort every year! Better still, buy a xbox, ps3, mini notebook, latest handphone!

how u get $40 per mth only? u live alone?

mine is $50, living alone, nothing is on standby mode except the fridge and i seldom come back home either, so not much usage

 

[Al-Jay]

how u get $40 per mth only? u live alone?

mine is $50, living alone, nothing is on standby mode except the fridge and i seldom come back home either, so not much usage

The trick is the fridge - Fisher&Praykel. Got to be highly energy efficient cos running 365 days a yr. I live with my wife! Cook mainly on weekends! Everyday will surely watch TV 3hrs. Weekend is almost 12 hours of TV with HDD recorder!

I also turn off the air-con main switch at the air-con ledge. Have dedicated power cord from HDD recorder to the mains. Basically, minimizing losses along power cord cable and the multi power plug extension.

 

[toiletduckie]

hrmm wonder if the dropping electric prices would sustain for long... say beyond the next quarter?

anyway i just stumbled across a good resource, moolah.sg ... some good tools for business planning...

 

[Al-Jay]

hrmm wonder if the dropping electric prices would sustain for long... say beyond the next quarter?

anyway i just stumbled across a good resource, moolah.sg ... some good tools for business planning...

It will stay till Jun 2009 as of now! Likely go back the normal rate and stay there for a while since all demands are dropping! Dont worry!

 

[tekster]

A book in hand, is worth more than many PSP UMD disc in bag.

haha..i like this. modern proverb.

 

[toiletduckie]

yea hurts the pocket, news that OPEC is cutting supply is worrying, but nonetheless there's always oil producing not in OPEC to provide us with some needed rest...

 

[Al-Jay]

Goto snip avenue to cut yr hair! Costs from 2.80 to 7.80 depending on where u live! They are salon and have some 10 branches around! Google and find their branch!

Blk 419 Tampines St 41 #01-90 tel: 6781 0390,
Blk 418 Yishun Ave 11 #01-391 tel: 6853 3348
Blk 108 Hougang Ave 1 #01-1319 tel: 6280 8025
Blk 509 Bedok North St 3 #01-109 tel: 6445 5383
Blk 631 Bedok Reservoir #01-964 tel: 6242 3602, S$2.80
810 Geyland Road #01-102 City Plaza tel: 6745 4833
Blk 263 Serangoon Central Dr #01-79 tel: 6289 9519, S$4.80
Blk 27 Bendemeer Road #01-663 tel: 62982554
Blk 88 Whampoa Drive #01-853 tel: 62543926

 

[Al-Jay]

New moon abalone australia at 38.50 (usual 43.80) and new zealand at 35 (usual 38.80)! And lots of other new moon CNY stuff!

Promo at comtech from 6 to 9 Jan!

 

[The_Davis]

Goto snip avenue to cut yr hair! Costs from 2.80 to 7.80 depending on where u live! They are salon and have some 10 branches around! Google and find their branch!

Blk 419 Tampines St 41 #01-90 tel: 6781 0390,
Blk 418 Yishun Ave 11 #01-391 tel: 6853 3348
Blk 108 Hougang Ave 1 #01-1319 tel: 6280 8025
Blk 509 Bedok North St 3 #01-109 tel: 6445 5383
Blk 631 Bedok Reservoir #01-964 tel: 6242 3602, S$2.80
810 Geyland Road #01-102 City Plaza tel: 6745 4833
Blk 263 Serangoon Central Dr #01-79 tel: 6289 9519, S$4.80
Blk 27 Bendemeer Road #01-663 tel: 62982554
Blk 88 Whampoa Drive #01-853 tel: 62543926

The last time i went hougang one was $4.8 is it still the same?

 

[Al-Jay]

The last time i went hougang one was $4.8 is it still the same?

Usual price is 4.8, deepavali and christmas period is 1 dollar off, according to my friend!

 

[Vincent_G]

Anyone knows how to save money for global SMS? Most rate now is 15c, pfingo is 10c. Is there any online tools or other service that provide cheaper global SMS? Thanks.

 

[chewjekhui]

Every Dollar counts. Just remember that before you spend and then you would be more aware. Want to know more, I am in the IN Magazine in ST last year http://moneytree.sg/images/200805/In_For-Web.gif You can contact me if you need help

 

[Al-Jay]

Every Dollar counts. Just remember that before you spend and then you would be more aware. Want to know more, I am in the IN Magazine in ST last year http://moneytree.sg/images/200805/In_For-Web.gif You can contact me if you need help

I live in a 5 room flat with my wife, my utility bill (electricity, gas, water) is 35 this month! Can u tell me yrs?
I spend about 4 for transport and 3 for lunch! Total 7 a day!
I like yr writting job cos I am into electronics product as well! Spent 2 years on product intelligence work, reporting to VP of technology in US MNC!

 

[nats7798]

$35..

u basically just go home n sleep?

and dun even shower?

 

[Al-Jay]

$35..

u basically just go home n sleep?

and dun even shower?

No! Watch TV for at least 3 hrs a day weekfays, at least 8 hrs on weekends, uses notebook for couple of hours (battery is charged in company though)! Uses my samsung i600 phone to surf net! Uses instant heater for shower! Basically all my appliances mains is switched off except fridge and HDD recorder! Cook mainly on weekends! I only have a energy-savings light (25W) fr evening to night! Everyday, also charges my robot vacuum cleaner for 6hrs! Wash clothes twice a week!

 

[nats7798]

thats quite remarkable.. keep it up

 

[Al-Jay]

will the electricity charge to the main switch of TV, washing machine, desktop PC are on standby mode? if yes, how much will be charged?To earn extra income

Electricity will be consumed by yr appliance/device's power circuitry if u leave the mains on!

Appliance/device on standby mode consume more electricity cos it is waiting for yr command to fully turn on!

Since yr equipment Power On light is lighted, it is consuming electricity, similarly some extension cord have the light lighted up! This consumer electricity as well!

From my evaluation, the air-con main switch outside my air-con ledge when turned off, can save alot for me, probably 7 to 10kW per mth!

An example like a microwave oven, assume u use it 1 minute a day to heat up food! This energy is less than u never turn off the mains because the timer or LED is lighted up!