[No referrals] Chocolate Finance

[Mickey01]

You all transfer from CF to DBS?

I have never gotten a letter withdrawing to other banks.

It could be that DBS defaults to sending letter for internal bank transfers (and CF uses DBS).

that's correct. DBS ....

 

[heng_ah]

You all transfer from CF to DBS?

I have never gotten a letter withdrawing to other banks.

It could be that DBS defaults to sending letter for internal bank transfers (and CF uses DBS).

No, it wasn't default.
Previously it didn't send hardcopy letter for withdrawal until recently it does.

 

[tytyty333]

You received a final warning in late Oct last yr but u ignored it and continue to daily transfer the interest out si boh?

yes. ignore the warning and transfer out everyday

 

[tytyty333]

Interesting, are you "cursed"? Did too many same day transfers? From your post history, is your Mari account still alive?

Mari account is still alive.

 

[tytyty333]

wah, how much inside? pls update how long it takes to get your money. thanks

update. received by paynow automatically last Friday. no one contacted me.

 

[addict951]

update. received by paynow automatically last Friday. no one contacted me.

Eh you try use the chocolate QR code transfer in $1
See if got bounce back boh
If got bounce back then they really bend you Liao

 

[shengliang1981]

Went to their website today and seems they nerfed the rates from 3.6% to 3.3% for first $20,000. Did not receive any notification from them regarding the rates revision though.

 

[x9evolution]

Went to their website today and seems they nerfed the rates from 3.6% to 3.3% for first $20,000. Did not receive any notification from them regarding the rates revision though.

Check your email dated 20 Jan 2025

 

[shengliang1981]

Check your email dated 20 Jan 2025

Missed the email. Thanks for pointing out.

 

[silentears]

so choclate finance vs mari invest vs mari bank (3.2% promo cny). the highest seems to be the 3.2 cny promo for first 20k?

 

[alex22]

so choclate finance vs mari invest vs mari bank (3.2% promo cny). the highest seems to be the 3.2 cny promo for first 20k?

These are not the same products n terms

 

[silentears]

These are not the same products n terms

I see trying to learn here.

Mari bank is straight forward.

Can share about Mari invest Vs chocolate finance? Both are money market funds - underlying might differ such as

Deposits, tbill, high quality bonds.
Mari invest Namely tbill , fix deposit.

So the difference mariinvest is it's own fund.
While CF is a fund of funds of money market correct?

So if all 3 provide the same interest on 20k, am I correct to say that maribank provides the safest dollar per cent in a sense was my question. Thanks

 

[wav35_]

the hardcopy advices from DBS really quite irritating, i think to date i have received close to 200 advices or even more just within 2 to 3 months.

 

[thekh21]

Any1 knew . Previously ,incoming funds the app will notify .Now no sound

 

[blueboat]

the hardcopy advices from DBS really quite irritating, i think to date i have received close to 200 advices or even more just within 2 to 3 months.

Only dbs has this issue?

 

[Ceschfab]

Chocolate rCeduce "sweetness" from 1st Feb 2025
1. Up to $20k - from 3.6% to 3.3%
2. $20k to $50k - from 3.2% to 3%
3. > $50k - from 3.2% target to 3% target

This current CF rate vs GXS SDIC guaranteed 2.98%?

Which is better

 

[heng_ah]

This current CF rate vs GXS SDIC guaranteed 2.98%?

Which is better

as you're aware, non SDIC vs SDIC.
Not comparable.

 

[CrashWire]

This current CF rate vs GXS SDIC guaranteed 2.98%?

What kind of question is this? The numbers are there for you to compare yourself.

 

[ctan84]

What kind of question is this? The numbers are there for you to compare yourself.

Some people can't count. So he's probably 1 of them.

 

[Mickey01]

This current CF rate vs GXS SDIC guaranteed 2.98%?

Which is better

I don't know how to answer your question as i do not know your definition of "better" .... higher rates?? SDIC is a must?? how much $$ you intend to place with these FA, etc etc etc "