NTUC Capital Plus

[raffy06]

Website says certain conditions will make the benefits not payable. Anyone knows what are the conditions?

 

[boredboiboi]

Website says certain conditions will make the benefits not payable. Anyone knows what are the conditions?

The standard suicide for first year and tpd for self inflict injury

 

[Jane.567]

Can I buy this online? Like the Singapore Life and PolicyPal one?
OR must contact agent?

 

[boredboiboi]

Can I buy this online? Like the Singapore Life and PolicyPal one?
OR must contact agent?

Agent .
I can

 

[cheongking888]

It was called Growth many donkey years ago.

Last time was 5 years and above.

I bought 5, 10 and 20 years.

My 5 years matured with compound interest at abt 3% and 10 years at abt 4%.

20 years will mature next year. Estimated about 5.5% compound interest.

 

[elmohootbigbird]

i have question on this. read on the policy documents that there is a "distribtion cost" of $6.60 per $1,000 premium. this eats into the returns by 0.66%. hardly making this worth it isn't it?

 

[boredboiboi]

i have question on this. read on the policy documents that there is a "distribtion cost" of $6.60 per $1,000 premium. this eats into the returns by 0.66%. hardly making this worth it isn't it?

It does not affect your return of 2.3%. Its guaranteed of 2.3% be it how the company do it.

 

[elmohootbigbird]

It does not affect your return of 2.3%. Its guaranteed of 2.3% be it how the company do it.

so how am i charged for that? say i put in 20K.

Returns is $1412 after 3 years. so i need to pay $6.60 X 20 X 3 = $396?

So returns = $1412 - 396?

 

[boredboiboi]

so how am i charged for that? say i put in 20K.

Returns is $1412 after 3 years. so i need to pay $6.60 X 20 X 3 = $396?

So returns = $1412 - 396?

That is their internal. U are not going to pay anything extra. U will get the full 2.3% and pay nothing extra. Its ntuc internally distribution cost.

 

[elmohootbigbird]

That is their internal. U are not going to pay anything extra. U will get the full 2.3% and pay nothing extra. Its ntuc internally distribution cost.

isee. that's good to know! thanks!

 

[boredboiboi]

isee. that's good to know! thanks!

Welcome. =)

 

[a4973]

Any idea if this will still be available on or after 2 Dec? Intend to jump from Maxigain.

 

[boredboiboi]

Any idea if this will still be available on or after 2 Dec? Intend to jump from Maxigain.

Its fcfs till it close, usually no actual date

 

[Kippoer]

Hi, is this still available?

 

[m1kid85]

Yup still available till 25 nov

 

[boredboiboi]

Hi, is this still available?

Till 25 nov or when tranche is full.

 

[peppermint7]

Till 25 nov or when tranche is full.

no longer available.

 

[boredboiboi]

no longer available.

Only online is close but till available when u sign with an adviser. The one not available is the previous 1. The new one just launch last month 25 only

 

[peppermint7]

Only online is close but till available when u sign with an adviser. The one not available is the previous 1. The new one just launch last month 25 only

Thanks for clarification My agent has told me the same this morning. Just that to meet up is more troublesome. Online is more straight forward and fuss free.

 

[boredboiboi]

Thanks for clarification My agent has told me the same this morning. Just that to meet up is more troublesome. Online is more straight forward and fuss free.

Nice