ocbc 360 account

[wts2013]

hi, have a question w regards to 3 bill payments.

payments on any day of the month will only contribute to the months IR?

the monthly calendar date is month by month?

e.g i have some bills received in late june, due only 10 july. I can hold them and pay on 1st july for them to count towards the 0.5% extra ir?

so long u pay any 3 bills during the mth, u get the bonus interest. U get bills in June, u pay some amts in Jun, then pay the balance in July, u earn interest for both mths, hahaha

 

[OCBC Bank]

Anybody notice whether the credit card spend amt reflected in the goal header in OCBC website is not being updated? I spent using OCBC Frank on 12th June but the amt still shows as zero.

Hi devion!

Just to let you that that portion will take a few days to update, from the date your purchase is posted to your card account.

^Shereen

 

[zoossh]

Hi thesoftwarekid

Sunday's deposit will only be considered as the next business day's deposit. You're certainly right to point that out. However, we also agree that our service manager could have done better to address that portion regarding the calculation of your account balance/ interest

If you would still like a breakdown, do let us know. Leave us a PM with your contact details

^Shereen

Hi, can you advice us if the value date is of the same day or next day, versus the date of FAST transfer deposited on saturday and in the night time of weekdays? Is there a cut-off timing?

 

[ldlian987]

I applied for the 360 account last night online and at the end I was told to mail my phone bill/bank statement with my home address. There was a self addressed envelope that could be printed out but I didn't print it out immediately. Then the page showed time out and the link for self addressed envelope was gone. So where to download the self address envelope? And after I completed the online application it said an email would be sent to me but until now haven't received leh?

 

[Montoya]

I applied for the 360 account last night online and at the end I was told to mail my phone bill/bank statement with my home address. There was a self addressed envelope that could be printed out but I didn't print it out immediately. Then the page showed time out and the link for self addressed envelope was gone. So where to download the self address envelope? And after I completed the online application it said an email would be sent to me but until now haven't received leh?

It'll be much faster applying from the bank outlet. Done in around 30mins time.

 

[devion]

Hi devion!

Just to let you that that portion will take a few days to update, from the date your purchase is posted to your card account.

^Shereen

I spent in early June & still showed zero.....so something is not right. OCBC may want to check what is going on? i will call hotline to find out.

 

[Trazora]

I spent in early June & still showed zero.....so something is not right. OCBC may want to check what is going on? i will call hotline to find out.

Has it been posted?

 

[Lampard]

so should transfer in fund today or tmr for the incremental bal ?

 

[dork32]

so should transfer in fund today or tmr for the incremental bal ?

i do it tomorrow.

 

[mdax23]

I spent in early June & still showed zero.....so something is not right. OCBC may want to check what is going on? i will call hotline to find out.

No nid to pay lor. Special discount from ocbc =D

 

[thesoftwarekid]

Transaction date and value date?

Hi all, ask you guys arh, June base interested came in, transaction date showing 1st July but value date but 30th June.

So the amount will count towards June total as well?

Haha, even if there no answer, its fine, I am just keeping a record myself.

 

[zoossh]

Hi all, ask you guys arh, June base interested came in, transaction date showing 1st July but value date but 30th June.

So the amount will count towards June total as well?

Haha, even if there no answer, its fine, I am just keeping a record myself.

by left, i dunno. by right, interest are based on value date.

in my opinion, it doesnt matter cos first of all, the base interest is likely to be very low. Secondly, they have already given interest for jun which be counted till 30th, so even if the base interest is value date on 30th, your next interest given will not count 30th Jun but start from july.

 

[Squaredot]

Hi all, ask you guys arh, June base interested came in, transaction date showing 1st July but value date but 30th June.

So the amount will count towards June total as well?

Haha, even if there no answer, its fine, I am just keeping a record myself.

July.
ADB does not include interest credited on the last day. You can check it when June estatement is ready.

 

[Tornesoul]

How is ir calculated? Based on average daily balance or?

Sent from Sent from where? using GAGT

 

[Squaredot]

How is ir calculated? Based on average daily balance or?

Sent from Sent from where? using GAGT

Interest is calculated based on avg daily balance (ADB).

 

[mummy1234]

Dunno why my salary suddenly can get GIRO SAL code this month when previous months could not. But already transferred some money to UOB one account now difficult to transfer back.

 

[zoossh]

Dunno why my salary suddenly can get GIRO SAL code this month when previous months could not. But already transferred some money to UOB one account now difficult to transfer back.

GIRO SAL in ocbc 360? r u spending cc on ocbc cards and uob1 card?

if u had 110k movable cash, u can spread across both accounts.

 

[mummy1234]

GIRO SAL in ocbc 360? r u spending cc on ocbc cards and uob1 card?

if u had 110k movable cash, u can spread across both accounts.

Still have not got my UOB One CC but spending using their debit card. Dun think I can spend both CC to meet criteria every month and also dun have so much cash.

 

[wts2013]

Still have not got my UOB One CC but spending using their debit card. Dun think I can spend both CC to meet criteria every month and also dun have so much cash.

wow, good for u, then u can play for OCBC 3.25% next mth, this mth park in UOB, next mth move back u earn extra 1%, lucky u got salary, hahaha

 

[hyperbole]

Will we kena the fall below fee if our account is zero? Will the account go negative?