ocbc 360 account

hwmook

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Hi Guys, can check if anyone got their OCBC 360 Credit Card Annual Fees waived successfully even if they do not meet the minimum spending of $10K per year?
Is it very difficult to get OCBC 360 credit card waived as compared to the rest of the local banks( DBS, UOB)

I have been getting my annual fees waived without meeting the spending but I am not sure whether they will continue to do so. I won't be able to meet the spending on 2 of my cards and annual fees are due 01-Dec so I will update if I get rejected. From my previous experience, they have been easy to get waiver, only UOB have ever rejected my waiver so doesn't seem stricter than UOB...
 

bargin

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Hi Guys, can check if anyone got their OCBC 360 Credit Card Annual Fees waived successfully even if they do not meet the minimum spending of $10K per year?
Is it very difficult to get OCBC 360 credit card waived as compared to the rest of the local banks( DBS, UOB)
they will waived off the annual fee for the fist two years. If cannot waived, ask for appeal will also not successful.
 

sgreview

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I am just stating a fact that it's a primary school maths question and there are many ways to get to the correct answer. This thread is not to teach primary school maths, everybody should go back to do their own calculations and don't treat this forums like their excel sheet else this forums will lose the purpose of information sharing.
Firstly, what you have written that day was not like what you mentioned now. It was purely an unwarranted comment from a thoughtless and mindless person!

Secondly, your answer given was also NOT helpful as you did not know or clarify if there were any transactions that have went through in that month. Tbf, instead of adding the amount you proposed, I actually had to withdraw money to reach my objective. I would have still thank you even if your answer was not exactly what I needed if you had not added in that unnecessary insult at the end. Do remember that your responses are seriously not welcome if you are not willing to share info graciously or prefer to behave like a immature pri school kid like what you did. There's also a "ignore" tag if you really find my question not to your liking (which I'll probably utilise after this reply to you)

To put things into perspective, what I needed was given by another user who did it graciously, unlike you who tried to boost your own ego by insulting others.

I fully agree that a forum is for information sharing, so hope you do keep in mind that it is not for you to throw insults or unnecessary comments at others.
 
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hwmook

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Firstly, what you have written that day was not like what you mentioned now. It was purely an unwarranted comment from a thoughtless and mindless person!

Secondly, your answer given was also NOT helpful as you did not know or clarify if there were any transactions that have went through in that month. Tbf, instead of adding the amount you proposed, I actually had to withdraw money to reach my objective. I would have still thank you even if your answer was not exactly what I needed if you had not added in that unnecessary insult at the end. Do remember that your responses are seriously not welcome if you are not willing to share info graciously or prefer to behave like a immature pri school kid like what you did. There's also a "ignore" tag if you really find my question not to your liking (which I'll probably utilise after this reply to you)

To put things into perspective, what I needed was given by another user who did it graciously, unlike you who tried to boost your own ego by insulting others.

I fully agree that a forum is for information sharing, so hope you do keep in mind that it is not for you to throw insults or unnecessary comments at others.

Look at what you are saying, super self entitled. We still got to ask you what other transactions you have and do the calculations for you. I rest my case, thanks for reminding me that there is an ignore function. I already utilised it, please utilise it.
 

ahchan

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Bonus interest is in...
Realised that I missed the Save-Bonus by $6...probably due to the early closure last month on 30th Oct...

CSO told me that appeal was successful and has to make sure this month has to be at least $500 + $6....to get the BI for the Save-Bonus for Oct...

Anyone has experience similar thing and successfully got the backlog Save-Bonus?
 

hwmook

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Now got cash rebate promotion for investment, for those interested to meet the investment category can do it now. I bought 20k worth of unit trust to meet the investment requirement. Fees paid $176, can get $150 + $15 rebate. Overall spend $11 to get 1 year worth of bonus interest.
 

ekardo

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Now got cash rebate promotion for investment, for those interested to meet the investment category can do it now. I bought 20k worth of unit trust to meet the investment requirement. Fees paid $176, can get $150 + $15 rebate. Overall spend $11 to get 1 year worth of bonus interest.
Unit trust is sure gain?
 

reflecx

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Now got cash rebate promotion for investment, for those interested to meet the investment category can do it now. I bought 20k worth of unit trust to meet the investment requirement. Fees paid $176, can get $150 + $15 rebate. Overall spend $11 to get 1 year worth of bonus interest.
Where to find info about this cash rebate promo?
 

nasilemak100

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Bonus interest is in...
Realised that I missed the Save-Bonus by $6...probably due to the early closure last month on 30th Oct...

CSO told me that appeal was successful and has to make sure this month has to be at least $500 + $6....to get the BI for the Save-Bonus for Oct...

Anyone has experience similar thing and successfully got the backlog Save-Bonus?

wow can appeal wan ah?

u miss by $6 due to early closure. so actually u zhun zhun put $500 only right? then that 31st not counted due to public holiday resulted in you missing $6
 

demoforce1

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go.ocbc.com/cash-reward

I received email from OCBC for this. No special condition to meet, I have gotten similar rebate 2 years ago.
My last purchase was in May 2024; if I purchase again on Dec 24, it will be eligible until Nov 2025, correct?
 

hwmook

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My last purchase was in May 2024; if I purchase again on Dec 24, it will be eligible until Nov 2025, correct?
It will count after the 14 days free look period if I am not wrong so if you buy after 18Dec then it should be count for Jan25 to Dec25. I am not 100% sure on that.
 

hwmook

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Exactly..so “paying $11 to get bonus” seems wrong.

If you are interested in buying UT then this $11 is the extra fees you would be paying compared to using other platform which have zero fees. You could be gaining $11 also, the returns of the UT is not the basis for discussion and need to be excluded.
 

demoforce1

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It will count after the 14 days free look period if I am not wrong so if you buy after 18Dec then it should be count for Jan25 to Dec25. I am not 100% sure on that.
you are right, that's better option; let me do it on 23 Dec
 
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