ocbc 360 account

[70niner]

Monthly pocket $$$!!!!

 

[bargin]

Bonus interest in liao !!

 

[katsu88]

If the 1st of the month fall on weekend I should put $500 in before the 1st?

 

[hwmook]

If the 1st of the month fall on weekend I should put $500 in before the 1st?

Sat is same as weekday. You can transfer on 1st March.

 

[katsu88]

Sat is same as weekday. You can transfer on 1st March.

Thanks.

 

[Senfai]

Hi does anyone know if the salary requirement is gross or net of CPF and cdac?

 

[xRenol]

Hi does anyone know if the salary requirement is gross or net of CPF and cdac?

The salary requirement is the salary amount credited into your OCBC 360 account as per stated on their website. The bank will not know your CPF contribution.

 

[Mickey01]

Hi does anyone know if the salary requirement is gross or net of CPF and cdac?

it is your "take home" pay - Gross pay minus all the monthly deductions as indicated by your employer and credited into any bank account.

 

[Joseph99]

Hello. I need some help here. My average balance as at 24 Feb is 95,987.41. How much do I need to top up today so that my balance is 500 more ?

 

[bargin]

Hello. I need some help here. My average balance as at 24 Feb is 95,987.41. How much do I need to top up today so that my balance is 500 more ?

what is your average daily balance increase vs Last Month.
U can check when u login on the internet banking which will show the balances.

 

[Joseph99]

Negative 1,745

 

[x9evolution]

Negative 1,745

1745 + 500 = $2245
$2245 X 24 days = $53880

You need topup $53880 today to have a ADB of $500

Then withdraw $53380 the next day

And yes , you need to topup so much cause you drag till month end then do.


I suggest you don’t do anything now , top up $500 on the 1st Mar. Unless you got spare cash of $53880 to topup now else you going to mess up your ADB and every month you miss out the save bonus

 

[savinmax]

1745 + 500 = $2245
$2245 X 24 days = $53880

You need topup $53880 today to have a ADB of $500

Then withdraw $53380 the next day

And yes , you need to topup so much cause you drag till month end then do

alternatively, he can just top up $15,720 today and keep it till end of the month.

 

[x9evolution]

alternatively, he can just top up $15,720 today and keep it till end of the month.

Then withdraw the extra $12975 on 1st Mar? Really very messy to calculate when end of months then adjust the ADB

 

[savinmax]

Then withdraw the extra $12975 on 1st Mar? Really very messy to calculate when end of months then adjust the ADB

yes, on March 1, maybe $12,970 to 12,974 to be safe. Then March will already have the Save $500 without needing to add further for March

this way, the outlay need not be that much today

 

[HWZ1973]

Sat is same as weekday. You can transfer on 1st March.

Don't think so, if I open a fixed deposit on Saturday, the value date is on next business day ... Which is Monday.

 

[hwmook]

Don't think so, if I open a fixed deposit on Saturday, the value date is on next business day ... Which is Monday.

Everybody here who have an account can tell you, transfers on a sat is value on Sat. FD is another thing altogether.

 

[x9evolution]

Everybody here who have an account can tell you, transfers on a sat is value on Sat. FD is another thing altogether.I

I 2nd this , fully support your statement

 

[x9evolution]

Don't think so, if I open a fixed deposit on Saturday, the value date is on next business day ... Which is Monday.

Try Maybank FD next time , you deposit on Sat , upfront interest paid on Sun , you deposit on Sun , upfront interest paid on Mon

 

[chopra]

Elders, is there a step by step cheat sheet for newbies on how much to put in and when to reset to $95k?

is it $95000 and reset every Feb bcos it’s the shortest month? Which day in feb 2026 should i reset?