swordspirit
Supremacy Member
- Joined
- May 29, 2007
- Messages
- 6,059
- Reaction score
- 173
Hi ocbc
Regarding DCC
If I'm overseas and I have finished my meal and merchant didn't give me an option to choose my home currency or local currency. So basically I'm forced against my will to pay by my home currency and therefore end up paying more. I put DCC rejected clearly on the receipt , maybe take a photo too.
Will u be able to refund the amount overcharged when I dispute when I get back? Probably by a charge back??
From mastercard:
Cardholder right of dispute
If a Cardholder complains that he/she was not given a choice in a DCC
transaction, the Issuer has a chargeback right against the Acquirer. For
further details on this, please refer to the Point-of-Interaction Error section
in the Dual Message System Chargebacks chapter of the Chargeback
Guide. Download the latest version of the Chargeback Guide.
From Visa:
https://chargebacks911.com/knowledge-base/visa-chargeback-reason-code-76/
So just charge back, let the merchant regret