[Official Thread] Ringgit Exchange Rate - Part 2

nezz78

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Anyone using Ichange to withdraw ringgit in JB? What’s the max can withdraw? I can’t see on their website. Thanks!
 

monoblue

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This I change, sign up got what thing ar? I c many have this I change. Better then cimb?
CIMB have good rate for transfer money to malaysia and can withdraw at malaysia. But you need to open both sg and my cimb account.

iChange digital currency is stored in digital wallet and you have to use their debit card for payment. Currently, they have the best rate. I think it might not last forever... so posting here help to track when the rate actually start dropping... there are also other alternative like trust, youtrip, etc... which have good rates.
 
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CIMB have good rate for transfer money to malaysia and can withdraw at malaysia. But you need to open both sg and my cimb account.

Actually can also withdraw MYR from CIMB atm machine with just an SG account - Starsaver. But the rate is almost same as the mall money changer.
 

GenerationX

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CIMB have good rate for transfer money to malaysia and can withdraw at malaysia. But you need to open both sg and my cimb account.

iChange digital currency is stored in digital wallet and you have to use their debit card for payment. Currently, they have the best rate. I think it might not last forever... so posting here help to track when the rate actually start dropping... there are also other alternative like trust, youtrip, etc... which have good rates.
I already have both cimb SG n Malaysia account liao. Also have trust , youtrip just no hVe I change. Currently I only used cimb...keep seeing ppl mention I change, just thinking if need to apply or not but if no incentive then I dun apply.
 

monoblue

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I already have both cimb SG n Malaysia account liao. Also have trust , youtrip just no hVe I change. Currently I only used cimb...keep seeing ppl mention I change, just thinking if need to apply or not but if no incentive then I dun apply.
Then actually not much incentive cimb rates good enough.
 

WhyPayMore

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I already have both cimb SG n Malaysia account liao. Also have trust , youtrip just no hVe I change. Currently I only used cimb...keep seeing ppl mention I change, just thinking if need to apply or not but if no incentive then I dun apply.
From what was seen so far, ichange provides the highest rate among all banks, physical money ex, and other digital wallet like youtrip. If you are not changing a lot and don't go msia often, then probably not much incentive.
But if you change 1k per month and go msia frequently , then the amount of money u save over a year can be quite significant.

Only caveat is, ichange physical debit card doesn't work on all merchant points in msia. But most bros and sis here overcome this by reload to TnG ewallet.
 

monoblue

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From what was seen so far, ichange provides the highest rate among all banks, physical money ex, and other digital wallet like youtrip. If you are not changing a lot and don't go msia often, then probably not much incentive.
But if you change 1k per month and go msia frequently , then the amount of money u save over a year can be quite significant.

Only caveat is, ichange physical debit card doesn't work on all merchant points in msia. But most bros and sis here overcome this by reload to TnG ewallet.
I didn't know their physical card have issue... Normally I add both physical/virtual card to googlepay and it works.
 
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