[Official Thread] Ringgit Exchange Rate - Part 2

potato13

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Hi, I just applied for the amaze card. My first topup took about 4 hours to credit in the wallet. My subsequent 3 topup took 2 hours. Is this normal since it stated immediately in the app.
How about the time to take for changing to MYR, is it immediate? So I can see whether to change before my trip or as when I need it. Thanks.

My youtrip is immediately while ichange took about 15mins for the FX.


For Instarem
Top up - sadly its always 2 to 5hour later before its credit in the wallet.
Convert to MYR - its instant. (I always keep some SGD inside, when i free and check the rate if its good i will transfer and keep) the last time when SGD = MYR was at 3.51, i convert quite alot and keep there for use.

For Instarem topup to TNG - its also instant. I save the instarem card detail in TNG..


My practise =
Keep some SGD in instarem, when its below 100sgd - i will topup (as the topup always delay)
Convert to MYR as and when i feel rates are good or when my MYR are running low.
 
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vaxvms

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so youtrip still more reliable generally ..........

just put etra money in YT
cum back sg useless just withdraw back to bank
 

potato13

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so youtrip still more reliable generally ..........

just put etra money in YT
cum back sg useless just withdraw back to bank
I think depend on how you see bah..
For now, Instarem rate are better than youtrip.
 

vaxvms

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I think depend on how you see bah..
For now, Instarem rate are better than youtrip.
since some mention not instant upload is useless to me
just like ichange give so good rate n in the end cannot topup tng become useless
 

Kelvin0217

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since some mention not instant upload is useless to me
just like ichange give so good rate n in the end cannot topup tng become useless

You are right, cannot topup TnG is the main reason I stopped using it and turn to instarem.
 

vaxvms

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You are right, cannot topup TnG is the main reason I stopped using it and turn to instarem.
in the end chg soup no chg herb imo haha

use it while rate is good n better dun keep so much cash in instarem
 

jervis9395

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Just to check for Instarem wallet, if u have Balance for SGD and MYR.
Deduction priority will be from MYR balance first right over SGD?
 
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