[Official Thread] Ringgit Exchange Rate - Part 2

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yvette_qi

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Just to share, I recently went Johor Bahru with YouTrip card to cover 90% of my expenses cashless.
Some merchants like Lavender bakery do not accept this card (declined 4-times) I asked the staff help me retry.
So do prepare more cash for such instances
 
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really_noob

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yvette_qi said:
Just to share, I recently went Johor Bahru with YouTrip card to cover 90% of my expenses cashless.
Some merchants like Lavender bakery do not accept this card (declined 4-times) I asked the staff help me retry.
So do prepare more cash for such instances
Click to expand...
I had a similar experience. Always good to have another card on standby. I used my ICBC credit card at Lavender, got rejected 3 times. The staff helped me to tap and it went through. Apparently, the chip on the card must be at the correct area of the reader machine. On my second visit to another Lavender outlet, I anyhow tap no issue.
 
o0KelviN0o

o0KelviN0o

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Need to top up YouTrip card with SGD before swiping in Malaysia?

Tot can link to a “normal” credit card?
 
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yvette_qi

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really_noob said:
I had a similar experience. Always good to have another card on standby. I used my ICBC credit card at Lavender, got rejected 3 times. The staff helped me to tap and it went through. Apparently, the chip on the card must be at the correct area of the reader machine. On my second visit to another Lavender outlet, I anyhow tap no issue.
Click to expand...
So did YouTrip got through at lavender in the end?
ive been using one card in Johor Bahru.
now gotta try using eWallets as far as possible

saw previously sharings mentioned maybank sg can use in malaysia
not sure if I got it right..
sg card swipe in malaysia do not have admin fee and exchange rate is better than changers?
 
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really_noob

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yvette_qi said:
So did YouTrip got through at lavender in the end?
ive been using one card in Johor Bahru.
now gotta try using eWallets as far as possible

saw previously sharings mentioned maybank sg can use in malaysia
not sure if I got it right..
sg card swipe in malaysia do not have admin fee and exchange rate is better than changers?
Click to expand...
Haven't tried YT at lavender. Will try YT when I go again next month. Yes, just top up with SGD and tap and they will auto convert. I recently used YT to top up TnG e-wallet.

My plan is use YT for small spendings like food, supermarket. Big spendings like hotel and petrol I will put on ICBC Global MC.

I don't like storing a lot of money in e-wallets or debit cards like YT, you won't know when they decide to close shop overnight and don't know if the money can be withdrawn. Top up only when you need to spend.
 
beanstalk6

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o0KelviN0o said:
Need to top up YouTrip card with SGD before swiping in Malaysia?

Tot can link to a “normal” credit card?
Click to expand...
It is not a 'live' transfer from the "normal" credit card when you perform a transaction with the YouTrip. You have to have performed the top-up from your "normal" credit card first, so that your YouTrip e-wallet has the amount, before you use the YouTrip for payment. At the point you pay, the S$ amount is deducted from the e-wallet, so you will see the balance. Viewing the statement, you are able to work out the exchange rate.
 
rrr2015

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yvette_qi said:
Just to share, I recently went Johor Bahru with YouTrip card to cover 90% of my expenses cashless.
Some merchants like Lavender bakery do not accept this card (declined 4-times) I asked the staff help me retry.
So do prepare more cash for such instances
Click to expand...
did u followup with YouTrip why your transaction was declined at Lavender bakery?
 
rrr2015

rrr2015

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beanstalk6 said:
It is not a 'live' transfer from the "normal" credit card when you perform a transaction with the YouTrip. You have to have performed the top-up from your "normal" credit card first, so that your YouTrip e-wallet has the amount, before you use the YouTrip for payment. At the point you pay, the S$ amount is deducted from the e-wallet, so you will see the balance. Viewing the statement, you are able to work out the exchange rate.
Click to expand...
i like this security feature. just can't lock rates for MYR.
 
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Halo green

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If I want to exchange sing dollar for ringgit. Do I look at the sell or buy rates? Lower/higher better?
 
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