[Official Thread] Ringgit Exchange Rate - Part 2

aLeX84

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Good idea.
ATM charges any fees for withdrawal?

Yes Trust card goes into machine, they never charge me any ATM fees.. yet. Only charge for the withdrawal. ATM usage fee might pop up later though idk? Don't use CIMB because they won't process the transaction if you don't select their offered rate and choose to use the cheaper Trust rate instead. Dun waste time with them. Maybank will also attempt to chop you by offering their rate which is lousier than market rate. When the screen asking you to choose their rate or 'proceed without conversion', choose 2nd option pls.

*edit: anyone try other ATMs pls let us know your experience thanks, dun just diam diam keep to urself hor.
 
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aLeX84

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no best way
just whichever convenience way for each :D

Save your time withdrawing money and travelling to moneychanger lah. If Trust ATM withdrawal from Maybank and other ATMs in respective countries got no fees and offers better rate I sure withdraw from Trust rather than go moneychanger to kena chop carrot head.
 

SantyBalls

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Save your time withdrawing money and travelling to moneychanger lah. If Trust ATM withdrawal from Maybank and other ATMs in respective countries got no fees and offers better rate I sure withdraw from Trust rather than go moneychanger to kena chop carrot head.
Surprised trust cc can insert in atm machine n get cash with no fx fee
 

aLeX84

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Surprised trust cc can insert in atm machine n get cash with no fx fee

I withdraw on Tues.. so far they never charge me any FX fees 🤷‍♂️ Dunno whether will charge later but likelihood is low la. If they charge chop carrot FX fees I cfm come back here complain.
 

SantyBalls

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I withdraw on Tues.. so far they never charge me any FX fees 🤷‍♂️ Dunno whether will charge later but likelihood is low la. If they charge chop carrot FX fees I cfm come back here complain.
Nice. Then can withdraw to credit limit, then either xchange to sgd or can put myr as fd. Earn free interest
 

xsoldix

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I withdraw on Tues.. so far they never charge me any FX fees 🤷‍♂️ Dunno whether will charge later but likelihood is low la. If they charge chop carrot FX fees I cfm come back here complain.
if u use trust card via debit mode (link to savings account),
no fx fees, no fx withdrawal fees, no fees at all.

so i was asking if atm charges any fee or not.
if no, really can consider this option instead of going to money changer.
 

coey

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Today rate
KSL is 3.413
JB central is 3.40
UTrip 3.412 - 3.42
 

aLeX84

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if u use trust card via debit mode (link to savings account),
no fx fees, no fx withdrawal fees, no fees at all.

so i was asking if atm charges any fee or not.
if no, really can consider this option instead of going to money changer.

Debit mode I not sure. Should be the same as CC ba. You go try try with small amount then let us know la.

Ppl in Trust Bank thread also claim no charges for CC and got good rate also.

https://forums.hardwarezone.com.sg/threads/trust-bank-credit-card.6803211/page-7
 

yooooz

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tried topup RM100 in touch n go app using youtrip today.
Was deducted S$29.26 in youtrip.
 
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