At least 80% (if not 90%) of my purchases across the causeway have been cashless post-C19, mainly because I'm lazy to deal with cash. Mostly paid with TnG with exceptions like Grab Car and kopitiam drinks that auntie serves to my table.
There's even a trip further up north with restaurant lunch and dinner paid by someone else and when I got home that night, I realized everything else that day right from my kopitiam breakfast to all my shopping from malls to provision shops were paid from my phone. Yes, TnG. That one unforgettable trip when my wallet didn't leave my pocket at all.