Personal bank loan

[Adeline_Weilas18]

For those low income and didn't meet $30k/annum requirement
Any idea which bank and low interest rate?

 

[puffypuffypuff]

Can i ask. If currently have car loan can still borrow personal loan? Will personal loan affect future car loan if i sell buy another car.

 

[Roid Rage]

do yourself a favour and stay away from personal loan. spend within your means.

 

[congster2]

Anyone who needs a personal loan shouldn't have a car loan.

 

[blue666]

You may take a loan from licensed lending. Do a search, there are a few in every township

 

[blue666]

Can i ask. If currently have car loan can still borrow personal loan? Will personal loan affect future car loan if i sell buy another car.

No… does not affect

 

[Lchlch]

Personal loan like car loan?

 

[DarkStarer]

Banks have a debt servicing ratio that they look at one. A person cannot take too much loan.

You have to see your personal loan is for what purpose. I Google a bit, min income is $20k only.

If for very urgent matters and you can repay within a month, try charging to your credit card. It's ok as long as you able to pay it in full.

Also, please ensure what you are using for is not for a scam. Wake up and think properly.

 

[wlalala]

best not to take any unsecured loan that you can't pay off immediately

 

[DarkStarer]

If you have those investment insurance policy, check with the company if you are able to take out a loan against it. I know of relatives who did that before because urgently need money for renovation.

 

[FireEmblem]

Any insecured personal loans are not going to get be low interest

 

[Acetone]

Personal loans EIR is quite high… don’t do it unless you really need for emergency.

If it’s for consumption purpose, my suggestion is think twice

 

[dubliner1407]

I take personal loans and then leverage for other products…like whack BTC. Back in 2018, I borrowed 100k and all in BTC

 

[Anghtj]

I used to take personal loans and credit card loans up to about $50,000. Every month pay $1000+ interest. My only consolation is that I have a fully paid house worth $300,000 back then. Now I have $1 million FD and a $600,000 house.

 

[mcylo]

I used to take personal loans and credit card loans up to about $50,000. Every month pay $1000+ interest. My only consolation is that I have a fully paid house worth $300,000 back then. Now I have $1 million FD and a $600,000 house.

Early morning 冷故事

 

[ask_yip]

wrong place to ask, here all $20k/month and above, no need such loan

 

[ceestudent]

I used to take personal loans and credit card loans up to about $50,000. Every month pay $1000+ interest. My only consolation is that I have a fully paid house worth $300,000 back then. Now I have $1 million FD and a $600,000 house.

You change your story again? Now no more working at Mac to get max grant for BTO?

 

[wahlaneh]

I used to take personal loans and credit card loans up to about $50,000. Every month pay $1000+ interest. My only consolation is that I have a fully paid house worth $300,000 back then. Now I have $1 million FD and a $600,000 house.

Nice. If you think about it. Those who got house loan to pay off their swanky and shiny condo also pay $1-2k in interest every month. Maybe more. But people are ok with it, they wont say its a joke. How ironic

 

[hachi]

If you have those investment insurance policy, check with the company if you are able to take out a loan against it. I know of relatives who did that before because urgently need money for renovation.

Reno is consider urgent?

 

[carey]

Any insecured personal loans are not going to get be low interest

Yes, almost like loan sharks