Personal bank loan

[dubliner1407]

You change your story again? Now no more working at Mac to get max grant for BTO?

Typical EDMW big cannon fairy stories

 

[1982-1994]

The Citi Clear Visa/Mastercard in Singapore has a credit limit of S$500. The card has a basic annual fee of S$30.52, and a repayment grace period of 25 days from the statement of account date.

 

[elephantscannotfly]

Can i ask. If currently have car loan can still borrow personal loan? Will personal loan affect future car loan if i sell buy another car.

Typically, the lender has access to credit checks, so they can tell if you have loans, and being repaid in time or not. If your credit history is good, they might still loan you, however limit the amount they can loan. So if they see your annual salary is this much, although can loan you XXXX amount, but will be lowered than XXXX amount to reduce their risk.

 

[Ahemahem]

can loan from ah long san

 

[luffix7]

Anyone who needs a personal loan shouldn't have a car loan.

ya thats why i boh car

 

[Anghtj]

For those low income and didn't meet $30k/annum requirement
Any idea which bank and low interest rate?

Low income cannot borrow money one

 

[Anghtj]

You change your story again? Now no more working at Mac to get max grant for BTO?

I bought my flat 23 years ago no grants last time

 

[Anghtj]

Nice. If you think about it. Those who got house loan to pay off their swanky and shiny condo also pay $1-2k in interest every month. Maybe more. But people are ok with it, they wont say its a joke. How ironic

I agree with you, all Singaporeans are working for the banks

 

[Anghtj]

You change your story again? Now no more working at Mac to get max grant for BTO?

I am a fund manager now, managing my $1 million

 

[forests_gump]

I used to take personal loans and credit card loans up to about $50,000. Every month pay $1000+ interest. My only consolation is that I have a fully paid house worth $300,000 back then. Now I have $1 million FD and a $600,000 house.

I took $20k loan to take a Masters in Art in 1992, then join become miw in 2011...become a Minister, then went on to become PM, now earning millions every yr.

 

[congster2]

I used to take personal loans and credit card loans up to about $50,000. Every month pay $1000+ interest. My only consolation is that I have a fully paid house worth $300,000 back then. Now I have $1 million FD and a $600,000 house.

Lol even if this were true, is it supposed to be impressive?

 

[DarkStarer]

Reno is consider urgent?

It's an expense they have to spend on, and insurance is a place they can seek funds from