Hi guys I just recently stumbled upon this credit card discovery regarding the UOB One Card. If you already know about their rebate system, then can skip this post. Otherwise read on 
As you know, JP allows 12 months installment plan. So you have to pay a few hundred dollars a month for 12 months if you take up this offer.
What happens is that if you pay using this One Card, you get to have a certain rebate every quarter, provided you spend at least $300 a month and have 3 transactions on this card.
It works like this:
Spend at least $300 for 3 consecutive months and you get $30 rebate off your 4th month bill. Assuming you clock at least 3 transactions a month, which should be easy for most people. (Watch movie also can use credit card nowadays)
So using it for 1 year should allow you to have 4 times rebates in 13 months.
Now the trick is to time the quarters exactly because they don't just work in any 3 months! (That was my mistake initially) Call up their customer service to find out when does your quarter start, everyone is different. They will be able to advise you accordingly.
What's more, the rebates don't stop at $30. You get $80 off if you spend $800 every month, or $150 if you spend $1500. I know it's not alot and may not matter much but I think every little helps.
Going by the diamond sizes I see on display here, I estimate the median expenditure to be slightly closer to 6k. That's $500 a month, easily clearing the $300 minimum amount.
Hope this post helps!
As you know, JP allows 12 months installment plan. So you have to pay a few hundred dollars a month for 12 months if you take up this offer.
What happens is that if you pay using this One Card, you get to have a certain rebate every quarter, provided you spend at least $300 a month and have 3 transactions on this card.
It works like this:
Spend at least $300 for 3 consecutive months and you get $30 rebate off your 4th month bill. Assuming you clock at least 3 transactions a month, which should be easy for most people. (Watch movie also can use credit card nowadays)
So using it for 1 year should allow you to have 4 times rebates in 13 months.
Now the trick is to time the quarters exactly because they don't just work in any 3 months! (That was my mistake initially) Call up their customer service to find out when does your quarter start, everyone is different. They will be able to advise you accordingly.
What's more, the rebates don't stop at $30. You get $80 off if you spend $800 every month, or $150 if you spend $1500. I know it's not alot and may not matter much but I think every little helps.
Going by the diamond sizes I see on display here, I estimate the median expenditure to be slightly closer to 6k. That's $500 a month, easily clearing the $300 minimum amount.
Hope this post helps!
