Proposal Ring - Part 2

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alvismah

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hi all, what payment methods u guys made to get cash rebates from bank for using credit card, like installement 6mths 12mths,monthly sepnding. what are the best options and maximum savings for spending 6k
 

Lucask83

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hi all, what payment methods u guys made to get cash rebates from bank for using credit card, like installement 6mths 12mths,monthly sepnding. what are the best options and maximum savings for spending 6k

From what I know, typically instalment plans don't have rebates, but for UOB one card u can get the rebate if I not wrong..as in, it counts towards ur monthly expenditure
 

limited

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jp stands for jaan Paul, Paul hung is the son of the owner of the shop.

House of hung sells other stones.. And I guess the design is catered more for the not as young generation.. I wonder if their diamond is e same grade as JP

House of Hung only sell their own ideal diamonds. JP sells their brand of super ideals. Price wise its 10% difference.

If you're tight on a budget I'd suggest that you check out JP first to view their super ideals and ask to view some ideal diamonds from HoH. Might go a little easier on your wallet!
 

Carnage

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From what I know, typically instalment plans don't have rebates, but for UOB one card u can get the rebate if I not wrong..as in, it counts towards ur monthly expenditure

Yes can.

Tried, tested, proven. Just need to ensure 3 transactions every month.

Which is why most of my installment plans, mobile phone bill, insurance charged to this card.
 

hellosecrets

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Need some help.. Can't decide between super ideal & ideal, as when viewing the diamonds by scopes is just slight difference. Was looking at 0.74 carat ideal from JP.

Not sure if what we got quoted from JP is a good deal as among one of the prices quoted, they actually quoted $500 more saying it's a mistake when we asked to verify on the price again. totally lost the confidence in them...
 

fila_22

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Need some help.. Can't decide between super ideal & ideal, as when viewing the diamonds by scopes is just slight difference. Was looking at 0.74 carat ideal from JP.

Not sure if what we got quoted from JP is a good deal as among one of the prices quoted, they actually quoted $500 more saying it's a mistake when we asked to verify on the price again. totally lost the confidence in them...

Care to share us the specifications of the diamond and price. I think the rest of the forumers will provide good advices.
 

tk

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Need some help.. Can't decide between super ideal & ideal, as when viewing the diamonds by scopes is just slight difference. Was looking at 0.74 carat ideal from JP.

there is only a vague thin line between poor super ideals and good ideals.. and the vague thin line is decided by shops themselves.. U have to see and compare for yourself the difference and decide which is the more worthwhile deal.. ;)
 

UNiteedy

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hi all, what payment methods u guys made to get cash rebates from bank for using credit card, like installement 6mths 12mths,monthly sepnding. what are the best options and maximum savings for spending 6k

Installment plans can still earn the rebates when they deduct from your monthly expenditure. I tried and proven with my UOB card.. so it should work for the rest too.

If you have enough funds to pay one shot, should use the Manhatten card. It has the highest cash rebate.
 

UNiteedy

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Need some help.. Can't decide between super ideal & ideal, as when viewing the diamonds by scopes is just slight difference. Was looking at 0.74 carat ideal from JP.

Not sure if what we got quoted from JP is a good deal as among one of the prices quoted, they actually quoted $500 more saying it's a mistake when we asked to verify on the price again. totally lost the confidence in them...

How much did they quote you for the 0.74ct Ideal cut? What are the other specs? Got include setting?
 

reitrac

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Went to jp earlier today, was quoted 2.1k for 0.37c E VS1 super idea cut, exclusive of setting, is it overpriced?

cyteo88 bro, it might be overpriced for people who read rapaport, but it's all up to you whether you are willing to get it considering that those physical shops need to pay for rent, inventory control, marketing, staff salary, etc.
It is of course the diamond price has to be marked up a bit.

As of now, price per carat for category 0.30~0.39ct E VS1 is USD$2700, 8% increment compared to 26/12/2013 :eek:

Diamond manufacturers/suppliers can offer professional buyers (not general consumers) some discount off the rapaport listed price.
The discount will be even better for some diamonds with fluorescence.
 

vodaboy

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Hi guys, would like to have an opinion on a diamond that my gf likes.

It's a round brilliant at 1.15 carat
Colour: G
Clarity: VS2
Cut: Excellent
Polish: Excellent
Symmetry: Excellent
Fluorescence: None

My girlfriend likes the fact that the inclusions (crystal, cloud & needle) are all grouped together in a corner.

Offered a price of $12.9k. Physical appearance looks nice, but when I calculate the HCA score, it's a high 6.1. I have a friend who told me the HCA rating is far too high. Any thoughts if this is a good buy if my gf do not mind the HCA rating and does not have complaints on the brilliancy?
 

UNiteedy

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Hi guys, would like to have an opinion on a diamond that my gf likes.

It's a round brilliant at 1.15 carat
Colour: G
Clarity: VS2
Cut: Excellent
Polish: Excellent
Symmetry: Excellent
Fluorescence: None

My girlfriend likes the fact that the inclusions (crystal, cloud & needle) are all grouped together in a corner.

Offered a price of $12.9k. Physical appearance looks nice, but when I calculate the HCA score, it's a high 6.1. I have a friend who told me the HCA rating is far too high. Any thoughts if this is a good buy if my gf do not mind the HCA rating and does not have complaints on the brilliancy?

HCA 6.1 is super high le... I'm surprised a triple Excellent can still have such a score. For the score to be 6.1, the proportions is very off. First time I see a 6.1 here.. Not only can it affect the brilliance, but it will make the diamond look smaller if it is cut too long. Did you view the diamond with the scopes? Jewelry stores uses shop lightings that makes anything shiny. It's unreliable to judge it in the store without the scopes.

Btw, inclusions in corner might not necessarily be a good thing. If the inclusions are on the girdle, it becomes a durability risk.
 

hellosecrets

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Care to share us the specifications of the diamond and price. I think the rest of the forumers will provide good advices.

Ideal 0.74 F VS1 $6200
Super ideal 0.67 F VS1 $5850
Super ideal 0.742 G VVS2 $7300

Is the above their usual quoted rates?
Thought the 0.74 ideal is a better deal since I prefer the size for my gf. and she don't mind getting ideal after seeing the scope.

And what's hca rating? Wasn't explained on that too...
 

hellosecrets

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there is only a vague thin line between poor super ideals and good ideals.. and the vague thin line is decided by shops themselves.. U have to see and compare for yourself the difference and decide which is the more worthwhile deal.. ;)

yes.. you're right. we couldn't see the difference from super ideal and ideal...
 

vodaboy

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HCA 6.1 is super high le... I'm surprised a triple Excellent can still have such a score. For the score to be 6.1, the proportions is very off. First time I see a 6.1 here.. Not only can it affect the brilliance, but it will make the diamond look smaller if it is cut too long. Did you view the diamond with the scopes? Jewelry stores uses shop lightings that makes anything shiny. It's unreliable to judge it in the store without the scopes.

Btw, inclusions in corner might not necessarily be a good thing. If the inclusions are on the girdle, it becomes a durability risk.

Strange that can still get triple excellent huh... that's what a friend of mine says too. I viewed the diamond with this small scope thing to see the hearts and arrows, is that the one? I thought it looked ok when I see through this scope. My gf could see the inclusion but didn't have other negative things to say.

The inclusions are within the top surface area which suggest they are not on the edges or girdle, if I'm interpreting right. I guess I'll have to tell my gf that the hca score is too high and drop this from consideration.
 

tk

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Strange that can still get triple excellent huh... that's what a friend of mine says too. I viewed the diamond with this small scope thing to see the hearts and arrows, is that the one? I thought it looked ok when I see through this scope. My gf could see the inclusion but didn't have other negative things to say.

The inclusions are within the top surface area which suggest they are not on the edges or girdle, if I'm interpreting right. I guess I'll have to tell my gf that the hca score is too high and drop this from consideration.

imho, u should not just drop the stone becos of high HCA. U should compare it side by side with other candidates and see which one you prefer visually.. HCA doesn't see the stone, while GIA has seen the stone and gave it triple excellent..
 

bedposthalo

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Ideal 0.74 F VS1 $6200
Super ideal 0.67 F VS1 $5850
Super ideal 0.742 G VVS2 $7300

Exclude setting. Are the prices the norm within JP?

Price sounds about there. The 0.67ct is a rare size.. Diamond price increases significantly when it hits 0.70ct. If I'm not wrong, their Super Ideal 0.7ct F VS1 would be $7k+. Betweem a 0.67ct and 0.7ct, I doubt the difference will be obvious.

If I'm not wrong, JP limits their super ideal cut HCA score to be below 1.4.
It's just one of the criteria they use. A low HCA score doesn't guarantee it's good anyway.

-Difference in Super Ideal and Ideal cut-
Interesting to note is the Ideal cut can still have a lower HCA score than the Super ideal
My first time I spotted the difference was when I request to bring both diamonds outside the store in sunlight. In the store, it's much harder to see the difference because of the store lighting.

 
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