Proposal Ring - Part 3

[thenakedshades]

I totally forgot to mention that.
Yup, there’s a $2k limit. Your only option is to do a split.
Eg. $2k credit card, the rest via wire transfer

going via $2k credit card and the rest via wire transfer will cost more. Not sure if should go all via wire transfer but it will be more risky this way.

 

[whysoseriousdude]

Hi guys,

Need your opinion on the value for the below;

Solasfera - 0.55ct VVS1 F - $5,200
Solasfera - 0.77ct VS2 F - $8,900

If budget is out of the equation, which is more valued and will look good for an average US size ring of 4-4.5 ??

Talk me out please because need to decide soon. Or i shld just go for super ideal cut for a around 0.6ct carat with the price ??

 

[KinoChoco]

Hi guys,

Need your opinion on the value for the below;

Solasfera - 0.55ct VVS1 F - $5,200
Solasfera - 0.77ct VS2 F - $8,900

If budget is out of the equation, which is more valued and will look good for an average US size ring of 4-4.5 ??

Talk me out please because need to decide soon. Or i shld just go for super ideal cut for a around 0.6ct carat with the price ??

0.77 for sure, F VS2 is perfect.

Everyone have difference opinion of ‘looking good’ on a certain finger size. For me, i’ll like a 1.5 for my partner size 4 finger, this should be based on you and your partner’s view, haha.

 

[Miltah]

But you need to consider that people that go for the smaller sizes might be working on a budget. So every dollar counts.

1k might be peanuts to someone buying a 1ct, but alot to others that are spending less.

The precise reason why someone decides to shop online is in the hope of making every dollar count.

Just for the fun of calculation. Based on the rapaport for the following:
- 0.49c G vs2 x $2600 = $1274
- 0.50c G vs2 x $3600 = $1800

Even though you could say it’s almost a 30% premium for the next price tier but the reality is that you will never be buying it at those prices or know the price the stones were traded at.

So going back to reality, a Whiteflash ACA at flat caret weight of 0.5c G vs2, gst included and delivered is only about $2900.
We know that from Jp prices it’s to hard get 0.5c at that budget. So u could say you are already saving even though u are in the higher price tier.
Yes, you could get the maximum bang for your buck by looking for a 0.46-0.49 G vs2 but frankly, what are your chances of that?

Therefore given a budget constraint, I won’t pass up a well cut stone just cos it’s a flat caret weight. But if you have another choice or option or more time to look for one, then it’s the best ...

 

[Miltah]

Need your opinion on the value for the below;

Solasfera - 0.55ct VVS1 F - $5,200
Solasfera - 0.77ct VS2 F - $8,900

Talk me out please because need to decide soon. Or i shld just go for super ideal cut for a around 0.6ct carat with the price ??

Would u be happy with the 0.55ct? I thought I would be initially but few years down the track and I’m upgrading already.

I would go with the bigger stone, if not use the same budget and get an even bigger SIC

 

[freewilly5000]

The precise reason why someone decides to shop online is in the hope of making every dollar count.

Just for the fun of calculation. Based on the rapaport for the following:
- 0.49c G vs2 x $2600 = $1274
- 0.50c G vs2 x $3600 = $1800

Even though you could say it’s almost a 30% premium for the next price tier but the reality is that you will never be buying it at those prices or know the price the stones were traded at.

So going back to reality, a Whiteflash ACA at flat caret weight of 0.5c G vs2, gst included and delivered is only about $2900.
We know that from Jp prices it’s to hard get 0.5c at that budget. So u could say you are already saving even though u are in the higher price tier.
Yes, you could get the maximum bang for your buck by looking for a 0.46-0.49 G vs2 but frankly, what are your chances of that?

Therefore given a budget constraint, I won’t pass up a well cut stone just cos it’s a flat caret weight. But if you have another choice or option or more time to look for one, then it’s the best ...

My thinking is;

- 0.47c G vs2 x $2600 = $1222 (up$26)
- 0.48c G vs2 x $2600 = $1248 (up$26)
- 0.49c G vs2 x $2600 = $1274 (up$26)
- 0.50c G vs2 x $3600 = $1800 (up $526)
- 0.51c G vs2 x $3600 = $1836 (up $36)
- 0.52c G vs2 x $3600 = $1872 (up $36)
- 0.53c G vs2 x $3600 = $1908 (up $36)
- and so on....

For that 0.01c from 0.49-0.50c, it will cost $526 more. Then from 0.5c onwards, each 0.01c is like only $36. When I calculate 0.50c ($1800) and a 0.59c ($2124), the diff is only $324. It cost more to up from a 0.49 to 0.50 ($562) for that 0.01c diff, than to up from 0.50 to 0.59 ($324) for a 0.09c diff.

Why not then top up just abit more in the 0.5c range to make it larger or save $$ and drop to the high 0.4c? That's to maximize the bang for the buck. Though like you said, there are still other many varying factors and whether they have the stock is another question. But who doesn't want the best? haha

 

[Miltah]

My thinking is;

- 0.47c G vs2 x $2600 = $1222 (up$26)
- 0.48c G vs2 x $2600 = $1248 (up$26)
- 0.49c G vs2 x $2600 = $1274 (up$26)
- 0.50c G vs2 x $3600 = $1800 (up $526)
- 0.51c G vs2 x $3600 = $1836 (up $36)
- 0.52c G vs2 x $3600 = $1872 (up $36)
- 0.53c G vs2 x $3600 = $1908 (up $36)
- and so on....

For that 0.01c from 0.49-0.50c, it will cost $526 more. Then from 0.5c onwards, each 0.01c is like only $36. When I calculate 0.50c ($1800) and a 0.59c ($2124), the diff is only $324. It cost more to up from a 0.49 to 0.50 ($562) for that 0.01c diff, than to up from 0.50 to 0.59 ($324) for a 0.09c diff.

Why not then top up just abit more in the 0.5c range to make it larger or save $$ and drop to the high 0.4c? That's to maximize the bang for the buck. Though like you said, there are still other many varying factors and whether they have the stock is another question. But who doesn't want the best? haha

Your thinking is definitely not wrong but that’s my point.
While the rapaport benchmark provides a guide on pricing (for jewellers) it has very little bearing on retail pricing.

The benchmark does not take into account cutting, fluorescent etc
You will not know how much JP paid for his stones. Say for example, a good cutter sells his stone to JP but ask for 30% premium on top of the benchmark as the cut is excellent.
Or Whiteflash being a bigger company, might buy more stones at wholesale and thus the cutter gives Whiteflash a 20% discount on the benchmark..

While the examples are hypothetical, it highlights the fact that based on it, the retail pricing will be different. You will still see the price hikes but it may not be the same as the variation on the rapaport.

On all counts, u are correct. U could get 0.5 or get a high 0.4 if u can find it

 

[loveSalnT]

Hi,

0.82 [GIA]
F
VS1
3EX
HCA score of 1.4

Price at 6700 (excluded ring setting, inclusive of GST).

Can buy?

 

[ThiamWan]

Hi,

0.82 [GIA]
F
VS1
3EX
HCA score of 1.4

Price at 6700 (excluded ring setting, inclusive of GST).

Can buy?

Read the older posts. From your info, we only know that the diamond passed the basic info on the proportions but not a guarantee. You need to confirm with the scopes.

 

[DiamondLife]

Hey all, I’m new in HWZ. Been in the diamond industry for some time now. Would like to share more about this trade as well as learn more from you guys as well. Nice to meet you all!

 

[DiamondLife]

Hi,

0.82 [GIA]
F
VS1
3EX
HCA score of 1.4

Price at 6700 (excluded ring setting, inclusive of GST).

Can buy?

Is there any fluorescence in it? That will also affect the pricing of the diamond.

 

[Miltah]

Hey all, I’m new in HWZ. Been in the diamond industry for some time now. Would like to share more about this trade as well as learn more from you guys as well. Nice to meet you all!

Which aspect? Auction, wholesale, pawn, retail?

 

[DiamondLife]

Which aspect? Auction, wholesale, pawn, retail?

u got 3 out of 4 right. does attending Sotheby's or Christie's auction count? but no money to bid though

 

[Miltah]

u got 3 out of 4 right. does attending Sotheby's or Christie's auction count? but no money to bid though

Maybe try Lawson’s auction.. lol. I think it’s cheaper
Any ideas the cost of re-cutting an old stone? And estimated caret weight lost

 

[DiamondLife]

Maybe try Lawson’s auction.. lol. I think it’s cheaper
Any ideas the cost of re-cutting an old stone? And estimated caret weight lost

No idea, didn't get to experience the diamond manufacturing / cutting side.

But just off my head it depends on which cut grade you wish to achieve when u re-cut the diamond as just re-cutting it on one side will cause the grade to change.

 

[loveSalnT]

Read the older posts. From your info, we only know that the diamond passed the basic info on the proportions but not a guarantee. You need to confirm with the scopes.

Yes, confirmed the ASET scope and Hearts & Arrows. All pass.

Is there any fluorescence in it? That will also affect the pricing of the diamond.

No Fluorescence. The GIA only certified 26 Feb. Hence cannot find in website. But HCA score is 1.4. Okay?

 

[KinoChoco]

Yes, confirmed the ASET scope and Hearts & Arrows. All pass.



No Fluorescence. The GIA only certified 26 Feb. Hence cannot find in website. But HCA score is 1.4. Okay?

Probably best u post the aset scope images here. ‘All pass’ is too vague.

 

[DiamondLife]

Yes, confirmed the ASET scope and Hearts & Arrows. All pass.



No Fluorescence. The GIA only certified 26 Feb. Hence cannot find in website. But HCA score is 1.4. Okay?

Base on HCA score 1.4 sounds goods. With ASET scope would be helpful.

Saw this on BN / 0.81ct F color, VS1 clarity, 3EX, None, HCA 1.3

If using CC to pay SGD $5,645 + GST = $6,040. Can save about $700 for your ring setting. If use bank wire can save slightly more.

The certificate is on 5 March 2019. It is on GIA website. Not too sure why the one you saw on 26 Feb 2019 still not in GIA yet.

The stock number is: LD11996362

You can go check it up. I can't post link because still newbie here. haha

 

[loveSalnT]

Base on HCA score 1.4 sounds goods. With ASET scope would be helpful.

Saw this on BN / 0.81ct F color, VS1 clarity, 3EX, None, HCA 1.3

If using CC to pay SGD $5,645 + GST = $6,040. Can save about $700 for your ring setting. If use bank wire can save slightly more.

The certificate is on 5 March 2019. It is on GIA website. Not too sure why the one you saw on 26 Feb 2019 still not in GIA yet.

The stock number is: LD11996362

You can go check it up. I can't post link because still newbie here. haha

I meant if you use pricescope.com or enchantediamonds to check on cut score you can't find those only recently graded diamonds?

Anyway the GIA is 2324094102 and yes, can be found in gia webby.


Lol! Don't know how attached pic here leh..

 

[Miltah]

I wouldn’t trust encharted diamonds cut score. It means nothing.

Here’s a cutscore of 100 with leaky ASET
If u did a HCA score on this, it would be under 2. Which tells you that a good HCA score is meaningless without ASET. Scoring well on HCA does not guarantee a good stone.

If u wanted comments, u could always post a link and someone will help u upload.

I meant if you use pricescope.com or enchantediamonds to check on cut score you can't find those only recently graded diamonds?

Anyway the GIA is 2324094102 and yes, can be found in gia webby.


Lol! Don't know how attached pic here leh..