Oops. My bad. I thought I PM you, you could reply back though
Nope. He's the only one that quote me an insurance fee. I got his number from some website and took him about 2 days before he called me.
So far no instructor approach any talks about any incident occurring. But from what I know, maybe like once every 100 people will have some accident? This I'm not very sure.
I ask someone in the forum, asking whether is it normal, he just reply a rip off that's all. Haha. Sorry I couldn't help you much!