One benefit I may foresee (not confirmed yet), is that the transfer to US bank accounts may not incur the incoming fee.
It seems that US bank accounts will charge an incoming fee for SWIFT transfers. However, the transfer using Revolut is via the routing number, which is usually used for local transfers within US and should not incur the international incoming fee.
Will update when I get some results.
Edited: Plus the better rates and no TT fees over bank rates (even after the 0.5% over limit fee). Citibank charging me more than 1.4 for USD rates after outgoing fees (not including the incoming fees at US side, today rates). Revolut (after 0.5% over limit fee) is about 1.37 rate (yesterday rates).
May I know which credit cards do not need OTP when topping up? I am using Std Chart and every time I top up, I need to key in OTP. I will not be able to receive OTP when overseas cos I am using local sim. Thanks.
Not sure what I did (differently), my Grab card did not require OTP, but someone else's Grab card requires OTP.
Sim card issue, try dual sim phones, haha, or bring along an old phone for these OTP.