Revolut

[Pryson]

10thcharacters

 

[xsoldix]

is there any Bangkok ATM for withdrawal (w. revolut) without incurring THB220 charges?

Last I went few months back, no such ATM available.

Advise to use card and pay..
If need cash, bring from SG or go there money changer.

 

[iceoxfch]

How does Revolut's spread compare to YouTrip? I seem to notice in the past few months Revolut's rates even on weekdays are similar or even worse than YouTrip.

 

[oceanicmanta]

How does Revolut's spread compare to YouTrip? I seem to notice in the past few months Revolut's rates even on weekdays are similar or even worse than YouTrip.

it varies by currency

eg) for MYR, Revolut is reportedly better on weekdays
for JPY, YT is better .. but on Mon early morning, Revolut is better for a short period

weekends, YT is better bcos Rev has 1% fee

 

[zack14]

Why revolut charge a 1% fee on weekends but youtrip doesnt?

 

[crystalnox]

Why revolut charge a 1% fee on weekends but youtrip doesnt?

Why Singapore got CPF and Indonesia don’t have?

 

[oceanicmanta]

apparently Revolut has reverted back to issuing MasterCard, instead of Visa ...

so it has been MC, V, now MC

 

[savinmax]

How does Revolut's spread compare to YouTrip? I seem to notice in the past few months Revolut's rates even on weekdays are similar or even worse than YouTrip.

My recent experience is in this order - for weekdays - YouTrip best rate, closely followed by Amaze Wallet, then Revolut .
Weekends - Amaze Wallet still spot rate ; then YT and Revolut ( with weekend markup )
Amaze with reward cards incur 2.5% fee , but still worth it if get 8% or 6% cashback , or with 6 MPD with LS ( note the respective limits ).

drawing cash out no fees incurred from YT or Revolut - some countries ( eg Italy ) totally free with certain ATM ) but some will incur like €2.50 from their localize bank ( which is still ok if u withdraw the max $400 equivalent for YT or $350 for Rev) eg, Greece, East Germany

 

[longfart]

Amaze with reward cards incur 2.5% fee , but still worth it if get 8% or 6% cashback , or with 6 MPD with LS ( note the respective limits ).

For the 8% and 6% you mentioned, they’re MBB F&F and Citi CashBack right? Are there any other cashback MCs worth considering?

 

[saltyprince]

Anyone using Revolut <18 for their kids? Thinking of applying for my teens. Any idea which atm can withdraw money without fees in SG for Revolut <18 card? TIA

 

[saltyprince]

Please note that the <18 account has a free atm withdrawal limit of SGD100.00 after which there will be a 2% or 1 SGD fee charged by Revolut.

 

[saltyprince]

Chat agent no idea which atm bank in sg provide free atm withdrawal

 

[jq75]

sorry to hijack.. to top up without fees, is to link a local bank card by giro payments? is the top up auto or user have the right to choose when and how much to top up from bank?

 

[Crimsom]

sorry to hijack.. to top up without fees, is to link a local bank card by giro payments? is the top up auto or user have the right to choose when and how much to top up from bank?

All Bank card including debit card got fees

Need to top up with bank account. Can choose how much u wanna top up. Minimum of $20

 

[jq75]

All Bank card including debit card got fees

Need to top up with bank account. Can choose how much u wanna top up. Minimum of $20

when i apply it appears as e Giro on my dbs portal and they allow me to set a limit. so if i do top up will be locked at that limit? its not auto top up feature ya, cos dun remember such option there

 

[Crimsom]

when i apply it appears as e Giro on my dbs portal and they allow me to set a limit. so if i do top up will be locked at that limit? its not auto top up feature ya, cos dun remember such option there

Ya it wont auto top up. You have to go to the app and manually trigger a top up.

The limit is just the max top up amount per transaction.

Example if u set $100, you cannot top more than $100 per transaction from the dbs linked account.

The limit is optional btw.

 

[jq75]

Ya it wont auto top up. You have to go to the app and manually trigger a top up.

The limit is just the max top up amount per transaction.

Example if u set $100, you cannot top more than $100 per transaction from the dbs linked account.

The limit is optional btw.

Thanks for ur clear explanation

so if I want to top up $200 I need to do it twice?

I go into app can’t the settings to amend 🫣

 

[runicz]

I use revolut as my main mode of currency exchange now. Trust me such system is the begining of end for all these physical currency exchange shops. The rate is very close to what google quote.

Recently notice they offer stocks and etf too. Anyone know if we can hold more than 5,000SGD worth of stocks/etf for long term on the app, heard from its live support mentioning that we cannot hold stocks/"net balance in all sectors" amounting to worth more than 5,000 SGD due to the Payment Services Act by MAS, yet at the same time, i notice the app offer 10,000 USD order limit per transaction.

Is it practical to put about 100k SGD of ETF/stocks on the platform for 10 years to grow money?

 

[TA200]

https://www.channelnewsasia.com/sin...ulti-currency-app-exchange-rates-good-3928711

Banks may be slightly more secure than multi-currency apps, but the difference is minimal, experts said.

“Cybersecurity risks are inherent in digital services, even for well-established banks,” said Mr Tan of Singapore Polytechnic. Consumers should practise cyber hygiene and minimise the amount held in their wallets.

“If you were to use these money-changing apps and put money into the e-wallets, make sure that it is only enough for the purpose and do not over-commit and leave excess cash amount in the e-wallet,” he said.

 

[doreen27]

does any have problem topping Touch n go ewallet?