Roboadvisor: Stashaway vs Smartly Performance

[tangent314]

So is it more advisable to invest with a balanced portfolio or an aggressive portfolio? (For both platform)

Long term = aggressive portfolio
Medium term = balanced portfolio
Short term = humji portfolio

 

[halocast]

in the green.... not bad not bad

 

[lo3xlo2x]

What is the best method of putting and withdrawing from autowealth to minimise fees from currency conversion?

 

[blurpandasg2014]

Updated!

Stashaway in the lead

 

[lance88]

2.7% based on 2018-19 year result on most aggressive portfolio

 

[blurpandasg2014]

Updated!!!!!

 

[testerjp]

Am I reading this correct?

7 Apr 2019 (Total Invested: $1700):$898.76/$876.50

Total cash in $1700.
Earn $75.26 with the highest risk profile?

 

[blurpandasg2014]

Am I reading this correct?

7 Apr 2019 (Total Invested: $1700):$898.76/$876.50

Total cash in $1700.
Earn $75.26 with the highest risk profile?

Yup that's right, however, the total earnings are a combination of both stashaway and smartly highest risk portfolios.

From the data, u can see that stashaway contributed 48.76 profit while smartly 26.50

 

[kenplicity]

Yup that's right, however, the total earnings are a combination of both stashaway and smartly highest risk portfolios.

From the data, u can see that stashaway contributed 48.76 profit while smartly 26.50

That's ard 4.4%

 

[Estados]

Hi guys, would it be wise for me to spilt my monthly saving and put 50% of it into stashaway? I know nothing about investment and just putting money in the bank seems like a waste. I planning to put it to the highest risk and slowly adjust it lower as my deposit goes higher.

 

[Peasantboy]

Sounds alright I’m also planning to do something similar.

Instead of manually adjusting the risk level, you could set a goal with a timeframe and as it comes closer to the target date, Stashaway will automatically shift your “riskier” assets into something “safer”.

This way you won’t get any sudden drop in value close to your withdrawal date and save you the hassle of manually adjusting the risk.

Another way is to split your funds into a high risk rating account and a lower risk account.

Hi guys, would it be wise for me to spilt my monthly saving and put 50% of it into stashaway? I know nothing about investment and just putting money in the bank seems like a waste. I planning to put it to the highest risk and slowly adjust it lower as my deposit goes higher.

 

[blurpandasg2014]

I may discontinue the comparison soon as it is rather clear that stashaway is superior in most aspects to smartly.

Just to share an article that compares the upcoming dimensional funds with smartly and stashaway

http://investmentmoats.com/money/invest-dimensional-fund-advisors-dfa-funds/

Didn't know smartly has such high fx conversion rate

 

[blurpandasg2014]

Reply from Stashaway on Estate Taxes upon death

If you invest as an individual, the estate tax regulation applies. However, since you are registered on our ledger as a beneficiary of Asia Wealth Platform (StashAway's legal entity), which is a corporate, you are not subject to this estate and gift tax (unless you're an American citizen). This is also one of the advantages of investing with StashAway.

 

[kenplicity]

Reply from Stashaway on Estate Taxes upon death

OK. But then how does the children inherit the investment?

 

[assiak71]

I may discontinue the comparison soon as it is rather clear that stashaway is superior in most aspects to smartly.

Just to share an article that compares the upcoming dimensional funds with smartly and stashaway

http://investmentmoats.com/money/invest-dimensional-fund-advisors-dfa-funds/

Didn't know smartly has such high fx conversion rate

Can you summarize in what ways stashaway is superior? Thks

 

[blurpandasg2014]

OK. But then how does the children inherit the investment?

Don't think can inherit. Only can sell

 

[kenplicity]

Don't think can inherit. Only can sell

U mean sell then get the money without tax?

 

[blurpandasg2014]

U mean sell then get the money without tax?

As in, I don't think you are able to transfer directly to your child stashaway account. The executor/administrator will have to redeem the holdings

Based on what stashaway claims, there will not be any taxes incurred at the US side.

 

[Quest]

Which portfolio are recommended?
I just started not long, current Core portfolio with 15% risk..

Sent from Porky using GAGT

 

[blurpandasg2014]

Updated

Also jus sharing the reply by smartly on Estate Taxes

The U.S. imposes a 40% estate tax rate on U.S. assets above a $60,000 exemption threshold on assets of the deceased non-residents.