Roboadvisor: Stashaway vs Smartly Performance

[assiak71]

@assiak71
What would you consider an ideal robo-advisor?
Are you mostly referring to algorithm, securities (ETFs) used, etc?

Hi
These are my simple criteria
- portfolio mgmt fee not more than 0.50% (excludes funds TER)
- bonds sgd-hedged
- and of course using passive funds (or as passive as possible)
- ireland-domiciled funds

 

[2474265]

I think currency hedging is too expensive to make sense for bonds. The other points are very valid. Syfe seems to have a very passive approach without human bias.

Definitely a very interesting space, let's see what will happen.

 

[assiak71]

I think currency hedging is too expensive to make sense for bonds. The other points are very valid. Syfe seems to have a very passive approach without human bias.

Definitely a very interesting space, let's see what will happen.

See endowus and moneyowl bond unit trusts

 

[elusion11]

Anyone compared the performance between the different risk profiles on StashAway?

I've got 3 and found 26% > 20% > 36%. Asked Stashaway team and they gave a factsheet with performance numbers that don't match my actual portfolio performance.

Now wondering whether I should test out other risk profiles myself. Anyone else compared them or have investments in multiple risk profiles on Stashaway?

 

[shaowei14]

Anyone compared the performance between the different risk profiles on StashAway?

I've got 3 and found 26% > 20% > 36%. Asked Stashaway team and they gave a factsheet with performance numbers that don't match my actual portfolio performance.

Now wondering whether I should test out other risk profiles myself. Anyone else compared them or have investments in multiple risk profiles on Stashaway?

Stashaway recently posted an article about their performance for the past 2 years.
ww.stashaway.sg/r/stashaway-performance-2-years (I cant post the full link due to insufficient post count)

Personally I have invested since last year Nov at 36% risk profile and getting 16.3% returns currently.

 

[blurpandasg2014]

Hi All.

I have decided to terminate the comparison between stashaway and smartly.
Hope this thread has provided sufficient information for investors to decide which robo is best for them.

While I come out with a new project, pls continue to support
https://forums.hardwarezone.com.sg/...d-dfa-vs-stashaway-6046242.html#post120835024

 

[assiak71]

Thanks for the comparison!

 

[blurpandasg2014]

Anyone compared the performance between the different risk profiles on StashAway?

I've got 3 and found 26% > 20% > 36%. Asked Stashaway team and they gave a factsheet with performance numbers that don't match my actual portfolio performance.

Now wondering whether I should test out other risk profiles myself. Anyone else compared them or have investments in multiple risk profiles on Stashaway?

Highest earner 26%?

 

[NotVeryknowledgeable]

Want to ask a question (Philips Smart Portfolio)

Hi , do u have any knowledge regarding abt Philips Smart Portfolio as i am keen on it , and did not see any thread abt it on this forum

 

[tangent314]

Philips smart portfolio may be interesting with management fees at 0.50% which includes most of the trading fees, but really need to see where they invest your funds to make a proper judgement.

 

[converse2010]

Noobie question here. What would the risk be if we chose highest risk in Stashaway?

Zero-ed out the investment or more "in the red" only?

 

[tangent314]

Highest risk generally means 100% of the money goes into equities and 0% into bonds. You can take a look at MSCI World Index to see how global equities have performed in the past few decades. Generally it means that your investments won't zero out, but can go up and down and up and down quite drastically.

https://www.cnbc.com/quotes/?symbol=.WORLD select ALL tab.

 

[macchiato-addict]

Anyone compared the performance between the different risk profiles on StashAway?

I've got 3 and found 26% > 20% > 36%. Asked Stashaway team and they gave a factsheet with performance numbers that don't match my actual portfolio performance.

Now wondering whether I should test out other risk profiles myself. Anyone else compared them or have investments in multiple risk profiles on Stashaway?

I think it depends on when you entered the market and the current market conditions. Right now my 18%>26%

 

[YouHeypiCanLiao]

Hi
These are my simple criteria
- portfolio mgmt fee not more than 0.50% (excludes funds TER)
- bonds sgd-hedged
- and of course using passive funds (or as passive as possible)
- ireland-domiciled funds

Is digibank cheap and good?

 

[education]

Is Smartly still alive?
Their social media has been inactive since 2018. Only news about them since then is they have been acquired by a viet group.
https://e27.co/vietnams-vinacapital-acquires-operations-of-singapores-robo-advisor-smartly-20190717/

 

[blurpandasg2014]

Is Smartly still alive?
Their social media has been inactive since 2018. Only news about them since then is they have been acquired by a viet group.
https://e27.co/vietnams-vinacapital-acquires-operations-of-singapores-robo-advisor-smartly-20190717/

Smartly rarely updates their website but its still alive.

When I enquired abt smth via their Web chat, someone from smartly called my phone to answer my queries

 

[KinoChoco]

Good time to be entering StashAway now that the market are down. Based on personal experiences of trying StashAway, auto wealth and smartly over the past years, StashAway has the best returns based on same amount (with highest risk allocation option selected) and DCA on the 3 platforms.

Feel free to PM me if you would like to understand more, do use my referral in order for both of us to enjoy 6 months off fees.

https://www.stashaway.sg/referrals/yonghuink5xr

 

[halfnode]

Good time to be entering StashAway now that the market are down. Based on personal experiences of trying StashAway, auto wealth and smartly over the past years, StashAway has the best returns based on same amount (with highest risk allocation option selected) and DCA on the 3 platforms.

Feel free to PM me if you would like to understand more, do use my referral in order for both of us to enjoy 6 months off fees.

https://www.stashaway.sg/referrals/yonghuink5xr

Is stashaway fee for example annual fee of 0.6% + expense ratio 0.2% + portfolio expense 0.4%?

 

[thespell]

Is Smartly still alive?
Their social media has been inactive since 2018. Only news about them since then is they have been acquired by a viet group.
https://e27.co/vietnams-vinacapital-acquires-operations-of-singapores-robo-advisor-smartly-20190717/

How is smartly performance now? I was invested until Nov 2019 and if I remember correctly they're vested in XLE which was down a lot yesterday

 

[KinoChoco]

Is stashaway fee for example annual fee of 0.6% + expense ratio 0.2% + portfolio expense 0.4%?

What you see on stashaway fees page is what you get. There’s only a account management fee. As for the expense ratio, that’s on the ETF level, whichever platform u uses will have it and it’s deducted off on the etf level itself and won’t be reflected as any fee deductions.

—-
Feel free to PM me if you would like to understand more, do use my referral in order for both of us to enjoy 6 months off fees.

https://www.stashaway.sg/referrals/yonghuink5xr