Roboadvisor: Stashaway vs Smartly Performance

[blurpandasg2014]

Bumps for latest performance

 

[harveyspectre]

Slight uptrend for Smartly, anyone else observed the same?

 

[goldnut]

They should remove GLD. It's totally useless and acting like an anchor and dragging everything down, especially at higher risk levels.

Also, AAXJ needs to be replaced with VWRD or IWDA.

 

[sanzhu]

Passive deadbeat invwsting

No selection

No algo to talk

 

[assiak71]

received this in email. stashaway 1 yr returns
comments?

It has been 1 year since we made our services available in Singapore, and the response has been overwhelmingly positive. I wanted to take this opportunity to share how our portfolios have performed since our public launch a year ago, announce an exciting product update, and offer a discount on your first investment.

The First Year's Returns

People often ask me about our investment performance, and so I selected our 7 anchor portfolios to illustrate the range of risk and returns we earned in the last year. The following chart shows gross returns in SGD of these portfolios, ranked by risk (low to high), compared to the returns of their respective risk-based benchmarks.

Source: Bloomberg, StashAway analysis

Our portfolios have yielded between 4.3% and 6.6% gross returns in SGD over the last year, characterised by a very positive market for the first 7 months (July 2017 to January 2018) and a more turbulent one for the subsequent 5 months (February 2018 - present). All of StashAway’s 28 portfolios have outperformed their same-risk benchmark.

In the same timeframe, an investment in the Straits Times Index (STI) would have yielded only 0.8% positive returns. Note that the risk of the STI is approximately 2x the risk of P28 over the last 10 years.

Product Update

I’m excited to announce that we’ll be expanding our offering after talking with many of you and listening to your recommendations. In the next few weeks, we will launch portfolios with higher risk! We’ve backtested these new portfolios, and over the last 12 months, the 3 new portfolios that we will launch have realised gross SGD returns that range from 9.0% to 10.2%.

 

[blurpandasg2014]

I will post my analysis on the portfolio backtesting I did later tonight

 

[w1rbelw1nd]

How to determine their "same risk benchmark" is "same risk", considering that they have an active allocation mandate?

Very easy to ownself benchmark ownself.

received this in email. stashaway 1 yr returns
comments?

 

[FrostWurm]

received this in email. stashaway 1 yr returns
comments?

some keywords in brackets

Source: Bloomberg, "StashAway analysis"

All of StashAway’s 28 portfolios have outperformed their "same-risk benchmark."

"We’ve backtested these new portfolios, and over the last 12 months", the 3 new portfolios that we will launch have realised gross SGD returns that range from 9.0% to 10.2%.

if you bought xiaomi at ipo and sold it 5 days later you would have earned 25%, hindsight is wonderful

 

[blurpandasg2014]

Bumps for update

 

[goldnut]

Good news : They just added another 3 aggressive levels of investment. It includes the S&P 500 !!!

Bad news : It only makes up 6% of the total

Better news : They reduced gold from 14.5% to 4%. Gold is fooking useless anyways (I've always believed it's speculation, not a real investment)so that's a good move

Edit : they made up for the low S&P 500 with VBK do I guess it's good as well.

 

[ExtremeWays]

Earn 10% also shiok??? It could be more if you make effort to select stocks

 

[assiak71]

Somehow i prefer autowealth's simpler portfolio...
For autowealth can you choose your equities %?

 

[blurpandasg2014]

Somehow i prefer autowealth's simpler portfolio...
For autowealth can you choose your equities %?

If not wrong AutoWealth by risk profile. Most risky is 80/20 allocation

 

[goldnut]

My returns have gone up since choosing the highest levels in Stashaway. Cutting off gold by 10% and adding SPY and VBK certainly helped.

 

[blurpandasg2014]

My returns have gone up since choosing the highest levels in Stashaway. Cutting off gold by 10% and adding SPY and VBK certainly helped.

Which profile did u choose under the most risky option?

Also do u have any idea if able to switch holdings directly from portfolio 28 to the new profiles without the need to sell and rebuy

 

[goldnut]

Which profile did u choose under the most risky option?

Also do u have any idea if able to switch holdings directly from portfolio 28 to the new profiles without the need to sell and rebuy

I chose the most aggressive option. It's the only one I noticed with S&P and lower levels of gold.

When you switch they will automatically sell off all the unused stuff like bonds and buy the new etfs.

 

[final1]

There are alot of commission free ETFs available from Charles Schwab Singapore and they also have an online portfolio generator that can create an ETF portfolio for you based on your risk type. Isn't that a better alternative than non-free robo advisors that charge monthly or annual fees?

 

[goldnut]

There are alot of commission free ETFs available from Charles Schwab Singapore and they also have an online portfolio generator that can create an ETF portfolio for you based on your risk type. Isn't that a better alternative than non-free robo advisors that charge monthly or annual fees?

And the minimum starting amount is...?

 

[assiak71]

There are alot of commission free ETFs available from Charles Schwab Singapore and they also have an online portfolio generator that can create an ETF portfolio for you based on your risk type. Isn't that a better alternative than non-free robo advisors that charge monthly or annual fees?

Got link? Does it rebalance for you?

Is it global portfolio or US only?

 

[final1]

Got link? Does it rebalance for you?

Is it global portfolio or US only?

https://www.schwab.com/public/schwab/investing/investment_help/investment_research/etf_research/etfs.html?&path=/Prospect/Research/etfs/overview/oneSourceETFs.asp
The ETFs are varied. Not just US equities only.

As buying and selling is free, you can buy and sell to 'rebalance' yourself at any time i guess.
But, they will not 'rebalance' automatically for you. It is self-directed.
'Rebalancing' just means buying and selling a few units here and there to maintain the percentage mix between each ETF due to fluctuations in price over a period of time. I actually think its perfectly fine to just let it run.

When you have new funds, then you just top up or purchase other ETFs. Again, free buy and sell for those ETFs.