Yea net deposit will be 0 if payout 20 years. So simple profit will be just current value - net deposit.

erm.....

this is agreeable ONLY when Curr value has alwys been accounted for dividends rec'd and then less of divs wdrawn

**and then to use to Total Returns to compute simple profit %**

Tot returns is ALL returns gained without minus ALL the dividends opted out/wdrawn hor (total returns keep adding the Returns ignoring your "returns"/divdends wdrawn)

Only such a "concept"/thinking can balance it out

if this part is NOT clearly highlighted, the formula is NEVER gonna be correct!

which is why i kept emphasizing dont ans in parts, if u really wannna explain it pls explain in wholesale/full pict (so long there is a missing puzzle, we couldnt understand)

which is why i kept emphasizing dont ans in parts, if u really wannna explain it pls explain in wholesale/full pict (so long there is a missing puzzle, we couldnt understand)