Roboadvisor: Stashaway vs Syfe

[dappermen]

U started recently or....?

For sure SA Simple is a terrible thing!!!


Never believe that gold is a best cushion at bad times, i dont see it in my SA 36% risk at all.... i felt in terms of equity- endowus could be the letdown instead but again i invested on endowus only recently

 

[wuming79]

Richard from syfe advised do lump sum over dca. Why ah? Reference : https://youtu.be/A81CJfTCH4g

 

[Mr. Wood]

Richard from syfe advised do lump sum over dca. Why ah? Reference : https://youtu.be/A81CJfTCH4g

assuming mkt is generally upwards, lump sum now the price will almost certain it is lower than future. if dca, there is a chance u buy low, buy high, buy low, buy higher, buy higher. average out, dca will likely be more expensive.

but realistically, most of us waiting for low, den got low still wanna wait for lower. so dca removes emotion and psychological fear to invest.

 

[Mr. Wood]

Invested in all 3 majors, SA, Syfe and Endowus. SA is the worse - Both cash management and 36% perform the worst

SA 36% u compare with wht?

 

[dappermen]

ESG

Event by SA - https://www.facebook.com/events/471576280753561


https://forums.hardwarezone.com.sg/money-mind-210/esg-investing-robo-stocks-6476646.html

 

[benqdell]

So far my SA is outperforming my FSM and Endowus in terms of returns over the same period.

Sent from MARS using GAGT

 

[dappermen]

ESG

https://www.theedgesingapore.com/ne...kcfn3ynx-3_s_lTVpOQHfKyXmI7NbkLR7FnZHa8V8T65g


to beat SA?
Endowus has launched Asia’s first digital multi-asset Environmental, Social and Governance (ESG) portfolios for retail investors to gain access to better sustainable investing options.
https://forums.hardwarezone.com.sg/money-mind-210/esg-investing-robo-stocks-6476646.html
The new globally-diversified ESG portfolios, according to Endowus, represent the best-in-class among ESG equity and fixed income options with lowered fees that were only previously available to institutional investors. (hw best is best?)

Spore govt is debating on climate chg,
Esg & Esg too, i m sorry not a Fad! SA is here to stay w 2 new Esg toohttps://forums.hardwarezone.com.sg/...-stashaway-vs-syfe-6092311.html#post132847250
https://www.youtube.com/watch?v=LwryJ2iKVKU
https://www.facebook.com/StashAwayAPAC/photos/a.1221787144634695/2530759060404157/

shared here -
https://forums.hardwarezone.com.sg/132745443-post28.html
how many of u invested on Esg ?
Mirova Global Sustainable Equity Fund (https://endowus.com/support/900003981366-fund-rationale:-mirova-global-sustainable-equity-fund) &
Schroder ISF Global climate chg- https://www.bloomberg.com/quote/SCGLLAA:LX
https://endowus.com/support/900005061763-fund-rationale:-schroder-isf-global-climate-change-fund

while StashAway current portfolios score well on ESG metrics, ranging from 3.21 to 3.57 out of 5 ; but no consistency @ all!!


30% of my endowus pf is ESG - v slow growth but i hve faith in L.R. (althoug slow rate now to mid term)
i may nt want it in SA

Stshwy wil introduce 2 new ESG ETFs:

iShares ESG Aware MSCI USA ETF
iShares ESG Aware MSCI Emerging Markets ETF

This means that StashAway’s investment algorithm will now be able to choose from a pool of ETFs that also includes the 2 ESG ETFs above. So, you might not see the ESG ETFs in your portfolio straight away, but they may be included in your next portfolio re-optimisation. These ETFs will complement our existing portfolios, enhancing our sustainability scores while maintaining a strong focus on risk-adjusted returns.

 

[kurt111494]

https://www.theedgesingapore.com/ne...kcfn3ynx-3_s_lTVpOQHfKyXmI7NbkLR7FnZHa8V8T65g


to beat SA?
Endowus has launched Asia’s first digital multi-asset Environmental, Social and Governance (ESG) portfolios for retail investors to gain access to better sustainable investing options.
https://forums.hardwarezone.com.sg/money-mind-210/esg-investing-robo-stocks-6476646.html
The new globally-diversified ESG portfolios, according to Endowus, represent the best-in-class among ESG equity and fixed income options with lowered fees that were only previously available to institutional investors. (hw best is best?)

I wonder how "low" the lowered fees are...

 

[dappermen]

Some claimed got rebates and there r just 1-2 funds under endowus w low expense ratio only

 

[Mr. Wood]

so many ppl ask endowus to put bench mark on their normal portfolio but nvr put. why dis esg one special can put benchmark?
so far like only sa got enuff ba!!s to put benchmark against their portfolios

 

[s0crates]

They have benchmarked all along no?
https://endowus.com/insights/endowus-2020-review-and-2021-outlook/

so many ppl ask endowus to put bench mark on their normal portfolio but nvr put. why dis esg one special can put benchmark?
so far like only sa got enuff ba!!s to put benchmark against their portfolios

 

[Mr. Wood]

https://i.imgur.com/JWeet0x.png[img]
[img]https://i.imgur.com/poKOKrk.png[img]

They have benchmarked all along no?
[url]https://endowus.com/insights/endowus-2020-review-and-2021-outlook/[/url][/QUOTE]

hmmm. is it recently added feature? i remb they din do dis last time. or at least when i and others ask same thing during their events, they say dun hav, see individual fund performance is good enuff, not meaningful, etc reasons.

good to know. at least now can compare. :s12:

 

[kurt111494]

Can I just check...tomorrow is a Singapore public holiday, so if deposit funds, roboadvisors will wait till Monday then deposit??

 

[dappermen]

Can I just check...tomorrow is a Singapore public holiday, so if deposit funds, roboadvisors will wait till Monday then deposit??

yes

 

[greythorne]

Which portfolio would be a good long term investment in SA?

 

[Mr. Wood]

Which portfolio would be a good long term investment in SA?

i wud say SRI 16% and above are good for long term. anything less than 16% has too much bonds for my liking. but still depends on yr risk preference, expected returns, and time horizon.

 

[tutonic]

Which portfolio would be a good long term investment in SA?

If you're holding long term, go with the 36% portfolio. Sure, short term volatility is quite high, but since you're holding it long term (like what I'm also doing), then it shouldn't be that big of a concern.

 

[Finmall]

I am with SA for more than a year. Happy with the 36% portfolio. Those those who went in recently, don't expect it to +ve in this market. It is 36% for a reason.

 

[dappermen]

Now avail to Hong kongers/ hk residents too

 

[kurt111494]

I realised Syfe Core portfolios have exposure to Asia (mainly China), but the proportion of the portfolio is still quite small zzz.

Guess I'll have to look for an online brokerage account instead of a roboadvisor.