Roboadvisor: Stashaway vs Syfe

[win_man]

Only way to invest in high risk investment on stash is to submit my reports from sgx right

you need to go SGX Academy and take the tests (if you have not done so). They will only allow you if your results are 95%.

 

[testingabc]

This is based on TS data.. 30% risk.

thank you

 

[tutonic]

I did no such thing to invest in the 30% portfolio.

 

[testingabc]

I did no such thing to invest in the 30% portfolio.

Can I know which you invest and how’s the returns? Thank you

 

[tutonic]

Can I know which you invest and how’s the returns? Thank you

I split my money 70/30 between the 16% one and the 30% one.
For my local portfolio, I split 50/50 between the Income portfolio on Stashaway and Syfe's REIT+.

No idea what SGX submitting stuff those people talking about. When I created the account back then, just click click and then can create the 30% portfolio what..

 

[testingabc]

I split my money 70/30 between the 16% one and the 30% one.
For my local portfolio, I split 50/50 between the Income portfolio on Stashaway and Syfe's REIT+.

No idea what SGX submitting stuff those people talking about. When I created the account back then, just click click and then can create the 30% portfolio what..

thank you~

 

[blurpandasg2014]

Thanks for providing this useful comparison that i have been looking for.
I have done up another representation of your data for your reference.

Date Stashaway Syfe
15-Aug-19 : -100 / -100
15-Sep-19 : -100 / -100
15-Oct-19 : -100 / -100
15-Nov-19 : -100 / -100
15-Dec-19 : -100 / -100
15-Jan-20 : -100 / -100
15-Feb-20 : -100 / -100
15-Mar-20 : -100 / -100
15-Apr-20 : -100 / -100
15-May-20 : -100 / -100
30-May-20 : 1031.7 / 933.84

XIRR : 7.76% / -15.36%

Thank u

The difference is huge 23% diff in terms of IRR

 

[ongkinhong12345]

Stash away performance is better than syfe.

Anyone who need the refer code(for stashaway) kindly pm me.

Thanks!

 

[cfleee]

No idea what SGX submitting stuff those people talking about. When I created the account back then, just click click and then can create the 30% portfolio what..

It depends on your answers to the risk questionnaire while creating the account -- it's been a while but I definitely had to do an SGX quiz to 'unlock' certain risk levels above the cap.

See: https://www.stashaway.sg/faq/115007...-assessment-affect-my-portfolio-risk-settings

 

[goldnut]

Stashaway re-optimized by throwing 20% allocation into Gold, and 30% into China stocks for highest risk portfolio.

So I set it into middle with 5% bonds and more allocation to US. I wish they'd allocate less into gold.

 

[lousylah]

Investment updates (Stashaway vs Syfe) :
15 Aug 2019 (Invested: $100/acc) : $100.00/$100.00
20 Aug 2019 (Invested: $100/acc) :$101.07/$100.92
23 Aug 2019 (Invested: $100/acc) : $101.13/$102.06
31 Aug 2019 (Invested: $100/acc) : $101.31/$102.29
08 Sep 2019 (Invested: $100/acc) : $102.30/$103.76
16 Sep 2019 (Invested: $200/acc) : $202.62/$204.64
25 Sep 2019 (Invested: $200/acc) : $200.96/$203.20
03 Oct 2019 (Invested: $200/acc) : $197.56/$202.63
07 Oct 2019 (Invested: $200/acc) : $199.71/$199.79
13 Oct 2019 (Invested: $200/acc) : $198.95/$200.31
21 Oct 2019 (Invested: $300/acc) : $300.23/$302.27
28 Oct 2019 (Invested: $300/acc) : $302.48/$305.23
02 Nov 2019 (Invested: $300/acc) : $305.18/$305.07
11 Nov 2019 (Invested: $300/acc) : $305.61/$309.33
20 Nov 2019 (Invested: $400/acc) : $408.59/$410.26
29 Nov 2019 (Invested: $400/acc) : $415.17/$415.27
06 Dec 2019 (Invested: $400/acc) : $410.98/$409.97
20 Dec 2019 (Invested: $500/acc) : $517.71/$518.14
25 Dec 2019 (Invested: $500/acc) : $521.91/$521.07
31 Dec 2019 (Invested: $500/acc) : $523.56/$521.80
19 Jan 2020 (Invested: $600/acc) : $633.68/$628.44
27 Jan 2020 (Invested: $600/acc) : $628.57/$629.19
30 Jan 2020 (Invested: $600/acc) : $628.93/$622.24
11 Feb 2020 (Invested: $600/acc) : $654.91/$643.31
19 Feb 2020 (Invested: $700/acc) : $760.08/$748.50
28 Feb 2020 (Invested: $700/acc) : $689.74/$673.14
11 Mar 2020 (Invested: $700/acc) : $646.12/$637.80
14 Mar 2020 (Invested: $700/acc) : $633.25/$618.36
30 Mar 2020 (Invested: $800/acc) : $714.87/$722.13
07 Apr 2020 (Invested: $800/acc) : $747.18/$735.10
10 Apr 2020 (Invested: $800/acc) : $773.41/$731.32
18 Apr 2020 (Invested: $900/acc) : $899.30/$849.78
23 Apr 2020 (Invested: $900/acc) : $881.90/$846.44
08 May 2020 (Invested: $900/acc) : $894.59/$829.56
21 May 2020 (Invested: $1000/acc) : $1014.44/$928.97
30 May 2020 (Invested: $1000/acc) : $1031.70/$933.84

Hi TS, throughout your experiment did you accept the re-optimizations from both robos?

 

[Mr. Wood]

Stashaway re-optimized by throwing 20% allocation into Gold, and 30% into China stocks for highest risk portfolio.

So I set it into middle with 5% bonds and more allocation to US. I wish they'd allocate less into gold.

why less into gold?

 

[iCuteCube]

Every StashAway portfolio is defined by the StashAway Risk Index, which indicates the potential loss of the given portfolio. Our Core Portfolios have a StashAway Risk Index between 6.5% and 22%, and our Higher-risk Portfolios have a StashAway Risk Index between 26% and 36%.

For those have access to 36%, that's the highest you can go.

 

[blurpandasg2014]

Updated. Bumps bumps

 

[blurpandasg2014]

Hi TS, throughout your experiment did you accept the re-optimizations from both robos?

Hi yes I accept all reoptimisation

 

[goldnut]

why less into gold?

Not a huge fan of commodities (my username is ironic)

 

[humbleabode]

Hi, this will be my first time delving into investing.
I plan start with $500 into Stashaway and $500 into Syfe
My montly deposits of $$150-$200 to each account every month.

Can i confirm that there are no fees to deposits. There's only a management fee of 08% and 0.65% respectively.

I'm probably late by a few weeks as i've been reading that stashway is already starting to revive.

Thank you!

 

[Captain89]

Hi, this will be my first time delving into investing.
I plan start with $500 into Stashaway and $500 into Syfe
My montly deposits of $$150-$200 to each account every month.

Can i confirm that there are no fees to deposits. There's only a management fee of 08% and 0.65% respectively.

I'm probably late by a few weeks as i've been reading that stashway is already starting to revive.

Thank you!

Yea there is no fees in deposit and withdrawal. Good for those who want to invest in a monthly basis.

 

[PongRareRare]

Is one lump sum or monthly deposit better? It depends right on the market right?

 

[lousylah]

Is one lump sum or monthly deposit better? It depends right on the market right?

IMO valuations are on the high-side now and likely volatile in the short term so my vote is on DCA.

Remember to apply referral code to enjoy 6-mth waiver of mgmt fee or any other useful promo code (e.g. shopback)