[SAD] FOR those vested SSB & tBills.

[cosmothecat]

oh priest
I joking only

huat big big pls
the more the merrier

Buying Toto now!

Using $1 to win $5 millions for upcoming Toto draw!

 

[Dracky]

Crash is coming. TS is just trying to encourage others to buy while he sells.

 

[tazzycorner]

Buying Toto now!
Using $1 to win $5 millions for upcoming Toto draw!

I usually no luck with gambling
so rarely buy

 

[cosmothecat]

Crash is coming. TS is just trying to encourage others to buy while he sells.

Humans are mean and scary

 

[Mecisteus]

Some people are risk adverse. They prefer lower risks instruments and hence lower returns.

When there is a 20-30% stock market correction, these risk adverse people will laugh at chiu TS.

 

[lovemyself123]

Nah, i am happy to max out ssb limit during those years when it is 3+%

 

[Nuclear Boy]

Hope TS don't become part of the statistics for...

You still have time to "repent".

 

[mcylo]

Crash is coming. TS is just trying to encourage others to buy while he sells.

That’s James Ang lah…..but he was banned already

 

[0bserver]

Because boomer have seen 1997 and 2008 before.

200k in ssb is just 1 part of the portfolio.
They dun go ard bragging about gains in a bull market.

Boomers I know minimum 1 hdb 1 condo. Some have 2 condo.

Earn money quietly so ppl can't borrow from them

 

[ZhouXingXing]

Not sure about TS but I am not here to recommend or advise what stock to buy. I don't claim to be expert or pro as well

I am just telling people that working for others and putting money in bank is the least viable way to achieve financial freedom.

Hard truth is stock has been very lucrative for anyone consistently pump in $ for the long term. Most will be multi millionaire after 20 years.

No need see screenshots of my return. Just go google or use chatgpt search index fund such as S&P 500 (index fund of 500 largest companies in USA) or QQQ (100 largest tech stock) return with dividend reinvested. Let just assume most people are not Buffett it trained in finance and only earn market return such as QQQ or S&P 500.

I asked AI for u:

"If you had invested $1,000 every month into the QQQ index fund starting in January 2000 and reinvested all dividends, your total contributions over 25 years would be $300,000. Using the actual year‑by‑year returns for QQQ, that investment would have grown to about $2.88 million by September 2025. This period included severe early losses during the dot‑com crash and the 2008 financial crisis, but consistent monthly investing meant you bought more shares at low prices. The strong tech‑driven growth of the 2010s, the post‑COVID surge, and the 2023–2024 rally turned those steady contributions into nearly a tenfold increase in value."

agreed.. to me is all about patient and enduring the lengthy timeline..

buy and hold for 20-30 years, one will will be shocked of the amount by then but how many can tahan so long ? haha

 

[eAtNeAt]

Cash is just a part of overall portfolio. So key is to max the returns for the cash portion.

 

[Purplestars]

Some people are risk adverse. They prefer lower risks instruments and hence lower returns.

When there is a 20-30% stock market correction, these risk adverse people will laugh at chiu TS.

They laugh at you once in a while when there is a 20%-30% or bigger crash.

90+% of the time I am laughing hard at them.

Then they will complain to mod say I cannot laugh at them, only they can laugh at me.

 

[iceblendedchoc]

nothing wrong if they are in retirement stage and buy these ssb and t bills or bonds, it is part of the balancing strategy instead of 100% into equities. 10% returns year to date on A35.SI is nothing shabby

 

[Potato_Wedges]

Nah, i am happy to max out ssb limit during those years when it is 3+%

I hope u know 3% is freaking low.
Inflation in 10years will eat into these 3%. Average you need at least 8-10% to beat annual inflation.
Some ppl even put into ssb for 10 years.

** Inflation rate also compound together with your ssb...

 

[Heriophant]

Many still dont know how to make their money works hard for them.
Always scare of crash.

Orbigoot that they are forever poor.

Potato bhai.. Chill the F out.. Most ppl in society are sheeps and risk adverse..

Just look at the elections results

 

[reno77]

tiagong buy btc at 1:50 got 100% gains in 1 hour

 

[Potato_Wedges]

Potato bhai.. Chill the F out.. Most ppl in society are sheeps and risk adverse..

Just look at the elections results

Exactly.
65% are sheeps who just love CDC.
vouchers. Laughable joke. Easy tamable

 

[weng0202]

I hope u know 3% is freaking low.
Inflation in 10years will eat into these 3%. Average you need at least 8-10% to beat annual inflation.
Some ppl even put into ssb for 10 years.

** Inflation rate also compound together with your ssb...

The purpose is to keep the capital so that can deploy when a crash comes or when an emergency comes.

 

[tazzycorner]

The purpose is to keep the capital so that can deploy when a crash comes or when an emergency comes.

crash come and go

many still holding full cash and didn't dare to enter

 

[DarkStarer]

You crazy ah.. I have 3% risk free just rolling ssb for 10 years. I so happy I smart enough to sign up for it then. Now I want such risk free also no more liao.