Sep 2012 BTO

KopRulez

Arch-Supremacy Member
Joined
Sep 26, 2002
Messages
11,419
Reaction score
0
My HDB Loan Eligibility (HLE) Details:

Loan Eligibility Amount: Up to $100,300*
Repayment Period: Up to 26 years.

The following item(s) will be used to reduce the HDB loan granted:

(a) Use of CPF Refund and Cash Proceeds from Disposal of Current HDB Flats to Redeem HDB Loan.

HDB access my loan amount which already factored in the estimate value of my current resale flat?

To be safe, cannot happily choose those unit above 280k unless my sales proceeds stand firm @ 250k 5 yrs later. :s22:
 

ochacha

Junior Member
Joined
Oct 19, 2012
Messages
32
Reaction score
0
During the selection you have to decide whether you want opt-in or opt-out the OCS right? The cost of the OCS will be added to the selling price of the flat after that to compute the loan.

so ultimately, ocs is not say cheaper than contractor in a way right? if you compute the interest into the cost of ocs...am i right to say that?
 

mike_sp

Junior Member
Joined
Jan 21, 2007
Messages
34
Reaction score
0
How do u come to know of this? How long will they take to update the booked units on the hdb website? I'm monitoring... :s13:

Just go into there flat selection page you will see the Units Available for Selection different from Units Offered, means got pple selected already
 

Think09

Master Member
Joined
Sep 1, 2009
Messages
2,674
Reaction score
499
Saw nowadays 4 room flat every floor is different by 4.5k while 5 room is different by 6k.
 

KopRulez

Arch-Supremacy Member
Joined
Sep 26, 2002
Messages
11,419
Reaction score
0
so ultimately, ocs is not say cheaper than contractor in a way right? if you compute the interest into the cost of ocs...am i right to say that?

Some dispute this because OCS for 4-rm Internal doors and sanitary fittings* is approx~ $3,790. Let's deduct $500 off for sanitary fittings.

Some dispute that suppliers from Kaki Bukit Crescent area who are specialist in timber doors, charges $230 for a laminated semi-solid door with a timber frame. This means that a set of 4 doors with installation would only cost $984.40 (inclu. of GST) vs HDB’s $2,830 – $3,080.
 
Joined
Oct 12, 2012
Messages
352
Reaction score
0
Just go into there flat selection page you will see the Units Available for Selection different from Units Offered, means got pple selected already

i tried to, refreshing every now and then.. cant see any booked ones in red? all still in blue:s11:

edited : ah, managed to see 1 in red...
 

Think09

Master Member
Joined
Sep 1, 2009
Messages
2,674
Reaction score
499
Some dispute this because OCS for 4-rm Internal doors and sanitary fittings* is approx~ $3,790. Let's deduct $500 off for sanitary fittings.

.

Do u also take into consider for the sanitary fitting labour cost ? Do that consider of the mirror, kitchen sink and both toilet sink ?
 

KopRulez

Arch-Supremacy Member
Joined
Sep 26, 2002
Messages
11,419
Reaction score
0
Do u also take into consider for the sanitary fitting labour cost ? Do that consider of the mirror, kitchen sink and both toilet sink ?

I didn't notice kitchen sink and mirror included in OCS? :s11:

OCS Sanitary fittings in the bathrooms includes:- 2x wash basin, water tap and shower mixer. I do not have the rough estimation of these 3 items plus installation.

新详骏 Hardware should cost no more than $700 for these that includes installation.
 

Think09

Master Member
Joined
Sep 1, 2009
Messages
2,674
Reaction score
499
I didn't notice kitchen sink and mirror included in OCS? :s11:

OCS Sanitary fittings in the bathrooms includes:- 2x wash basin, water tap and shower mixer. I do not have the rough estimation of these 3 items plus installation.

新详骏 Hardware should cost no more than $700 for these that includes installation.

Maybe not include.

I see.tks for sharing.:)
 

j1eann1e

Junior Member
Joined
May 22, 2012
Messages
9
Reaction score
0
Can I say that it is easily possible to get the same quality doors & sanitary fittings & tiles outside at a lower price? The only advantage of taking from HDB is convenience & no hard cash is needed?

Thanks for your advice...! :D
 

KopRulez

Arch-Supremacy Member
Joined
Sep 26, 2002
Messages
11,419
Reaction score
0
Can I say that it is easily possible to get the same quality doors & sanitary fittings & tiles outside at a lower price? The only advantage of taking from HDB is convenience & no hard cash is needed?

Thanks for your advice...! :D

I do not have any other reasons other than the above. :D
 
Joined
Oct 12, 2012
Messages
352
Reaction score
0
Still facing a dilemma on whether to get the OCS options not...

For flooring.. Please see this > STOMP - Singapore Seen - Pop Pop Pop, there go my floor tiles

Happened 2 yrs ago and I heard HDB is stricter with their quality now...But can't guarantee too I guess..

Can anyone confirm if there is any warranty for the OCS items?

Also, is HDB now sub-contracting to 3rd parties for such works now compared to the past? :s11:
 
Last edited:
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top