Sept 2014 BTO Launched !!

[popdod]

Wah....
U too rich tat y get rejected....

if rich already buy condo liao.
still queue wif peasants & hoot 2-rm meh??!!

Hard Incum Truths.

 

[lcyMaGiX]

If really heng heng get a good number will likely choose a unit there.. I was actually waiting for bidadari bto and it seems like only next yr end launching.. And i think boon keng location is good.. Hitting 7k in the next 5 shld b any prob..

Another thing nt sure is that.. Say i get a good number and go for selection but hle approved only 300k, will hdb let you to buy cos theres a shortfall of 200k if the flat is 500k based on the hle now..

Or mayb shld try 3rm cos seems like the application rate nt that high yet..

So if i reject once i still qualify for 1st timer?

You only start paying the loan after get the key. So should not be a problem if you confident in future can get the loan

 

[squidy]

Me too! Tis is my 8 times!

huh so scary? are you married? Have u own a flat before?

 

[haato89]

Boon keng out of budget. Will hoot buangkok instead

 

[squidy]

need some clarification. to be frank i applied for BoonKeng 4 room without calculating our finances haha because too excited first time applying and of cos because of the good location.

Our combined income now is around 7k. By the time the loan starts i should be able to clear 150k off the full amount by using CPF(only the O/A ac right?)

so let say i got a flat for 500k.

Less 10% DP = 50k
Less our CPF = 150k

So the balance is 300k. so let say i choose 25 years so i only need to pay around 1000 per month excluding the interest?

is this calculation correct or is there any other "hidden" cost to finance my HDB.

 

[CYNDI LEE]

huh so scary? are you married? Have u own a flat before?

I am applying under single scheme 2 rooms hai...no luck lor thats why

 

[CYNDI LEE]

sian hor???!!
do u feel ur finger getting numbed when u click the Send button.

this time round , dunno how many times oversubscribed again.

Ya lor thats why I am thinking of applying Jurong cos not so popular maybe can get hmmmm....but think quite far from MRT lei

 

[happy.milk]

Boon keng out of budget. Will hoot buangkok instead

Wat ur budget?
Bb better, nearer mrt.

 

[happy.milk]

Ya lor thats why I am thinking of applying Jurong cos not so popular maybe can get hmmmm....but think quite far from MRT lei

My sister stay there. The feeder bus really is pui chao nua.

 

[haato89]

Wat ur budget?
Bb better, nearer mrt.

Max 400k? Our current combined income only 9k don't want to overstretch

 

[popdod]

Ya lor thats why I am thinking of applying Jurong cos not so popular maybe can get hmmmm....but think quite far from MRT lei

Wau lao ...i see tat map...
ish birds wont lay eggs area!!!!
Give birds to stay....they oso will hiam the breeding ground!!!

but then again...once malaysia & singapore highspeed train
locate at zoolong east....tat area will huat liao!!!
can rent out to jiuhu kias!!!!

 

[CYNDI LEE]

My sister stay there. The feeder bus really is pui chao nua.

Huh? Aiyo...then how?

 

[CYNDI LEE]

Wau lao ...i see tat map...
ish birds wont lay eggs area!!!!
Give birds to stay....they oso will hiam the breeding ground!!!

but then again...once malaysia & singapore highspeed train
locate at zoolong east....tat area will huat liao!!!
can rent out to jiuhu kias!!!!

Don't know when the train will be ready lei

 

[popdod]

Huh? Aiyo...then how?

Hoot first, think later!

 

[Gixxerfied]

need some clarification. to be frank i applied for BoonKeng 4 room without calculating our finances haha because too excited first time applying and of cos because of the good location.

Our combined income now is around 7k. By the time the loan starts i should be able to clear 150k off the full amount by using CPF(only the O/A ac right?)

so let say i got a flat for 500k.

Less 10% DP = 50k
Less our CPF = 150k

So the balance is 300k. so let say i choose 25 years so i only need to pay around 1000 per month excluding the interest?

is this calculation correct or is there any other "hidden" cost to finance my HDB.

Extra fees is stamp fees, based on a 500k unit..

Stamp = $9600
Conveyancing Fee = $334.50(Inclusive of 7% GST)
Caveat Registration Fee = $64.45

Monthly loan is $1588 inclusive of HDB interest for 25 years loan..

Use the form below to find out monthly repayment..

https://www.dropbox.com/s/lt6q1i8ii3p41w9/HDB Loan v140627.xlsx

 

[popdod]

Don't know when the train will be ready lei

Definitely after 2020 lor...coz now oledi 2014.
Msian gahmen do things slowly & steady wan...
u know their pattern wan.

Think long term investment lor.

 

[popdod]

Boon keng out of budget. Will hoot buangkok instead

Wasted leh....
if couple shd try Boon Keng!

What u hoot now, will reap the rewards in later part of ur life.
and
think of the strategic location. So many hospitals nearby.
wanna rent out to nurses also jin easy, jin convenient.


if i were u....definitely hoot Boon Keng!!!
once in the blue moon chances leh.

Hard Opportunity Truths.

 

[haato89]

Wasted leh....
if couple shd try Boon Keng!

What u hoot now, will reap the rewards in later part of ur life.
and
think of the strategic location. So many hospitals nearby.
wanna rent out to nurses also jin easy, jin convenient.


if i were u....definitely hoot Boon Keng!!!
once in the blue moon chances leh.

Hard Opportunity Truths.

Bo pian,no $$$

 

[popdod]

Bo pian,no $$$

Tiagong Toto gonna change to 1 million in Oct!!

Got buy got hope!
no buy no hope!!!

Hard Hopeful Truths.

 

[happy.milk]

Huh? Aiyo...then how?

Her jurong west near the powerful nasi lemak.
Every morning got to spent 30mins feeder bus to reach either lakeside or boonlay mrt..

Then surrounding super lkk.
Still got the dragon head see saw.
She thinking moving out after 5yrs mop.


Lol....


So tink properly.



Lasty, night tat got alot of **** drink beers machiam small indian.

Maybe can hoot a **** bf.