Singlife Account

[white_prince]

It should be 1% not 3+1=4% hahaha

I see
thanks for sharing

 

[DenOOO]

Together with the top up campaign will mean 3.5% for first $10,000 from next crediting cycle onwards.

Then subsequently just need to top up $800 per crediting cycle to continue the 3.5%.

Although this means the $800 will be only earning just 1%.

 

[IcYFl4mEz]

Top up $800 for that 0.5% seems worth it

 

[sohguanh]

Together with the top up campaign will mean 3.5% for first $10,000 from next crediting cycle onwards.

Then subsequently just need to top up $800 per crediting cycle to continue the 3.5%.

Although this means the $800 will be only earning just 1%.

Top up $800 for that 0.5% seems worth it

If you all see the tnc pdf, the 0.5% top-up bonus take too long. Top-up period one month, earn period one month, then you get the 0.5% bonus here which is from topup period.

Ideally it should be top-up period one month, here can get liao skip earn period of one month.

But for base return of 3% ok cap at 10k

 

[IcYFl4mEz]

If you all see the tnc pdf, the 0.5% top-up bonus take too long. Top-up period one month, earn period one month, then you get the 0.5% bonus here which is from topup period.

Ideally it should be top-up period one month, here can get liao skip earn period of one month.

But for base return of 3% ok cap at 10k

bro i dont get what you saying.
Top up period 24feb-23march , once u top up 800 , u will get extra 0.5% during that period right?

 

[sohguanh]

bro i dont get what you saying.
Top up period 24feb-23march , once u top up 800 , u will get extra 0.5% during that period right?

You will get but much later that is what I mean. After top-up there is a earn period 1 month. Finish the earn period then you get the 0.5% of that $800 you put in during top-up period. So if during earn period you top up again it will be same later got earn period then can get etc

 

[IcYFl4mEz]

You will get but much later that is what I mean. After top-up there is a earn period 1 month. Finish the earn period then you get the 0.5% of that $800 you put in during top-up period. So if during earn period you top up again it will be same later got earn period then can get etc

so in short, u think its worth the top up $800 or just keep the $800 in other accounts that offer say 2.68%?

 

[sohguanh]

so in short, u think its worth the top up $800 or just keep the $800 in other accounts that offer say 2.68%?

It is about whether you need to withdraw the 800 or not for emergencies? If confirm won't withdraw then I think can use this as total would be 3.5% cap at 10k. After eSaver promo no more.

Again if confirm won't withdraw why not put to Syfe Cash+ Guaranteed, StashAway Simple Guaranteed?

 

[IcYFl4mEz]

It is about whether you need to withdraw the 800 or not for emergencies? If confirm won't withdraw then I think can use this as total would be 3.5% cap at 10k. After eSaver promo no more.

Again if confirm won't withdraw why not put to Syfe Cash+ Guaranteed, StashAway Simple Guaranteed?

dont think need withdraw, just pump in extra $800 every month take it as "savings"
to clarify, does the $800 entitle to 1.5%? or just 1%.

 

[sohguanh]

dont think need withdraw, just pump in extra $800 every month take it as "savings"
to clarify, does the $800 entitle to 1.5%? or just 1%.

? Where you get 1.5% or 1% from? Base 3%. Bonus 0.5% for the top-up campaign need each period $800. Bonus 0.5% for invest in their funds which I skip reading the details as I invest outside of Singlife already. So it is 3 + 0.5 (optional) + 0.5 (optional) = 4.0

 

[IcYFl4mEz]

? Where you get 1.5% or 1% from? Base 3%. Bonus 0.5% for the top-up campaign need each period $800. Bonus 0.5% for invest in their funds which I skip reading the details as I invest outside of Singlife already. So it is 3 + 0.5 (optional) + 0.5 (optional) = 4.0

first 10k is 3%
10-100k is 1%
so if you top up $800, you will have 10800
10000 = 3.5%
$800 = 1% or 1.5%?

 

[DenOOO]

If you all see the tnc pdf, the 0.5% top-up bonus take too long. Top-up period one month, earn period one month, then you get the 0.5% bonus here which is from topup period.

Ideally it should be top-up period one month, here can get liao skip earn period of one month.

But for base return of 3% ok cap at 10k

Yes , I have already mentioned it's from next crediting cycle.

 

[DenOOO]

first 10k is 3%
10-100k is 1%
so if you top up $800, you will have 10800
10000 = 3.5%
$800 = 1% or 1.5%?

$10,800

$10,000 = 3.5%
$800 = 1%

 

[DenOOO]

bro i dont get what you saying.
Top up period 24feb-23march , once u top up 800 , u will get extra 0.5% during that period right?

Assuming my current cycle is 1 Feb - 29 Feb.

I top up $800 now, the 0.5% bonus will only start from next cycle which is 1 Mar - 31 Mar.

 

[sohguanh]

Assuming my current cycle is 1 Feb - 29 Feb.

I top up $800 now, the 0.5% bonus will only start from next cycle which is 1 Mar - 31 Mar.

1 Mar - 31 Mar is the earn period not yet give you the 0.5%. Only give you 1 Apr. To me I topup Feb wait so long.

 

[DenOOO]

1 Mar - 31 Mar is the earn period not yet give you the 0.5%. Only give you 1 Apr. To me I topup Feb wait so long.

Then top up close to end-Feb

 

[IcYFl4mEz]

$10,800

$10,000 = 3.5%
$800 = 1%

so above 10k , no 0.,5% bonus.
only the first 10k got 0.5% bonus.

 

[DenOOO]

so above 10k , no 0.,5% bonus.
only the first 10k got 0.5% bonus.

Both top-up bonus and sure-invest bonus only applies to first $10,000.

So yes.

 

[IcYFl4mEz]

Both top-up bonus and sure-invest bonus only applies to first $10,000.

So yes.

then can just top up liao , and withdraw the $800 once tracker updated right

 

[DenOOO]

then can just top up liao , and withdraw the $800 once tracker updated right

Within the same cycle, no.

Withdrawals will also affect the tracker.

"Total deposits (excluding Base Return and Other Bonus Returns) minus total
withdrawals during each Top-up Period. Qualifying Top-up Amount is at least S$800
and will be determined by transaction date and time based on Singapore Standard
Time (UTC+08:00)."