Standchart eSaver

[vsvs24]

can I confirm the latest interest came yesterday, 31 Jun, is it compared against May or Apr 2019 ADB?

https://www.sc.com/sg/save/savings-accounts/esaver/

Cycle for June and July. The interest credited is for June. Reference mth May.

 

[vsvs24]

Ya sorry bonussaver

Y u all go for esaver instead ah? Am I missing anything

Esaver no need to do credit card spend etc. But need to merry go round.

https://www.sc.com/sg/save/savings-accounts/esaver/

 

[luvpraline]

Those who do the merry go round every 2 months, did you get fall below fee deducted from your account when you transfer your funds in on the 1st of the month?

 

[henrylbh]

Esaver no need to do credit card spend etc. But need to merry go round.

https://www.sc.com/sg/save/savings-accounts/esaver/

merry go round ended cause esaver wants to terminate my account soon.
Now left with isavvy and ocbc dividend savings accounts.

 

[EveMuffins]

eSaver not easy to merry go round coz got the 30 days rule leh

 

[pinpinpin]

merry go round ended cause esaver wants to terminate my account soon.
Now left with isavvy and ocbc dividend savings accounts.

can conside dbs multipler or citibank maxigain acct too.

 

[vsvs24]

merry go round ended cause esaver wants to terminate my account soon.
Now left with isavvy and ocbc dividend savings accounts.

Take a look at HSBC EGA.

 

[Imhthc]

Those who do the merry go round every 2 months, did you get fall below fee deducted from your account when you transfer your funds in on the 1st of the month?

Did u keep $1000 balance to avoid the fall below fee? If yes, dun understand why will kena fall below fee.
I dun have any fall below fee when I keep $0.01 balance coz of priority banking.

 

[luvpraline]

Did u keep $1000 balance to avoid the fall below fee? If yes, dun understand why will kena fall below fee.
I dun have any fall below fee when I keep $0.01 balance coz of priority banking.

i don't keep the minimum $1000 balance

i just transferred in some funds on 2 July and saw that a fall below fee was deducted on 1 July. Fortunately, $0.01 was all i had in the account.

So just wondering if i transfer in new funds on 1st of the month, will the full fall below fee be deducted if the account was below minimum balance the preceding month?

 

[havetheveryfun]

Ya sorry bonussaver

Y u all go for esaver instead ah? Am I missing anything

yes this is esaver thread, there is another thread for bonussaver

 

[havetheveryfun]

Can you elaborate more?

Bank called you?

Sent from Mercedes-Benz E250 using GAGT

he already posted before, bank asked him about some transactions and want more info like his salary and net worth etc but he refuse to give, only want to explain about the transactions

 

[henrylbh]

he already posted before, bank asked him about some transactions and want more info like his salary and net worth etc but he refuse to give, only want to explain about the transactions

now merry go round with maybank.

Now go round from own maybank account to bank X and bank X to maybank joint account.

 

[P R N D]

he already posted before, bank asked him about some transactions and want more info like his salary and net worth etc but he refuse to give, only want to explain about the transactions

Oh ya... ya.... read about that then realised its him.

Thanks.

Sent from Mercedes-Benz E250 using GAGT

 

[henrylbh]

he already posted before, bank asked him about some transactions and want more info like his salary and net worth etc but he refuse to give, only want to explain about the transactions

Logged in and sent mail to them on 12 Jun about accounts closure.

Then on 19 Jun, bank apologised for the delay and indicated that it would attend to the mail soon.

Today went to the branch to ask about the reply, but branch just useless and said will inform ????. After that, logged in to chase for response

 

[arctician]

No need to wait till end of June. They twist the definition of the tnc of Q4 2018 to be same as Q1 2019. They said I not qualify because month of deposit not counted even I kept 3 full calendar month, but based on this twisted definition, I only kept for 2 month. They knew it long ago, still told me wait till end of June.

the $500 just got credited end june, maybe you should check yours. i kept 90days from date funds were deposited in 2 esavers.

 

[arctician]

no wonder rich get richer...got 200k so easy get $500 just by transfer fund

you never see HSBC Jade, you get to receive $4800 with $400+ roadshow vouchers and EIR of 2% for 3 months if you can bring in $1.2M in Q1, even existing Premier customers who opt for an upgrade to jade can qualify. Too bad they changed the terms from Q2 to new-to-bank. Only the rich can capitalize on opportunities like this, most of us wont have the chance.

 

[chopra]

you never see HSBC Jade, you get to receive $4800 with $400+ roadshow vouchers and EIR of 2% for 3 months if you can bring in $1.2M in Q1, even existing Premier customers who opt for an upgrade to jade can qualify. Too bad they changed the terms from Q2 to new-to-bank. Only the rich can capitalize on opportunities like this, most of us wont have the chance.

(4800+400 / 1.2m) * 4 = 1.7%
2% + 1.7% = 3.7%

so good ah

 

[highsulphur]

you never see HSBC Jade, you get to receive $4800 with $400+ roadshow vouchers and EIR of 2% for 3 months if you can bring in $1.2M in Q1, even existing Premier customers who opt for an upgrade to jade can qualify. Too bad they changed the terms from Q2 to new-to-bank. Only the rich can capitalize on opportunities like this, most of us wont have the chance.

But interest drops after 3 months and still locked for another 2 mths?

 

[Imhthc]

i don't keep the minimum $1000 balance

i just transferred in some funds on 2 July and saw that a fall below fee was deducted on 1 July. Fortunately, $0.01 was all i had in the account.

So just wondering if i transfer in new funds on 1st of the month, will the full fall below fee be deducted if the account was below minimum balance the preceding month?

This I m not sure how it works if ur deposit is lesser than the fall below fee n u r not a priority customer.

 

[vddgnd]

the $500 just got credited end june, maybe you should check yours. i kept 90days from date funds were deposited in 2 esavers.

Thanks for informing. I didn't get it end Jun. You sure your fund maintain within 3 calendar month, not cross over to 4 month? For example fund in 31-Dec, kept Jan till Mar, which effectively you kept fund more than 3 calendar months.