Standchart eSaver

[Devilsire]

if i understand it correctly, as long as received invitation and met conditions (be it fresh fund deposit), will become qualifying account with Bonus rate for the entire stated period.
And Clause 5 clearly stated that, in layman terms, bonus rate shall be match with any public rates if its higher. i.e the 3.8% for Dec and Jan

 

[EveMuffins]

I assume your letter has no mention of fresh funds at all?

mine mention average daily balance only. no fresh funds

 

[GrandJedi]

mine mention average daily balance only. no fresh funds

yes.. i believe these accounts will get whatever public rates (if they are higher than the rate mentioned in the letter) for the named period.

 

[havetheveryfun]

i just went to the website, From now till 31 January 2023, earn up to 3.80% p.a.
the deposit bal is for 2m? they targeting only eligible deposit balance of S$2 million?

up to 2m, means u deposit $1 incremental also counted, just after 2 million no bonus interest

 

[iduncheckmail]

i just went to the website, From now till 31 January 2023, earn up to 3.80% p.a.
the deposit bal is for 2m? they targeting only eligible deposit balance of S$2 million?

 

[vsvs24]

Looks like SCB has many different targeted letters, send out over different months. The one I have seen is for 14 months and does not mention fresh funds at all but has the clause 5 too.

They seem to have different cycles. I am on the Aug cycle. And receive email on extension on 1 Oct only. None on 1 Sep and 1 Nov. Hope will get email on extension on 1 Dec.

 

[GrandJedi]

today move funds to SCB eSaver for 3.80%!

 

[abcde83]

today move funds to SCB eSaver for 3.80%!

Same but FAST transfer cap at 200k so got to keep shifting for the next 1 week.. Lol

 

[GrandJedi]

Same but FAST transfer cap at 200k so got to keep shifting for the next 1 week.. Lol

I dont have so much... but if you do, RHB may be a better option.

 

[Imhthc]

Confirm 3.8%
https://www.sc.com/sg/save/savings-accounts/esaver/

 

[Squaredot]

Confirm 3.8%
https://www.sc.com/sg/save/savings-accounts/esaver/

Have 2 rates on page
It shows "Earn up to 2%" on top, and " Earn up to 3.8%" below.

 

[Nanonited]

I dont have so much... but if you do, RHB may be a better option.

Oh you split your funds between accounts? I saw you open RHB also

 

[Squaredot]

they increase to $2 million too, so nice

Used to be S$5mil.

 

[GrandJedi]

Oh you split your funds between accounts? I saw you open RHB also

haha... diversify...

 

[vsvs24]

If have salary above $1600 and can spend credit card $500 can consider UOB One for 5% if have $100k.

 

[addict951]

If have salary above $1600 and can spend credit card $500 can consider UOB One for 5% if have $100k.

OCBC 4.65% so fast obsolete liao

 

[Mickey01]

Used to be S$5mil.

public bonus interest promo used to be "up to $1 million". Latest promo revised to $2 million. Exclusive bonus invite is up to $5 million (I have this in my invite TnC)

 

[Squaredot]

public bonus interest promo used to be "up to $1 million". Latest promo revised to $2 million. Exclusive bonus invite is up to $5 million (I have this in my invite TnC)

oh no wonder I have the impression of S$5mil
I'm on invite most of the time. Current invitation going to end soon, looking forward to their next invite!

 

[GrandJedi]

public bonus interest promo used to be "up to $1 million". Latest promo revised to $2 million. Exclusive bonus invite is up to $5 million (I have this in my invite TnC)

No sure if I am reading it correct, but this invite TnC says "best public rate for all funds during the period"? (SC also randomly send updated email on the invite).

 

[Imhthc]

Have 2 rates on page
It shows "Earn up to 2%" on top, and " Earn up to 3.8%" below.

No leh. I dun see 2%. They even have a table at the bottom of the page to show how the 3.8% works out.