Standchart eSaver

PC-User

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not true. You have to read the invite TnCs. For me, the first invite, to accept the invite I need at least $100,000 incremental on last day of invite month compared to last day of previous month...
Only last day compare to last day? No need whole month ADB? Why not 選我?選我!
 

DevilPlate

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2.5% not bad lah so that some can switch between this and RHB lol

Sadly, I didn't receive the 3.5% invite.....only 2.8% (still contented lor)
 

d5dude

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anyone got insider news on next 2 mths esaver rates ? hope at least 2.5%!

Will surely be above 2.5%. SORA has stayed above 3.5% for several days in a row now and it looks to be stabilising at these elevated levels, most banks are unlikely to pay less than SORA for deposits.
 

havetheveryfun

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No 2.5% is really 成何體統! Look at the market.
at least ma.. can be higher.. but then this is without lock in ma where got 成何體統.. dbs multiplier for average peasant also able clock 2.x% only.. cimbfast saver if average out the first 75k also around 2.x%..
Will surely be above 2.5%. SORA has stayed above 3.5% for several days in a row now and it looks to be stabilising at these elevated levels, most banks are unlikely to pay less than SORA for deposits.

that mainly for FD ma.. normal account deposits lower
 

d5dude

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at least ma.. can be higher.. but then this is without lock in ma where got 成何體統.. dbs multiplier for average peasant also able clock 2.x% only.. cimbfast saver if average out the first 75k also around 2.x%..


that mainly for FD ma.. normal account deposits lower

Overnight SORA is overnight rate, its short term. Also esaver is not really a normal deposit account, there are some conditions for the higher rates.
 

PC-User

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at least ma.. can be higher.. but then this is without lock in ma where got 成何體統.. dbs multiplier for average peasant also able clock 2.x% only.. cimbfast saver if average out the first 75k also around 2.x%..
But this is an incremental fresh funds type of account. By right it should be more than CIMB those 2.5% ones then can be attractive. If not who wants to merry go round?
 

havetheveryfun

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Overnight SORA is overnight rate, its short term. Also esaver is not really a normal deposit account, there are some conditions for the higher rates.

well hope u are right but i think 3.5% is still too much for esaver , normally is around their FD rates and their FD rates still only 3.2% for normal people (no priority etc)
But this is an incremental fresh funds type of account. By right it should be more than CIMB those 2.5% ones then can be attractive. If not who wants to merry go round?
those who already got a system in place and been using esaver for long time
 

havetheveryfun

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Overnight SORA is overnight rate, its short term. Also esaver is not really a normal deposit account, there are some conditions for the higher rates.
Wow u are right..are u working in a bank?
Esaver website updated nxt two months is 3.8%..omg! Got fd in scb only getting 3%
 

hwarzoner

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e$aver Bonus Interest (1 December 2022 to 31 January 2023) Promotion​

From now till 31 January 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to November 2022 average daily balance) song ahhhhh
 

linusz

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e$aver Bonus Interest (1 December 2022 to 31 January 2023) Promotion
From now till 31 January 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to November 2022 average daily balance) song ahhhhh

Hmm can rotate left and right?
 
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