Standchart eSaver

[DevilPlate]

Is there a possibility that scb lowers interest rate although they email to promise 3.8% till june 23

depends on how long your promised period is…..

if Fed maintain high interest throughout whole of 2023, 3.8% likely to stay as well.

 

[havetheveryfun]

Just keep 0 balance and leave it open until 6 months and then you can close it for free. I have tested with most SG banks. Leave 0 balance on last day of month, there is no money to deduct fall below fee, so they don't deduct. If you keep some balance then they deduct.

not all thought, i remember someone said citibank will put ur account into negative balance, then when u put money in they deduct away from that

 

[sgreview]

Just keep 0 balance and leave it open until 6 months and then you can close it for free. I have tested with most SG banks. Leave 0 balance on last day of month, there is no money to deduct fall below fee, so they don't deduct. If you keep some balance then they deduct.

Did u try this with DBS multiplier? Used to keep it at 0 coz no use, and no deduction. But recently, suddenly deducted fee and goes into negative

 

[havetheveryfun]

Did u try this with DBS multiplier? Used to keep it at 0 coz no use, and no deduction. But recently, suddenly deducted fee and goes into negative

u became 30 yrs old recently ?

 

[vsvs24]

I am not in eSaver but exploring feasibility. So you are saying that though an invitation state bonus interest till may 23 but SC can revise at anytime before may 23? Or they have to abide by the invitation's timeline and only revise after May 23 in the above eg? Thanks

Std Chart even their FD also state can change the rate.

 

[pohw0008]

Did u try this with DBS multiplier? Used to keep it at 0 coz no use, and no deduction. But recently, suddenly deducted fee and goes into negative

Ya.. i call dbs to waive and cancel the account..

 

[revhappy]

Did u try this with DBS multiplier? Used to keep it at 0 coz no use, and no deduction. But recently, suddenly deducted fee and goes into negative

You can convert multiplier account to My account. It is a zero balance account. You can do it online and retain the account number. That's what I did when interest rates fell.

The zero balance thing, I have tried so far with SCB Esaver, HSBC advance and UOB krisflyer. They didn't charge me any fee.

 

[vsvs24]

Did u try this with DBS multiplier? Used to keep it at 0 coz no use, and no deduction. But recently, suddenly deducted fee and goes into negative

u became 30 yrs old recently ?

You turn 30 yrs old or close your Vickers account ?

 

[vsvs24]

Ya.. i call dbs to waive and cancel the account..

You too ?

 

[pohw0008]

You too ?

Ya.. i create a account few months back to try.. but not really useful so left it empty..

 

[sgreview]

You turn 30 yrs old or close your Vickers account ?

Neither.. u mean there's a difference between 20s and 30s for DBS multiplier?

just sudden shock acct goes into negative, so wondering is it DBS changed something recently?

 

[sgreview]

You can convert multiplier account to My account. It is a zero balance account. You can do it online and retain the account number. That's what I did when interest rates fell.

The zero balance thing, I have tried so far with SCB Esaver, HSBC advance and UOB krisflyer. They didn't charge me any fee.

Thanks for the suggestion, guess will call in to ask for waiver first, then see if cancel or convert better

 

[sgreview]

Ya.. i call dbs to waive and cancel the account..

Thanks for sharing..

Update: had called in to waive, but cancellation have to be done via IB on our end by end of the mth

 

[sgreview]

Maybe influence by RHB, I started leaving 0.01 in SCB eSaver when I dun use it, but guess it's not necessary, should just keep zero? No fall below fee for me so far though

 

[vsvs24]

Neither.. u mean there's a difference between 20s and 30s for DBS multiplier?

just sudden shock acct goes into negative, so wondering is it DBS changed something recently?

Post in thread 'DBS changed its Mutiplier plan' https://forums.hardwarezone.com.sg/threads/dbs-changed-its-mutiplier-plan.5699929/post-145081683

 

[sgreview]

Post in thread 'DBS changed its Mutiplier plan' https://forums.hardwarezone.com.sg/threads/dbs-changed-its-mutiplier-plan.5699929/post-145081683

Thanks, replied u there..

 

[touchring1]

Anyone applied for esaver but they didn't send any sms or email with login information?

 

[TunaTuna]

Anyone applied for esaver but they didn't send any sms or email with login information?

I received account number 1 day after my application, and temporary ID and password 2 days after.



Read HWZ Forum Rules!

 

[touchring1]

I received account number 1 day after my application, and temporary ID and password 2 days after.



Read HWZ Forum Rules!

Thanks. So it's not immediate. I will wait.

 

[Joelleyuan]

I received account number 1 day after my application, and temporary ID and password 2 days after.

How did u receive acc no. so fast?
I applied on Monday afternoon, then after an hour received email say application is successful but i can only see last four digit of acc no.,
then after a few hours i received temp ID by email, which indicates i will receive the password by sms within one working day.
until tue afternoon still didn't receive pw, so i called hotline, and cso resend me new temp ID and pw by sms.
When i managed to log in to their internet banking, ask me set mobile key. becos without that, i can't see my full account number even after i logged in.
SO i set mobile key, AND THEN after that it says i can only log in again 12 HOURS LATER after setting mobile key.

fed up, i went down to their vivo city branch, thinking to get an ATM card for this acc, then was told this is eSaver acc, no cards will be given.
LoL~
so i went to the counter to make a small deposit in order to get my account number from the teller.

Anyone applied for esaver but they didn't send any sms or email with login information?

That's my story two days ago,
JUST to get my account number in order to transfer fund over.