Standchart eSaver

[CaptainWu]

If you are on the exclusive 3.8% promo, you will only receive base interest of 0.05% end Dec. The rest of the exclusive bonus of 3.75% will received by 20th Jan. This is my understanding.

Oh, yes I am but is that just starting this month? As I used to have two batches.

 

[888888888888]

they like logged people out don't allow customer to login based off their fake fraud measures. use biometrics, how many 'fraud' cases do they have daily? third time already. somemore, not much inside, forced people for what.

if rates not inline with others, so be it, why must force cannot transfer out? worse than cefi.

 

[SantyBalls]

https://www.sc.com/sg/save/savings-accounts/esaver/
how come ppl say 3.8% is invites only? on their website already saying 3.8% pa

e$aver Bonus Interest (1 December 2022 to 31 January 2023) Promotion​

From now till 31 January 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to November 2022 average daily balance)

PREVAILING INTEREST RATE ON DEPOSIT BALANCE	BONUS INTEREST RATE ON ELIGIBLE INCREMENTAL BALANCE	TOTAL INTEREST RATE ON ELIGIBLE INCREMENTAL BALANCE
0.05% p.a.	3.75% p.a.	3.80% p.a.

* “Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.

 

[xRenol]

https://www.sc.com/sg/save/savings-accounts/esaver/
how come ppl say 3.8% is invites only? on their website already saying 3.8% pa

e$aver Bonus Interest (1 December 2022 to 31 January 2023) Promotion​

From now till 31 January 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to November 2022 average daily balance)

PREVAILING INTEREST RATE ON DEPOSIT BALANCE	BONUS INTEREST RATE ON ELIGIBLE INCREMENTAL BALANCE	TOTAL INTEREST RATE ON ELIGIBLE INCREMENTAL BALANCE
0.05% p.a.	3.75% p.a.	3.80% p.a.

* “Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.

The invite for 3.8% p.a. interest is until 30 Jun 2023 but the website is only until 31 Jan 2023.

 

[SantyBalls]

The invite for 3.8% p.a. interest is until 30 Jun 2023 but the website is only until 31 Jan 2023.

their 3.8% pa interest promo does not even last 1 annum?

scb is what kind of shameless bank?

 

[havetheveryfun]

their 3.8% pa interest promo does not even last 1 annum?

scb is what kind of shameless bank?

it does last 1 annum or maybe even forever, but you have to play merry go round. every 2 months withdraw out to another bank and 2 months later come back again .

thats the downside for not having to lock up your monies.

 

[SantyBalls]

it does last 1 annum or maybe even forever, but you have to play merry go round. every 2 months withdraw out to another bank and 2 months later come back again .

thats the downside for not having to lock up your monies.

The abv person say 3.8% is only for jan2023?

 

[Cookie Muncher]

how come some received some nv? my rm very lazy

 

[xRenol]

their 3.8% pa interest promo does not even last 1 annum?

scb is what kind of shameless bank?

I guess that is the meaning of promotion. The promotion of some banks also does not last 1 annum.

it does last 1 annum or maybe even forever, but you have to play merry go round. every 2 months withdraw out to another bank and 2 months later come back again .

thats the downside for not having to lock up your monies.

Based on their website, the promotion is only for 2 months (01 Dec 2022 to 31 Jan 2023) as of now.

The abv person say 3.8% is only for jan2023?

The 3.8% p.a. interest promotion (not invite) stated on their website is for 2 months (01 Dec 2022 to 31 Jan 2023).

 

[SantyBalls]

I guess that is the meaning of promotion. The promotion of some banks also does not last 1 annum.


Based on their website, the promotion is only for 2 months (01 Dec 2022 to 31 Jan 2023) as of now.


The 3.8% p.a. interest promotion (not invite) stated on their website is for 2 months (01 Dec 2022 to 31 Jan 2023).

Means aft that its that 0.005% only? Like never say

 

[havetheveryfun]

Based on their website, the promotion is only for 2 months (01 Dec 2022 to 31 Jan 2023) as of now.

those who been with esaver for years know what i mean.. only during covid period then got a few months dont have at all.

 

[havetheveryfun]

Means aft that its that 0.005% only? Like never say

u not happy then u go other banks loh.. the rest of us will enjoy esaver in the meantime.. easy and fuss free

 

[SantyBalls]

u not happy then u go other banks loh.. the rest of us will enjoy esaver in the meantime.. easy and fuss free

you not happy other ppl did not say good things about your precious esaver can also just keep quiet. i only asking aft that is what interest.

 

[roundabout]

I transferred in some funds for the Dec22-Jan23 bonus interest, can I leave it for February (new unannounced bonus rate) or is it not counted as fresh funds?

first time using the esaver , appreciate any help. Thanks!

 

[sohguanh]

I transferred in some funds for the Dec22-Jan23 bonus interest, can I leave it for February (new unannounced bonus rate) or is it not counted as fresh funds?

first time using the esaver , appreciate any help. Thanks!

If no invite no announcement then Feb 2023 is back to that miserable 0.xxx % interest

 

[HMAN]

I transferred in some funds for the Dec22-Jan23 bonus interest, can I leave it for February (new unannounced bonus rate) or is it not counted as fresh funds?
first time using the esaver , appreciate any help. Thanks!

find a few Banks to rotate , I used to transfer between UOB/SC e-Saver.
YOU won't make the most but convenient with just a few clicks.




Read HWZ Forum Rules!

 

[sheng6690]

Looking for some advise :
Currently I have a few account with scb
1)bonus saver account
2)online trading account
3)foreign currency settlement account

I intended to close (1) due to limit to maintains minimum 3k SGD to avoid fall below fees of $5 every month.

After calling with the consumer service I was told if I closed (1), the (3) will be close as well. Which I would like to avoid it because I might use it for my trading account (2).

If there is any way to avoid the fall below charge? Possible with different types of account instead of e saver?

 

[iduncheckmail]

Looking for some advise :
Currently I have a few account with scb
1)bonus saver account
2)online trading account
3)foreign currency settlement account

I intended to close (1) due to limit to maintains minimum 3k SGD to avoid fall below fees of $5 every month.

After calling with the consumer service I was told if I closed (1), the (3) will be close as well. Which I would like to avoid it because I might use it for my trading account (2).

If there is any way to avoid the fall below charge? Possible with different types of account instead of e saver?

put $0.01 problem solved.

 

[DevilPlate]

Looking for some advise :
Currently I have a few account with scb
1)bonus saver account
2)online trading account
3)foreign currency settlement account

I intended to close (1) due to limit to maintains minimum 3k SGD to avoid fall below fees of $5 every month.

After calling with the consumer service I was told if I closed (1), the (3) will be close as well. Which I would like to avoid it because I might use it for my trading account (2).

If there is any way to avoid the fall below charge? Possible with different types of account instead of e saver?

Esaver $1k ADB only which is the lowest among their account types.

 

[havetheveryfun]

Looking for some advise :
Currently I have a few account with scb
1)bonus saver account
2)online trading account
3)foreign currency settlement account

I intended to close (1) due to limit to maintains minimum 3k SGD to avoid fall below fees of $5 every month.

After calling with the consumer service I was told if I closed (1), the (3) will be close as well. Which I would like to avoid it because I might use it for my trading account (2).

If there is any way to avoid the fall below charge? Possible with different types of account instead of e saver?

if u are rich, u can top up 200k to get priority, then withdraw away the 200k.. usually they nv revoke the priority status .

priority clients no fall below fee