Standchart eSaver

[havetheveryfun]

$2330 happy new year

why u post how much interest u got.. not scared other ppl csi u ah .. esp a rich guy

 

[Cookie Muncher]

$2330 happy new year

wow jin rich

 

[kakaboo]

$2330 happy new year

hmm just curious past 2 years got a few months where totally no eSaver promotion or interest less than 0.50%.. those times u still kept most of ur money inside esaver ?

 

[Hulky8]

He will probably tell ya,when esaver int was low,he had his money in stock,probably only exiting at S&P
at 4600 lvl n turn entire proceeds to esaver when int was rising.....But,if you were to ask him where we go from here,he is gonna be dumbfounded as any ah Beng would,,,,,,this sort of character who boosted in public how much he got is usually full of egos,hollow n nvr taken seriously of,, one can read him like an open book

 

[havetheveryfun]

He will probably tell ya,when esaver int was low,he had his money in stock,probably only exiting at S&P
at 4600 lvl n turn entire proceeds to esaver when int was rising.....But,if you were to ask him where we go from here,he is gonna be dumbfounded as any ah Beng would,,,,,,this sort of character who boosted in public how much he got is usually full of egos,hollow n nvr taken seriously of,, one can read him like an open book

dont think so.. he is staunch esaver supporter.. u nv see him in other High yield bank acc threads at all one

as there is trick to get esaver interest every 2 mths by playing the merry go round properly.. for very old esaver members

 

[maumu]

have not placed in eSaver ever since there are better options in HSBC, RHB etc.

one thing I didn't like about eSaver is the difficulty in understanding how the bonus interests are calculated / credited. There's the Bonus Interest, and there's Exclusive Bonus Interest. and some bonus interest is credited later than others (top up additional or something).

 

[qweiopertyu]

Are the by invite rates offered to you or if there is a criteria to meet? I am a priority banking client but I didn't get the by invite rates. Thanks

 

[FireHobbit]

Are the by invite rates offered to you or if there is a criteria to meet? I am a priority banking client but I didn't get the by invite rates. Thanks

The invite are offered to some clients selected by their promotion team. their PB client does not always get selected.

 

[EveMuffins]

I did not get the full 3.75% for bonus interest..the rest should be credited later by the 20th working day right? Mine is 3.8% through invite on ADB..no need fresh funds.

 

[iduncheckmail]

Are the by invite rates offered to you or if there is a criteria to meet? I am a priority banking client but I didn't get the by invite rates. Thanks

the email invite is only benefit for longer term no need to shift funds around.
The % rate is still the same for w or w/o invite.

 

[F1ngolf2012]

I did not get the full 3.75% for bonus interest..the rest should be credited later by the 20th working day right? Mine is 3.8% through invite on ADB..no need fresh funds.

That's correct!

 

[JialatThisOne]

Those that transfer in Dec, are you keeping everything in Jan to continue earning 3.8%?

 

[havetheveryfun]

Those that transfer in Dec, are you keeping everything in Jan to continue earning 3.8%?

yes why not.. next cycle is feb to mar

 

[direbmem]

I did not get the full 3.75% for bonus interest..the rest should be credited later by the 20th working day right? Mine is 3.8% through invite on ADB..no need fresh funds.

Same here. Glad to know I'm not alone. This is the account where I got the rates via invite, and will last till Jun 2033. Will have to wait till mid mth to see if get the exclusive bonus interest, else will write in.

 

[qweiopertyu]

Yes, I'm actually more interested in not having to shift the money around and have a better rate for longer periods. the current interest is good enough for me. lol

 

[hwarzoner]

I like esaver cos can see interest on the 1st of every month, can use it pay my monthly expenses without touching my salary.

 

[sohguanh]

I like esaver cos can see interest on the 1st of every month, can use it pay my monthly expenses without touching my salary.

Yes I agree. RHB give bonus quite late so can see base interest only. If only eSaver is like FD last 12 months or more that would be ideal

 

[direbmem]

I like esaver cos can see interest on the 1st of every month, can use it pay my monthly expenses without touching my salary.

2.3k enough to cover all your expenses ah?

 

[sohguanh]

2.3k enough to cover all your expenses ah?

Assume single and parents self sufficient, no housing or car loan I think 2.3K should be enough unless one eat restaurant or like to play everyday

 

[DevilPlate]

Same here. Glad to know I'm not alone. This is the account where I got the rates via invite, and will last till Jun 2033. Will have to wait till mid mth to see if get the exclusive bonus interest, else will write in.

For Nov mth, i receive the exclusive bonus interest on 16 Dec….lets wait and monitor.

not sure why they split into 2 parts though.