Standchart eSaver

[sohguanh]

Weird. I actually like the new UI.

There are info you can find in online banking but the mobile app not showing. E.g I make payment to my SC credit card that txn not shown under the card details in mobile but online it show. Other readers have shared other feature missing if you read back some of the threads.

 

[Jirachi]

There are info you can find in online banking but the mobile app not showing. E.g I make payment to my SC credit card that txn not shown under the card details in mobile but online it show. Other readers have shared other feature missing if you read back some of the threads.

Oh, I see. Thanks for sharing!

 

[konan~]

Weird. I actually like the new UI.

I think it is good too after exploring it for a while. And when I did a transfer into the account, it immediately showed up in the apps now.

 

[Hulky8]

Any idea when Scb crediting the bonus interest this month?
Last mth they did so 16th March ,today ,19th April still not in,
waiting for money for marketing ,,,cry cry,,,,,

 

[V_for_Vanilla]

Any idea when Scb crediting the bonus interest this month?
Last mth they did so 16th March ,today ,19th April still not in,
waiting for money for marketing ,,,cry cry,,,,,

Same, been waiting. TnC says by 20th.

 

[DriftKing]

Wtf, just realized the SC mobile app changed interface. It's a major cluster fk now and it's so difficult to read

Weird. I actually like the new UI.

I think I know why I feel it's a cluster fk now.

The lack of contrast between each transaction lines and most importantly, each account is missing. Making the whole screen like a uniform page with a white back ground. The new font also doesn't help either. Each section is missing a colored outline now. If you click at other functions in the app, actually it brings you back to their old themes which you can see the outlines for each link.

I cannot imagine this is viewed in a poor contrast LED phone screen when I'm already on OLED screen.

 

[Ahboy069]

When interest in?

 

[Jirachi]

I think it is good too after exploring it for a while. And when I did a transfer into the account, it immediately showed up in the apps now.

Yeah, such things are very much down to personal preference. I like it does not mean that others like it, and vice-versa.

 

[Jirachi]

I think I know why I feel it's a cluster fk now.

The lack of contrast between each transaction lines and most importantly, each account is missing. Making the whole screen like a uniform page with a white back ground. The new font also doesn't help either. Each section is missing a colored outline now. If you click at other functions in the app, actually it brings you back to their old themes which you can see the outlines for each link.

I cannot imagine this is viewed in a poor contrast LED phone screen when I'm already on OLED screen.

Maybe this is something that the UI/UX designer has to go back to the drawing board.

 

[Mickey01]

The balance of the exclusive BI credited .....

 

[Devilsire]

The balance of the exclusive BI credited .....

in liao in liao! tmr can add fish for caipng

(01 OF 6) so 5 more months of 4% i guess

 

[V_for_Vanilla]

Really wait until last day to credit.

 

[EveMuffins]

bonus lai liao..

 

[HWZ1973]

Is this bonus interest by invitation only? I didn't see it in my account

 

[ckman3]

Is this bonus interest by invitation only? I didn't see it in my account

I think is by invitation only. Earlier post described as Exclusive Bonus in attached pic of transaction.

 

[HWZ1973]

I think is by invitation only. Earlier post described as Exclusive Bonus in attached pic of transaction.

Ok thanks

 

[twosix]

no exclusive invite for me, so i jump ship to hsbc ega. 4.3% for april to july.

 

[konan~]

Is this bonus interest by invitation only? I didn't see it in my account

If not by invitation, BI would have been credited on 31 Mar together with prevailing interest.

 

[mojipei]

Just put money into the esaver account on 11Apr, but until now, I do not know how much bonus interest they are giving me. Have to ask because I am transferring from POSB to this account, but I do not know if it is considered 'fresh fund'. I do a lot of transfer between these 2 accounts.
I am also thinking of transferring some more because of the bonus interest. If not considered 'fresh fund', no more transferring, I may even close this account.
Anyone can help me on this, thank you.

 

[royalmix]

Just put money into the esaver account on 11Apr, but until now, I do not know how much bonus interest they are giving me. Have to ask because I am transferring from POSB to this account, but I do not know if it is considered 'fresh fund'. I do a lot of transfer between these 2 accounts.
I am also thinking of transferring some more because of the bonus interest. If not considered 'fresh fund', no more transferring, I may even close this account.
Anyone can help me on this, thank you.

Why is it important to understand the maths on how Bonus Interest is calculated? You can trick the system to pay you more interest for the mth!

If your account existed since March:

What is ADB for the mth = total up end of day balance for the mth (ie 30 days for April) / 30

What is incremental ADB for April = ADB April less ADB for March (that's is why you should always keep zero ADB for March)

Bonus interest April = 3.75% * incremental ADB for April/365*30

So the more money you deposit in April, the higher your incremental ADB and BI. If you withdraw, incremental ADB will reduced so BI reduced.

So the trick is, got money towards end of mth, dump in. Withhold withdrawals towards end of mth if you need money, wait till beginning of mth.

Which bank account dun work this way? DBS Multiplier! (I know)

Read the above on how bonus interest is calculated.

Simple. If your account existed in Mar, what is your Mar ADB? This will not earn bonus interest.

Only incremental fresh funds ADB in April earn bonus interest. Fresh funds means you transfer money from other banks into esaver.