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Came in via email. But I'm with hsbc now for 4.5% 2 months.
Standchart eSaver
- Thread starter mdax23
- Start date
the 4.5% includes the 1% everyday+ right? that one needs to pump in every month, so the amount in Nov won't earn 4.5% but only 3.5% in Dec.
Shldnt it be 3.5% + 1% for Nov and 3.5% in Dec since the additional 1% is only for incremental fund from previous month?
Anyone else got this invite?
Example: my balance in esavers at 31 Oct is $25K, I must pump in +$100K in Nov to get 3.7% right?
qweiopertyu
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for the invite for 3.7%,
^"Fresh funds" means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.
Which date is the promotion period? 1st Nov 23?
I've previously transferred out money on 2nd Oct 23.
^"Fresh funds" means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.
Which date is the promotion period? 1st Nov 23?
I've previously transferred out money on 2nd Oct 23.
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The extra 1% should be for Nov. Dunno abt dec. Need to read more thoroughly again.
Looking forward to higher rates next mth!
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Kinda disappointed it is not >4%.Looking forward to higher rates next mth!
Same leh. First time they invited me. Last month I transferred all to cimb. Now must bring back.
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My esaver is almost empty. Dunno what criteria they used to choose. Haha.
When you move out the funds, then they invite you back.
The key to special invite is 100K and if you have 100K I will try my luck with UOB One account to satisfy the criteria and get much more interest. UOB salary credit can be simulated and card spending just need to find a way. 100K is big capital a 0.5% change to me is a lot of interest. My own opinion of cuz.
100k is not alot...
0.5% is $4....a mth
$40
UOB One that is 5% vs 3.7% is difference of 1.3% for 5 months (as eSaver promo period is for 5 months). That difference is enough for a few meals at least for me.
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I do not know why someone wants to compare orange vs apple.
one needs to giro salary and spend using their credit card. one is straight forward dump and earn interest. no need to do this and that. and also max $100k to earn interest.
esaver up to $5m can earn 3.7%. 2 totally different program.
one needs to giro salary and spend using their credit card. one is straight forward dump and earn interest. no need to do this and that. and also max $100k to earn interest.
esaver up to $5m can earn 3.7%. 2 totally different program.
And no need to fear losing interest if cannot hit 500 cc ( or force spend unnecessarily) or hack get removed during the mth by the bank!
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Yah lor.. so many conditions still want to compare with free interests. Haha.And no need to fear losing interest if cannot hit 500 cc ( or force spend unnecessarily) or hack get removed during the mth by the bank!
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