Standchart eSaver

[twosix]

the 4.5% includes the 1% everyday+ right? that one needs to pump in every month, so the amount in Nov won't earn 4.5% but only 3.5% in Dec.

The extra 1% should be for Nov. Dunno abt dec. Need to read more thoroughly again.

 

[royalmix]

Haha... SC finally send me invitation for 3.7% interests for 5 months.

Looking forward to higher rates next mth!

 

[twosix]

Looking forward to higher rates next mth!

Kinda disappointed it is not >4%.

 

[martin]

one of the requirements is that i must be the primary a/c holder. What does this mean? My a/c is joint with my wife, can?

 

[martin]

Haha... SC finally send me invitation for 3.7% interests for 5 months.

Same leh. First time they invited me. Last month I transferred all to cimb. Now must bring back.

 

[twosix]

Same leh. First time they invited me. Last month I transferred all to cimb. Now must bring back.

My esaver is almost empty. Dunno what criteria they used to choose. Haha.

 

[martin]

My esaver is almost empty. Dunno what criteria they used to choose. Haha.

When you move out the funds, then they invite you back.

 

[sohguanh]

The key to special invite is 100K and if you have 100K I will try my luck with UOB One account to satisfy the criteria and get much more interest. UOB salary credit can be simulated and card spending just need to find a way. 100K is big capital a 0.5% change to me is a lot of interest. My own opinion of cuz.

 

[abcde83]

The key to special invite is 100K and if you have 100K I will try my luck with UOB One account to satisfy the criteria and get much more interest. UOB salary credit can be simulated and card spending just need to find a way. 100K is big capital a 0.5% change to me is a lot of interest. My own opinion of cuz.

100k is not alot...
0.5% is $4....a mth

 

[item2sell]

100k is not alot...
0.5% is $4....a mth

$40

 

[sohguanh]

100k is not alot...
0.5% is $4....a mth

UOB One that is 5% vs 3.7% is difference of 1.3% for 5 months (as eSaver promo period is for 5 months). That difference is enough for a few meals at least for me.

 

[twosix]

I do not know why someone wants to compare orange vs apple.

one needs to giro salary and spend using their credit card. one is straight forward dump and earn interest. no need to do this and that. and also max $100k to earn interest.

esaver up to $5m can earn 3.7%. 2 totally different program.

 

[royalmix]

I do not know why someone wants to compare orange vs apple.

one needs to giro salary and spend using their credit card. one is straight forward dump and earn interest. no need to do this and that. and also max $100k to earn interest.

esaver up to $5m can earn 3.7%. 2 totally different program.

And no need to fear losing interest if cannot hit 500 cc ( or force spend unnecessarily) or hack get removed during the mth by the bank!

 

[twosix]

And no need to fear losing interest if cannot hit 500 cc ( or force spend unnecessarily) or hack get removed during the mth by the bank!

Yah lor.. so many conditions still want to compare with free interests. Haha.

 

[sohguanh]

The comparison is needed becuz the capital is huge 100K. UOB salary easily simulated only other factor is the 500 spending which may come in the form of gift topup for e.g. If I have 100K cash on hand I definitely will research and spend more effort. But for me at all times monies are diversified into various investment instruments so does not apply for me.

Of cuz some readers want to play it safe, don't wanna crack head how to simulate salary, spend 500 then yes eSaver this special invite is no frills indeed.

 

[abcde83]

to be fair , i am having both..
put 100k into my uob one and wife's..
then balance 1 million into esaver

 

[twosix]

to be fair , i am having both..
put 100k into my uob one and wife's..
then balance 1 million into esaver

Not everyone has so much money to play with, or may want to use other cc for certain reasons like earning air miles.

Also many retirees have 1m or more, but no income, so cannot play the uob game.

If can afford, who does not want to use every tools to grow their money tree?

 

[myhyip4me]

For the Nov 23 to Mar 24 3.7% Promo,if i make sure my day end balance on 30 Nov is 100K more than 31 Oct, and withdraw 50K on 1 Dec, the remaining balance stil can earn 3.7%, right?

 

[dngth]

Anyone know what is SCB selection criteria for the bonus interest promo invite? Been with SCB eSaver for a while but had not receive such invite.

 

[zer0ne]

Those got invited the 3.7%, is it must deposit 100k before 30th Nov to qualify?