Standchart eSaver

[BlackTortoise]

My marathon run from October to Dec 2024. So where should i shift the fund to? Shift today or tomorrow if more than $200,000?

 

[JetStorm]

My marathon run from October to Dec 2024. So where should i shift the fund to? Shift today or tomorrow if more than $200,000?

200k? Maybank 3.2~3.4% / UOB stash 3% / Maribank 3.5% / Cimb 3.2% .

Mari & Cimb need to move at least 5k today. Tmr then move the rest.

OCBC 360 4% also can if you got salary credit.

 

[BlackTortoise]

200k? Maybank 3.2~3.4% / UOB stash 3% / Maribank 3.5% / Cimb 3.2% .

Mari & Cimb need to move at least 5k today. Tmr then move the rest.

OCBC 360 4% also can if you got salary credit.

why move $5,000 to cimb today? Why cannot move ALL In Tomorrow?

 

[tinsel77]

why move $5,000 to cimb today? Why cannot move ALL In Tomorrow?

Cimb need 5k more than end of Nov by 31st Dec 1st to enjoy the 3.2%

 

[BlackTortoise]

Cimb need 5k more than end of Nov by 31st Dec 1st to enjoy the 3.2%

ya just saw from cimb website. thanks bro. huat ahh

 

[Cookie Muncher]

also thinking about where to park the cash after the eSaver promo ends for Dec.

Should we lock in the 3.2% promo for CIMB now? duno what's their new promo

 

[BlackTortoise]

200k? Maybank 3.2~3.4% / UOB stash 3% / Maribank 3.5% / Cimb 3.2% .

Mari & Cimb need to move at least 5k today. Tmr then move the rest.

OCBC 360 4% also can if you got salary credit.

maribank only 2.5% from Jan 2025 leh.

 

[JetStorm]

maribank only 2.5% from Jan 2025 leh.

https://www.maribank.sg/help-centre...savings-account-2024-bonus-interest-promotion

Invite basis only.

 

[twosix]

tomorrow should be more banks with the jan promos, but for now cimb 3.2% till end feb is the best for <= $200k.

 

[BlackTortoise]

tomorrow should be more banks with the jan promos, but for now cimb 3.2% till end feb is the best for <= $200k.

so hold the horses first or ALL IN into CIMB for $250,000 fund NAO?

 

[alt2015]

Cimb need 5k more than end of Nov by 31st Dec 1st to enjoy the 3.2%

This one must sign up? Or just Tfr 5k in by 32 Dec will auto get 3.2% ?

 

[coconut1]

tomorrow should be more banks with the jan promos, but for now cimb 3.2% till end feb is the best for <= $200k.

why best for <= $200k? Is there a cap?

 

[twosix]

Put $5k first as others have suggested.

 

[bladez87]

Put $5k first as others have suggested.

Looks like there are 2 conditions
Need 5k on 31 Dec.
And Dec needs to a daily balance of 5k thru out the month.
So putting 5k on 31 Dec will fail the second condition

 

[BlackTortoise]

Put $5k first as others have suggested.

Done. ALL IN Tomorrow. Huat Ahh

 

[BlackTortoise]

Looks like there are 2 conditions
Need 5k on 31 Dec.
And Dec needs to a daily balance of 5k thru out the month.
So putting 5k on 31 Dec will fail the second condition

What? then how? I just put in $5,000.

 

[twosix]

Looks like there are 2 conditions
Need 5k on 31 Dec.
And Dec needs to a daily balance of 5k thru out the month.
So putting 5k on 31 Dec will fail the second condition

Look at the example.. it states end of day balance, not daily balance.

 

[oceanicmanta]

Looks like there are 2 conditions
Need 5k on 31 Dec.
And Dec needs to a daily balance of 5k thru out the month.
So putting 5k on 31 Dec will fail the second condition

re clause 5b .. it means if dont have 5k incremental on that day, then wont get Bonus Interest for that day only, which is how CIMB has been running this promo all along

 

[twosix]

why best for <= $200k? Is there a cap?

Cos' maybank is giving 3.4% for >$200k, and 3.2% for =<$200k.

 

[ahchan]

Looks like there are 2 conditions
Need 5k on 31 Dec.
And Dec needs to a daily balance of 5k thru out the month.
So putting 5k on 31 Dec will fail the second condition

I think CIMB does not need daily balance throughout the month...
At least this is what I checked from CSO and also from previous experience how CIMB run their promotion...

Are you sure on your above information?