Standchart eSaver

[heng_ah]

Looks like there are 2 conditions
Need 5k on 31 Dec.
And Dec needs to a daily balance of 5k thru out the month.
So putting 5k on 31 Dec will fail the second condition

No, that's not how FastSaver works.
No need to keep thru out the month.

 

[bladez87]

I think CIMB does not need daily balance throughout the month...
At least this is what I checked from CSO and also from previous experience how CIMB run their promotion...

Are you sure on your above information?

i not familiar with CIMB events. i was just reading thru the TnC

 

[bladez87]

Cos' maybank is giving 3.4% for >$200k, and 3.2% for =<$200k.

maybank is 3.4% till Jan..
while CIMB is 3.2%/3.3% till Feb...

 

[Mickey01]

Looks like there are 2 conditions
Need 5k on 31 Dec.
And Dec needs to a daily balance of 5k thru out the month.
So putting 5k on 31 Dec will fail the second condition

this is not how the CIMB BI promo works. You are confusing everyone here ....

 

[royalmix]

Why SCB esaver become CIMB? You guys lost your home?

 

[twosix]

Why SCB esaver become CIMB? You guys lost your home?

People in esaver discussing where to move to next. Like that u also want to jjyy?

 

[royalmix]

People in esaver discussing where to move to next. Like that u also want to jjyy?

It is more than that, you not reading? Now they have gone home for good, so you should stop!

 

[Devilsire]

Thank you SCB for the 3.44%
Next best all in CIMB Fastsaver 3.2% from tomorrow?
Edit: Maybank Isavy 3.4% if >200k increment

transfering $5k now to keep the window open

 

[sglandscape]

Thank you SCB for the 3.44%
Next best all in CIMB 3.2% from tomorrow?
transfering $5k now to keep the window open

From today, or need to do 5k by today to chope seat.

 

[bladez87]

Thank you SCB for the 3.44%
Next best all in CIMB Fastsaver 3.2% from tomorrow?
Edit: Maybank Isavy 3.4% if >200k increment

transfering $5k now to keep the window open

how you get 3.44%? you did the marathon?

 

[tweeety]

im joining the marathon from DEC to FEB. i guess it is the best to keep some funds for 1 day in DEC, then move more funds in during JAN and FEB.

 

[Devilsire]

how you get 3.44%? you did the marathon?

i think it was the Oct-Dec marathon or something, cant remember exactly, rates was in my excel

yup, infact i have a Tbill maturing 29/10 and am planning to move back to SCB, i.e 1d*3.35% + 30d*3.4% + 31d*3.5% = 3.449% pa

 

[botak33]

Thank you SCB for the 3.44%
Next best all in CIMB Fastsaver 3.2% from tomorrow?
Edit: Maybank Isavy 3.4% if >200k increment

transfering $5k now to keep the window open

The bl**dy SCB suspended my account when I tried to transfer out my money. Called the CSO & was told that the IT team will call me in the next 2 to 3 working days to verify. Why they need to take so long to contact me? Marathon saver ending today. Are they going to compansate me all the interest losses for those few days? Damn pissed off.

 

[peppermint7]

The bl**dy SCB suspended my account when I tried to transfer out my money. Called the CSO & was told that the IT team will call me in the next 2 to 3 working days to verify. Why they need to take so long to contact me? Marathon saver ending today. Are they going to compansate me all the interest losses for those few days? Damn pissed off.

Issit your sum is very big? Or issit you seldom move your funds?
I ever been called up once in the early years to confirm I'm the one doing the transfer. Thereafter touch wood could be they see my patterns of transferring here and there they didn't bother me much. I just transfer yesterday 100k to HL bank (new bank linkage for me) and it went thru smoothly. I was also a bit worried it get suspended but so far so good. Maybe today more ppl move funds so they extra careful

 

[Garlic & Butter]

your account new/ or first large transfer?

happened to me last week. ebanking + app instant blocked after 1st time xfer to new account + large amount. lengthy wait/ call to CSO who say unable to unblock on her end, and another CSO called nxt day to unblock.

there's no 12hrs cooling period when adding that (new) account

 

[botak33]

your account new/ or first large transfer?

happened to me last week. ebanking + app instant blocked after 1st time xfer to new account + large amount. lengthy wait/ call to CSO who say unable to unblock on her end, and another CSO called nxt day to unblock.

there's no 12hrs cooling period when adding that (new) account

Account not new & not very large amount around 50K.

 

[botak33]

Issit your sum is very big? Or issit you seldom move your funds?
I ever been called up once in the early years to confirm I'm the one doing the transfer. Thereafter touch wood could be they see my patterns of transferring here and there they didn't bother me much. I just transfer yesterday 100k to HL bank (new bank linkage for me) and it went thru smoothly. I was also a bit worried it get suspended but so far so good. Maybe today more ppl move funds so they extra careful

I always do the music chair for so many years. Nothing happened & only 50K.

 

[peppermint7]

Account not new & not very large amount around 50K.

Could be you seldom transfer then. I recalled the time when they called me back then was i seldom transfer and they flag it as suspicious funds movement. My sum wasn't big back then. Only like 3k.

 

[Devilsire]

I always do the music chair for so many years. Nothing happened & only 50K.

i transfer periodically in/out SCB every cycle 5-6 figures all to similar saved accounts, no kena before
personally i feel its a good safeguard if really blocks, just like flight getting cancelled/delayed for checks etc, i reckon safety first over inconveniences

 

[sglandscape]

i transfer periodically in/out SCB every cycle 5-6 figures all to similar saved accounts, no kena before
personally i feel its a good safeguard if really blocks, just like flight getting cancelled/delayed for checks etc, i reckon safety first over inconveniences

Agree with you, and especially if it is a new payee. If have repeated to and fro transfers and all same name account the bank also know you're trying to game them, but no choice they still need the funds