Standchart eSaver

[reflecx]

eSaver latest promo for Dec - Jan is out

Total 1.65% with wealth, 1.25% without wealth

 

[changruihao]

Had this problem for months. You try to uninstall the app and reinstall, if still cannot, contact the CS. Meanwhile, use PC to transfer

How did u manage to solve it? Worried if uninstall the 2fa lock will delay me

 

[ahchan]

Trying to move fund out of SC esaver

eSaver latest promo for Dec - Jan is out

Total 1.65% with wealth, 1.25% without wealth

Still looks not bad...

 

[speedsonic]

if i already on esaver, cannot right? need to merry go round?

shld not deduct fall below fee if they are the ones who institute this transfer out during alternate month.

 

[Imhthc]

shld not deduct fall below fee if they are the ones who institute this transfer out during alternate month.

Ultimately bank is still doing a business. We learnt this since POSB was taken by DBS.

 

[lasnoblur]

eSaver latest promo for Dec - Jan is out

Total 1.65% with wealth, 1.25% without wealth

1.25% is not so attractive ..

 

[FlyGuardX]

1.25% is not so attractive ..

How to fulfil the wealth component? Any minimum to invest?

 

[lasnoblur]

How to fulfil the wealth component? Any minimum to invest?

Members here discussed that the easiest method is opening a trading account with scb and self invest in some stocks. Holding them will qualify as wealth holdings.

 

[marshmallow96]

How did u manage to solve it? Worried if uninstall the 2fa lock will delay me

Uninstall and reinstall. Yes you gotta set up the digital token again and wait 12 hours if I remember correctly. If it’s urgent then you use PC to transfer first, got time then uninstall

 

[hwarzoner]

in Oct 2025 i was invited for the By invitation only: Enjoy high yield interest of up to 1.35% p.a. on your e$aver for 3 months ( 01Nov25 to 31Jan26), so i placed money into my esaver account on 01Nov 2025.

now December esaver bonus interest is 1.65%, so now i be getting 1.35% or 1.65%???

 

[lasnoblur]

in Oct 2025 i was invited for the By invitation only: Enjoy high yield interest of up to 1.35% p.a. on your e$aver for 3 months ( 01Nov25 to 31Jan26), so i placed money into my esaver account on 01Nov 2025.

now December esaver bonus interest is 1.65%, so now i be getting 1.35% or 1.65%???

Should be 1.35%.

 

[sglandscape]

in Oct 2025 i was invited for the By invitation only: Enjoy high yield interest of up to 1.35% p.a. on your e$aver for 3 months ( 01Nov25 to 31Jan26), so i placed money into my esaver account on 01Nov 2025.

now December esaver bonus interest is 1.65%, so now i be getting 1.35% or 1.65%???

1.35% likely

 

[royalmix]

in Oct 2025 i was invited for the By invitation only: Enjoy high yield interest of up to 1.35% p.a. on your e$aver for 3 months ( 01Nov25 to 31Jan26), so i placed money into my esaver account on 01Nov 2025.

now December esaver bonus interest is 1.65%, so now i be getting 1.35% or 1.65%???

Read your offer letter/tnc! Is there a clause referencing current promo?

I can see the tnc at the website!

Why do you want 1.35% when Nov is 1.95%? No need to move funds around?

 

[Mickey01]

in Oct 2025 i was invited for the By invitation only: Enjoy high yield interest of up to 1.35% p.a. on your e$aver for 3 months ( 01Nov25 to 31Jan26), so i placed money into my esaver account on 01Nov 2025.

now December esaver bonus interest is 1.65%, so now i be getting 1.35% or 1.65%???

In the past, Exclusive Invite eSaver Bonus Interest campaign used to have this clause in the T&Cs -
"Not withstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

But I think SCB removed this clause from the T&C sometime 2nd half of 2024.

 

[hwarzoner]

Read your offer letter/tnc! Is there a clause referencing current promo?

I can see the tnc at the website!

Why do you want 1.35% when Nov is 1.95%? No need to move funds around?

one curious question can i "opt out" of this exclusive invitation if the public offer interest rate is better???
meaning so if i received this invitation, i will be stuck with this invitation interest rate if i put money into esaver?

 

[royalmix]

one curious question can i "opt out" of this exclusive invitation if the public offer interest rate is better???
meaning so if i received this invitation, i will be stuck with this invitation interest rate if i put money into esaver?

You have a choice, just dun meet the condition stated!

(never invited, so I never "keng")

 

[reflecx]

one curious question can i "opt out" of this exclusive invitation if the public offer interest rate is better???
meaning so if i received this invitation, i will be stuck with this invitation interest rate if i put money into esaver?

You actually have to "opt in" after you receive the exclusive offer, usually by depositing $100k. After you opt in, you are stuck.

 

[jseyong]

when does the public BI usually come in?

 

[hwarzoner]

in 2015, esaver interest is 1.4%, ten years later back to 1.4%

 

[peppermint7]

when does the public BI usually come in?

I'm still waiting for mine. Usually they give earlier like on 7th but maybe today is Sunday so they haven't. But officially it should be by 25th.