Standchart eSaver

[hwarzoner]

Read your offer letter/tnc! Is there a clause referencing current promo?

I can see the tnc at the website!

Why do you want 1.35% when Nov is 1.95%? No need to move funds around?

one curious question can i "opt out" of this exclusive invitation if the public offer interest rate is better???
meaning so if i received this invitation, i will be stuck with this invitation interest rate if i put money into esaver?

 

[royalmix]

one curious question can i "opt out" of this exclusive invitation if the public offer interest rate is better???
meaning so if i received this invitation, i will be stuck with this invitation interest rate if i put money into esaver?

You have a choice, just dun meet the condition stated!

(never invited, so I never "keng")

 

[reflecx]

one curious question can i "opt out" of this exclusive invitation if the public offer interest rate is better???
meaning so if i received this invitation, i will be stuck with this invitation interest rate if i put money into esaver?

You actually have to "opt in" after you receive the exclusive offer, usually by depositing $100k. After you opt in, you are stuck.

 

[jseyong]

when does the public BI usually come in?

 

[hwarzoner]

in 2015, esaver interest is 1.4%, ten years later back to 1.4%

 

[peppermint7]

when does the public BI usually come in?

I'm still waiting for mine. Usually they give earlier like on 7th but maybe today is Sunday so they haven't. But officially it should be by 25th.

 

[hwarzoner]

exclusive invitation bonus received on 3rd of dec.

 

[Imhthc]

in 2015, esaver interest is 1.4%, ten years later back to 1.4%

erm. Any conclusion?

 

[DevilPlate]

erm. Any conclusion?

10y cycle

 

[Imhthc]

10y cycle

Oh really?
First time I heard of 10 year cycle in interest rate.
Fun fact: In 2005, the Standard Chartered eSaver account offered an interest rate of
1.88% per annum from the first dollar. Later in the year, the bank raised the interest rate to 2.45% per annum for both new and existing funds.

 

[addict951]

I'm still waiting for mine. Usually they give earlier like on 7th but maybe today is Sunday so they haven't. But officially it should be by 25th.

Ib ber jeep hor?

 

[Cookie Muncher]

the ppl doing BI on leave

 

[peppermint7]

Ib ber jeep hor?

Public BI in already

 

[firexed]

Bought 1 share of ES3 but only got 1.55 % for Nov - Seems it's not enough ?

 

[Imhthc]

Bought 1 share of ES3 but only got 1.55 % for Nov - Seems it's not enough ?

There is always a sweet spot. If ur fund is big, the differential interest will be worth it with the comm u paid for 1 share of ES3 and if u keep it till Feb 26, u can still move the fund back to earn public interest with wealth holding rate.

 

[firexed]

There is always a sweet spot. If ur fund is big, the differential interest will be worth it with the comm u paid for 1 share of ES3 and if u keep it till Feb 26, u can still move the fund back to earn public interest with wealth holding rate.

I didn't get the interest rate for wealth holdings - is there a minimum amount ?

 

[firexed]

Because you did not hold/maintain your investment until end of mth?

I did.

 

[royalmix]

I did.

then write in to appeal!

“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period."

Esaver - you are primary account holder?
Investment - you are the owner and bought thru the bank, held to mthend?

 

[firexed]

then write in to appeal!

“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period."

Esaver - you are primary account holder?
Investment - you are the owner and bought thru the bank, held to mthend?

Yes, I bought 1 share of ES3 through SC Mobile Trading. Maybe that doesn’t count ?

 

[Imhthc]

Yes, I bought 1 share of ES3 through SC Mobile Trading. Maybe that doesn’t count ?

Which date did you buy the ES3?